Abstract
A quantitative case study investigated the challenges encountered by low income earners in Otjomuise in raising finance for acquiring a dwelling. The simple random stratified sampling technique was used to sample the households, housing finance schemes and the commercial banks approached for the study. Using a questionnaire, the study investigated, firstly, the challenges encountered by low income earners in Otjomuise in raising finance for a dwelling through a housing finance schemes; and secondly, to understand to what extent do housing finance schemes allow low income earners in Otjomuise to provide dwellings for themselves. The study found that in spite of the challenges that the low income earners encounter in raising finance for a dwelling, they considered the housing finance schemes of being of assistance to them. The study concludes that the major challenges that low income earners in urban areas encounter in acquiring a house range from high interest rates on mortgage bonds to income and collateral requirements of financial institutions.
NAKWEENDA, T (2021). An Investigation Into Housing Finance Schemes In Namibia: A Case Study Of Otjomuise, Windhoek. Afribary. Retrieved from https://tracking.afribary.com/works/an-investigation-into-housing-finance-schemes-in-namibia-a-case-study-of-otjomuise-windhoek
NAKWEENDA, TWIITEDULULENI "An Investigation Into Housing Finance Schemes In Namibia: A Case Study Of Otjomuise, Windhoek" Afribary. Afribary, 27 Apr. 2021, https://tracking.afribary.com/works/an-investigation-into-housing-finance-schemes-in-namibia-a-case-study-of-otjomuise-windhoek. Accessed 12 Nov. 2024.
NAKWEENDA, TWIITEDULULENI . "An Investigation Into Housing Finance Schemes In Namibia: A Case Study Of Otjomuise, Windhoek". Afribary, Afribary, 27 Apr. 2021. Web. 12 Nov. 2024. < https://tracking.afribary.com/works/an-investigation-into-housing-finance-schemes-in-namibia-a-case-study-of-otjomuise-windhoek >.
NAKWEENDA, TWIITEDULULENI . "An Investigation Into Housing Finance Schemes In Namibia: A Case Study Of Otjomuise, Windhoek" Afribary (2021). Accessed November 12, 2024. https://tracking.afribary.com/works/an-investigation-into-housing-finance-schemes-in-namibia-a-case-study-of-otjomuise-windhoek