AN ASSESSMENT OF ADEQUATE RISK RECOGNITION AND MANAGEMENT IN NIGERIAN INSURANCE COMPANIES (A case study of Leadway Assurance Company. Plc. Kaduna)

ABSTRACT
The assessment of adequate risk recognition and management in Nigerian insurance industry is aim at determining the effectiveness of how the insurance industry handle risk that is being transferred to them and also to assess how insurance companies render their services. 

The statement of problem include lack of adequate claims settlement procedures which are characterized with bureaucracy and lack of proper fixed or computed premiums which endangers the solvency and profitability of the insurance companies. The researcher finds including, prompt settlement of claims by the insurer encourages high level of patronage from it client and also premium is charged by the insurer according to the type of risk undertaking. 

Finally, insurers should not just issue policies, they should engage in careful diagnosis of what insurance products their clients deserve. By adequately monitoring the risk covered through professional advice and risk survey. 
 
TABLE OF CONTENTS
Title page 
Declaration 
Approval page
Dedication
Acknowledgement 
Abstract 
Table of contents 

CHAPTER ONE: 
Introduction
1.0Background of the study 
1.1Statement of the problem
1.2Formulation of hypothesis
1.3Scope of the study
1.4Significance of the study
1.5Historical background of the case study
1.6Definition of terms 

CHAPTER TWO:
LITERATURE REVIEW
2.0Overview
2.1Concepts of Risk
2.2Types of risk
2.3Source of risk
2.4Risk Identification
2.5Risk Evaluation
2.6Risk Treatment
2.7Management of risk
2.8The Value of risk Management
2.9Insurance and risk management techniques
2.10The Nigerian insurance industry
2.11Insurance regulation

CHAPTER THREE: 
RESEARCH METHOLOGY
3.0Overview
3.1Population 
3.2Sampling technique
3.3Method of data collection
3.4Research techniques and analytical tools for testing of hypothesis   

CHAPTER FOUR: 
Data presentation and analysis
4.0Overview
4.1Presentation of data base on questionnaire
4.2Data analysis
4.3Testing of hypothesis
4.4Research findings  
 
CHAPTER FIVE: 
Summary of findings, conclusion and recommendations 
5.0Overview
5.1Summary 
5.2Conclusion
5.3Recommendations 
References 
Appendix