TABLE OF CONTENTS Title page: = = = = i Approval page: = = = = ii Dedication: = = = = iii Acknowledgment: = = = iv Abstract: = = = = v Table of contents: = = = vi CHAPTER ONE 1.1 Background of the study: = = 1 1.2 Statement of problem: = = 2 1.3 Objective of the study: = = 3 1.4 Significance of the study: = = 4 1.5 Scope and limitation of the study: = 5 1.6 Definition of terms: = = = 6 1.7 Reference: ...
ABSTRACT Chapter one portals the problems associated with the Nigeria commercial banks why serves as the introduction of the problems associated with loan recovery and it also gives the historical development of commercial banks in Nigeria. Chapter two, lays emphasis on the loan, origin and deification and how loan playa vital role in loan lending for the economic development and money creation in our society, both the lender and borrower have a duty to per form, for an efficient and effec...
BACKGROUND OF THE STUDY Lending is the backbone of banking activities, it generally provides the larger part of a banks profits. Thus bank have lending policies to establish the direction ad use of funds from stock holders, depositions and creditors to control the composition and size of the loan part folio, an to determine the general circumstance under which it is appropriate to make an advance. The most important purpose of an empiricist lending policy is to provide guidance for the len...
INTRODUCTION Finance has been identified as one of the major factors for the development of small-scale industries in Nigeria economy. For the establishment of small-scale business in Nigeria, the first factor to consider is the availability and source of fund for setting up the industry. Small-scale business is an organization that can be measured by various characteristics and some of these are its sales volume, capital investment, ownership structure and the number of paid employees. ...
ABSTRACT In this project research study (work) is a very crucial study for the Nigerian Commercial Banks, this study was actually motivated by the necessity of effects of development of new consumer credit products in Nigeria commercial banks. To solve the research problem, both primary and secondary data were collected. The research instrument used in collecting data were interview and questionnaire, the respondents were bank staff and some bank customers of the user of the product. The po...
ABSTRACT In this study, researcher examined the empirical analysis of commercial banks lending policies to the private sector. A case study of union bank of Nigeria plc. The study is significance on the system of monetary and credit policy measure which the central bank has stipulated the amount of interest lending rates that are obtainable in the commercial banks. The empirical analysis which is based on experiments or experience which is intended not only to maintain adequate monetary polic...
ABSTRACT Nigeria as an importance and first growing country in Africa has in recent years acquired most important role in the work economy. Many banks and a number of financial institution have taken their rightful place in Nigerian economy. This has resulted a change in test expectations and increasing sophisticated of the populace. The effect of this change is continuously affecting the mode and method by which the banks services are marked. This had created the need for a research work in...
INTRODUCTION As we move into the 21st Century, banks all over the world realize that only those that overhaul the whole of their payment and service delivery systems and operations are likely to survive and prosper in the New Millennium. This is due to the pressures of globalization, consolidation, deregulation and rapidly changing technology. Today’s business environment is very dynamic and undergoes rapid changes as a result of technological innovation, increased awareness and demands fr...
ABSTRACT Fraud is an epidemic dimension that has eaten deep into the banking sector as well as the entire economy. Its devastating effect manifests itself in the deteriorating balance sheet of banks as well as in economic backwardness. As a result, measures to eradicate fraud in banking sector become a central focus of the government and the monetary authorities. It was against this backdrop that this study was aimed at providing empirical evidence on the effect of fraud on performance of ban...
ABSTRACT In spite of various reforms over the years, the Nigerian banking sector has continued to experience a number of bank failures. The period of 1994-2013 witnessed a wave of systemic distress culminating in another round of bank failures. Not-withstanding the heavy impact this ugly and recurring development has inflicted on this sector, the 2004 Banking Sector Reforms swept away 14 additional banks while the 2009 sanitization affected additional 7 commercial banks. The tenacity of ban...