Bank Credit Scheme and Success of Development Projects in Uganda. A Case Study of Equity Bank Uganda Ltd

ABSTRACT This report is entitled "Bank Credit Scheme and success of entrepreneurial projects in Equity Bank Uganda Ltd". The objectives of this study are; to determine the requirement of loaning followed by Equity Bank Uganda Ltd in terms of success of entrepreneurial Project. To find out the process through the successful projects are evaluated by the Bank, to determine the factors that negatively affect the Bank credit Scheme and Success of entrepreneurial Projects that have borrowed from the Bank. The study population comprised of 400 people, a sample size of 101 respondents was chosen, using simple random sampling method. Questionnaires were used in collecting both primary and secondary data. The collected data was analyzed using both qualitative and quantitative methods. The findings shows the benefits of Bank Credit Scheme, participation of the peoples in Bank Credit Scheme and the factors negatively affect the success of bank Credit Scheme for project that have borrowed from the Bank. The study concluded that the Bank Credit Scheme and success of entrepreneurial Projects has impact positive in social economic development. .It recommends that the Bank Credit Scheme policy should be well articulated to reflect the financial and human capacities, training and regular monitoring and evaluation.

 TABLE OF CONTENTS 

DECLARATION ................................................................................................. i 

APPROVAL ...................................................................................................... ii 

DEDICATION .................................................................................................. iii 

ACKNOWLEDGEMENTS .................................................................................. iv 

TABLE OF CONTENTS ...................................................................................... v 

LIST OF TABLES ........................................................................................... viii 

LIST OF FIGURES ............................................................................................ ix 

ACRONYMS ....................................... , ............................................................. x 

ABSTRACT ...................................................................................................... xi 

CHAPTER ONE ................................................................................................ 1 

INTRODUCTION ............................................................................................. 1 

I .0 Introduction ............................................ :.: ........................................................................... 1 

I. I Background of the study ....................................................................................................... 1 

I .2 Statement of the Problem ....................................................................................................... 2 

1.3 Purpose of the study ............................................................................................................. 3 

1.4 Objectives ofstudy ............................................................................................................... 3 

1.4.1 General objective ............................................................................................................... 3 

I .4.2 Specific objectives ............................................................................................................. 3 

1.5 Research questions ............................................................................................................... 3 

I .6 Research hypothesis ............................................................................................................. 4 

1.7 Scope of the study ................................................................................................................ 4 

1.7.1 Geographical scope ........................................................................................................... 4 

1.7.2 Theoretical scope ............................................................................................................... 4 

1.7.3 Content scope .................................................................................................................... 4 

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1.7.4 Time scope ........................................................................................................................ 4 

1.8 Significance of the study ...................................................................................................... 4 

1.9 Definition of terms ............................................................................................................... 5 

CHAPTER TWO ............................................................................................... ? 

LITERATURE REVIEW ................................................................................... 7 

2.0 Introduction .......................................................................................................................... 7 

2.1 Conceptual framework ......................................................................................................... 7 

2.2 Evaluation process ................................................................................................................ 8 

2.3 Characteristics of Successful Development Projects ............................................................ 12 

2.4 Project sustainability .......................................................................................................... 13 

2.5 Project quality management.. .............................................................................................. 14 

2.6 Quality Assurance .............................................................................................................. 16 

2.7 Evaluation of development projects .................................................................................... 17 

2.8 Conducting evaluation of development projects .................................................................. 18 

CHAPTER THREE ......................................................................................... 21 

METHOOLOGY ............................................................................................. 21 

3.0 Introduction ........................................................................................................................ 21 

3.1 Research design .................................................................................................................. 21 

3.2 Research Population ........................................................................................................... 22 .. 3.3 Sample Size ....................................................................................................................... 22 

3.4 Sample procedure ............................................................................................................... 23 

3.5 Methods for data collection ................................................................................................ 23 

3.5.1 Research instruments ....................................................................................................... 23 

3.6 Source of data .................................................................................................................... 24 

3.6.1 Primary data .................................................................................................................... 24 

3.6.2 Secondary data ................................................................................................................ 24 

3.7 Validity and Reliability ...................................................................................................... 24 

3.8 Data analysis ...................................................................................................................... 25 

3.9 Ethical considerations ......................................................................................................... 25 

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3.10 Limitations of the study .................................................................................................... 25 

CHAPTER FOUR ........................................................................................... 26 

DATA PRESENTATION AND ANALYSIS ........................................................ 26 

4.0 Introduction ........................................................................................................................ 26 

4.1 Demographic factors .......................................................................................................... 26 

4.2 Social Economic factors ..................................................................................................... 30 

CHAPTER FIVE ................................................................................ ............. 45 

CONCLUSIONS, SUMMARY OF THE MAJOR FINDINGS, 

RECOMMENDATIONS .................................................................................. 45 

5.0 Introduction ........................................................................................................................ 45 

5.1 Conclusion ......................................................................................................................... 45 

5 .2 Summary of findings ......................................................................................................... .-45 

5.3 Recommendations .............................................................................................................. 46 

5.4 Suggestions for Further Research ....................................................................................... 47 

REFERENCES ................................................................................................ 48 

APPENDICES ................................................................................................. 49 

Appendix I: Questionnaires ................................................................................ .49 

Appendix II: Time Framework ...............•. : ........................................................... 52 

Appendix III: Budget ......................................................................................... 53