ABSTRACT
The researcher examines the technique of managing financial distress in the Nigerian banking industry. The researchers purpose of study among other.
To examine bank recapitalisation as a technique of managing distress in the banking industry.
To examine debt recovery and cost reductive as a technique of managing distress in the banking industry.
To examine bank acquisition and merger as technique of managing distress in the Nigeria banking industry.
The researcher collected the necessary data through structural questionnaire and oral interview. In analyzing the data collected, the researcher made use of textual and tabular presentation.
In both case chi-square and simple percentage where the major tools used for data ananlysis.
The findings revealed among other things.
(1)That bank needs to be recapitulated.
(2)That two or more distressed banks need to merge to from a new, strong and healthy one.
(3)That banks need to recover their debts to ensure their continuing existence.
A strong bank should take over a small and weak bank to enhance its survival and performance. It was also discovered that excessive operational cost is one of the factors that led to bank distress.
TABLE OF CONTENTS
TITLE PAGE
APPROVAL PAGE
DEDICATION
ACKNOWLEDGEMENT
PROPOSAL PAGE
TABLE OF CONTENTS
CHAPTER ONE
1.0 INTRODUCTION
1.1BACKGROUND OF THE STUDY
1.2STATEMENT OF PROBLEM
1.3OBJECTIVE OF THE STUDY
1.4RESEARCH QUESTION
1.5RESEARCH HYPOTHESIS
1.6SIGNIFICANCE OF STUDY
1.7SCOPE, LIMIT AND DELIMITATION
1.8DEFINITION OF TERMS
REFERENCE
CHAPTER TWO
2.0REVIEW OF RELATED LITERATURE
2.1 INTRODUCTION TO EXAMINATION OF THE
TECHNIQUES OF MANAGING FINANCIAL
DISTRESS IN THE NIGERIAN BANKING INDUSTRY.
2.1BANKING RECAPITALIZATION
2.2 THE ROLE OF CAPITAL IN BANKING
2.3COMPONENTS OF BANK CAPITAL
2.4MAJOR OPTIONS IN BANK RECAPITALIZATION
2.5FOREIGN INVESTMENT OPTION IN BANK RECAPITALIZATION
2.6DEBT RECOVERY AND COST REDUCTION
2.7LOAN RECOVERY STRATEGICS
2.8BANK ACQUISITION AND MERGER
2.9 RESTRUCTURE AND SELL OPTION
REFERENCE
CHAPTER THREE
3.0RESEARCH DESIGN AND METHODOLOGY
3.1 RESEARCH DESIGN
3.2METHODS OF INVESTIGATION
3.3RESEARCH POPULATION
3.4SAMPLING SIZE DETERMINATION
3.5SAMPLE TECHNIQUES
3.6RESEARCH INSTRUMENT USED
3.7METHOD OF PRESENTATION
3.8TECHNIQUES OF DATA ANALYSIS
CHAPTER FOUR
4.0PRESENTATION OF DATA AND ANALYSIS
4.1 DATA PRESENTATION ANALYSIS
4.2TESTING OF HYPOTHESIS
CHAPTER FIVE
5.0FINDINGS, CONCLUSION AND RECOMMENDATION
5.1 FINDINGS
5.2CONCLUSION
5.3RECOMMENDATION
BIBILIOGRAPHY
APPENDIX
(1)LETTER TO THE RESPONDENTS
(2)QUESTIONNAIRES