BACKGROUND OF THE STUDY
Bank has been defined in various ways by different people. It is basically a service industry operated by people for the general interest of the public providing a mechanism for the mobilization of finds from surplus units in the economy and channeling them to the deficit units through extension of credits. The link between this surplus and deficit is actually vital because it facilitate business transaction and economic development. As an economic unit. The business enterprises acquires organizes and transforms factors of production in the activity of producing goods and services, the way in which these goods and services or input factors are combined and transformed units an output flow may be considered as problem of maximizing an output from a given input. As a result, the advent of banking institution and its scope limitation was to that business activities findings their expressions in monetary terms.
The banking institution is defined in section 61 of the bank and financial institution decree sub-section 21 of 1991 as a business of receiving cheques, deposits on current accounts saving accounts or other account like paying or collecting cheques drawn by or paid in by customers, provision of finance or such other business or services for the government and the entire economy
TABLE OF CONTENT
Declaration
Dedication
Acknowledgement
Abstract
Table of content
CHAPTER ONE
Background of the study
1.1Schedule of banks in Nigeria
1.2Objectives of bank study
1.3Justification of the study
1.4Scope of the study
1.5Structure of the study
1.6Structural changes in banks
1.7Unethical practice in banks
1.8Effect of unethical practices
1.9Checkmate of unethical practice
2.0 Legal proceedings on banks
2.1 Large scale fraudulent practices
2.2 Reasons for committing fraud.
CHAPTER TWO
LITERATURE REVIEW
2.3 The history of banking in Nigeria
2.4 Foreign based in Nigeria
2.5 Establishment of content bank in Nigeria
2.6 The commercial banks
2.7 Indigenous banks
2.8 Merchant bank
2.9 Community bank.
3.0 Federal Martage bank
3.1 Development banks
3.2 Nigeria Agricultural and cooperative banks
3.3 The Nigeria bank for commerce and industry
3.4 Urban Development bank
3.5 Finance companies
3.6 Insurance companies
3.7 Excess liquidity data
3.8 Structure and growth of banks
CHAPTER THREE
RESEARCH DESIGN AND METHODOLOGY
3.9 Sample size and sample techniques
4.0 Method of data collection
4.1 Method of data presentation
CHAPTER FOUR
DATA PRESENATION AND ANALYSIS
4.3 Hypothesis of study I
4.4 Hypothesis of study II
4.5 Hypothesis of study III
4.6 Research Assessment
4.7 Researched Experienced
4.8 Measures to meet standard.
CHAPTER FIVE
CONCLUSION
4.9 Findings
5.0 Recommendation
5.1 References
5.2 Appendix