ABSTRACT The main aim of this research work was to examine entrepreneurship financing among females in Accra focusing on the enabling and challenging factors. The study employed qualitative research approach using exploratory and descriptive methods to achieve the objectives set out for the study. The main instrument employed was semi-structured interviews with twenty (20) respondent size being owners of female run SMEs in different fields ranging from food and beverages, water, clothing and designs, hair and cosmetics product within Accra. The study establishes that female run SMEs derive funding from various sources like family contribution, loans, personal savings and plough back profit with the major one being family contribution. Again, the study reveals that, the presence of increasing population, demands for goods and services, increased mobile phone and internet usage, presence of financial institutions with several loan schemes serve as enabling factors for the conduct of female run SMEs in Accra whereas factors like high interest rate, request for collateral and though banking procedures, discrimination and gender bias, and family related factors impact negatively on the pace of female business activities in the city and the country at large. Similarly, the study reveals that presence of factors like reduction in interest rate, provision of financial support for female SMEs, education, skills development and training for female SMEs are necessary for obtaining improved pace of female led SMEs in the city and the country as whole.
YARTEY, B (2021). Entrepreneurship Financing Amongst Female Smes In Accra: The Enablers And Challenges. Afribary. Retrieved from https://tracking.afribary.com/works/entrepreneurship-financing-amongst-female-smes-in-accra-the-enablers-and-challenges
YARTEY, BAABA "Entrepreneurship Financing Amongst Female Smes In Accra: The Enablers And Challenges" Afribary. Afribary, 09 Apr. 2021, https://tracking.afribary.com/works/entrepreneurship-financing-amongst-female-smes-in-accra-the-enablers-and-challenges. Accessed 18 Nov. 2024.
YARTEY, BAABA . "Entrepreneurship Financing Amongst Female Smes In Accra: The Enablers And Challenges". Afribary, Afribary, 09 Apr. 2021. Web. 18 Nov. 2024. < https://tracking.afribary.com/works/entrepreneurship-financing-amongst-female-smes-in-accra-the-enablers-and-challenges >.
YARTEY, BAABA . "Entrepreneurship Financing Amongst Female Smes In Accra: The Enablers And Challenges" Afribary (2021). Accessed November 18, 2024. https://tracking.afribary.com/works/entrepreneurship-financing-amongst-female-smes-in-accra-the-enablers-and-challenges