AN ASSESSMENT OF THE PERFORMANCE OF MORTAGE INSTITUTE OF REAL ESTATE DEVELOPMENT (A CASE OF FEDERAL MORTAGE BANK OF NIGERIA IBADAN BRANCH)

SYNOPSIS

Real properly development is the application of capital managerial skill and entrepreneurial activities to the economy of land resources development whose form is subordinate to the constraint imposed on it by nature.

The research carried out during project work revealed some of the problems facing the financial institutions in real property development which are problems arising from the mortgagor side which include non-repayment of borrowed loan by the mortgagor. Secondly the problem arising from the mortgage sides are financial problem and government policy.

The major role of financial institution is to examined based on the provision of home construction loan to individual and estate developers. Recommendations were given in order to alleviate some of the mentioned problems which include the enlighten of the public of function of financial institutions, the enforcement of government regulation, monitoring of mortgage loan and lastly good human relationship should be encouraged. 

TABLE OF CONTENT

Title page

Certification

Dedication

Acknowledgement

List of Content

List of Figure (If Any)

List of Plates (If Any)

Synopsis

CHAPTER ONE

1.0 Introduction 

1.1 State of Problem

1.2 Aim and Objectives

1.3 Significance of the Study

1.4 Scope of the Study

1.5 Limitation of Study

1.6 Study Area (Historical Background)

1.7 Definition of Terms

CHAPTER TWO

2.0 Conceptual Framework

2.1 Concept of Real Property Development

2.1.1 Types of Real Property Development

2.2 Nature of Real Property Market

2.3 Sources of Finance in Real Property Development

2.3.1 Institutional Sources

2.3.2 Non – Institutional Sources 

2.4 Role of Financial Institutional in Real Property Development      

2.5 Nigeria Monetary Policy in Relation to Real Property Development

2.5.1 Objective of the Monetary Policy

2.5.2 Instrument of Monetary Policy

2.6 Determinants of Financing Institution Performance in Nigeria Monetary Market.

CHAPTER THREE

3.0 Research Methodology

3.1 Research Design

3.2.0 Data and Types and Sources

3.2.1 Secondary Sources

3.3 Instrumentation for Data Collection

3.4 Sample frame, Sample size and Sampling Procedure 

3.5 Method of Data Analysis

CHAPTER FOUR

4.0 DATA INTERPRETATION AND ANALYSIS OF RESULT 

4.1 Introduction 

4.1.2 Analysis of Oral Interview Conducted

4.2 Categories of Loan Beneficiaries

4.3 Purpose for which loan is obtained

4.4 Current rate of Interest on saving for a Mortgage Loan

4.5.0 Sources of Bank Funding

4.5.1 Recession Period

4.5.1 Sources of Bank Funding

4.5.1 Recession Period

4.6 National Housing Policy

4.7 Problem Facing Federal Mortgage Bank in Financing Real Property Development

CHAPTER FIVE

5.0 Summary, Conclusion and Recommendation

5.1 Summary

5.2 Conclusion

5.3 Recommendation

References