EFFECTIVE ADMINISTRATION OF CREDIT IN COOPERATIVE ENTERPRISES (A CASE STUDY OF UGWUAJI FMSC CO-OPERATIVE IN ENUGU SOUTH LOCAL GOVERNMENT AREA OF ENUGU STATE)

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ABSTRACT

This project is written to be useful to all who are interested in Co-operative Organizations, Management, students and the general public. This is to reveal the process of effective Management of Credit in Co-operative society in Enugu South. In this project, one finds out the means of which this co-operative organizations generate fund, for example, through loan contract. More so, proper strictly and critical examination showed that co-operative could raise fund for their goal both by internal sources and external sources.

The Internal sources of fund generation include – share capital revolving and etc. While external are loan from Agricultural and Co-operative Development Bank and other agricultural and co-operative development agencies.

Failure militating against effective Management of Co-operative societies were revealed both economic, political, and cultural, religious factors.

Much recommendation on the way/ways of improving co-operative administration is critically highlighted, which could serve as machinery for any given effective guide towards releasing fulfilled objectives.

The methods used in collecting data for this project are through the statistical methods.

TABLE OF CONTENTS

Title page

Certification

Dedication

Acknowledgement

Abstract

List of names of officers of the co-operatives

Table of contents

CHAPTER ONE

INTRODUCTION

1.1Background of the Study

1.2Statement of Problem

1.3Objective of Study

1.4Significance of the Study

1.5Scope and Limitations

1.6Definition of Terms

1.7Research Questions

CHAPTER TWO

LITERATURE REVIEW

2.1The nature of Co-operatives

2.2Credit Co-operatives and their problems

2.3Sources of Co-operative Finance

2.3.1Internal Sources

2.3.2External Sources

2.4The Process of Credit Administration

2.5The Loan Committee

2.6Assessment of Loan Application

2.7Terms of Credit

2.8Supervision of Credit

2.9Loan Recovery

2.9.1Credit Co-operatives in Enugu South Local Government Area

2.9.2Factors Militating Against Efficient Credit Administration

CHAPTER THREE

RESEARCH METHODOLOGY AND RESEARCH DESIGN

3.1Population Studied

3.2Sample size and Sampling Techniques

3.3Method of data Collection

3.4Method of Data Analysis

3.5Sources of Data

3.6Method of Data Analysis

CHAPTER FOUR

DATA PRESENTATION, ANALYSIS AND INTERPRETATION

4.1Data Presentation

4.2Data Analysis

4.3Data Interpretation

CHAPTER FIVE

SUMMARY, RECOMMENDATIONS AND CONCLUSIONS

5.1Summary

5.2Recommendations

5.3Conclusions

BIBLIOGRAPHY

QUESTIONNAIRE

APPENDIX

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EFFECTIVE ADMINISTRATION OF CREDIT IN COOPERATIVE ENTERPRISES (A CASE STUDY OF UGWUAJI FMSC CO-OPERATIVE IN ENUGU SOUTH LOCAL GOVERNMENT AREA OF ENUGU STATE)

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