ABSTRACT This work entitled “The Analysis of the performance of computerization on the Nigeria financial system” spans through chapters and can be said to be very timely and significant. The first chapter treats the introductory aspect of the work and comprehensively issues lie statement of the problems, purpose/objective of the study, research question, and hypothesis of the study, significance of the study are discussed. The chapter however, concluded with scope, limitation and delimita...
ABSTRACT Fraud is an awful phenomenon, which like a view has invaded Nigeria banking industries and the society in general, and puts any organisation that is comes into in a distress point of in a state of liquidation. This study highlights the nature and various types of fraud, causes of bank fraud extent of fraud in banks, effect of bank fraud, detection and control measure adopted by management to check fraud incidents. The purpose of this research work is to find out whether there is sign...
INTRODUCTION 1.9BACKGROUND OF STUDY The banking industry has been known for its intermediary role in providing financial assistance (credit) needed in the economy. this role of financial intermediation is carried out in so many ways. First to be mentioned is the granting of loans and advances to customers which constitutes the major part of banking lending. Apart from loans and advances, other forms of bank credits like bond issued banks for and on behalf of their customers. In providing cred...
INTRODUCTION1.1BACKGROUND OF THE STUDY.A community bank which were established by federal government in December 1990 were designed to operate as a unit bank, a unit bank is the one which is authorized licensed to operate within a given locality where it is only authorized to open a simple office that serve as both head and Brach office.The establishment of community banks nation wide was promoted by federal Government with a view of bringing modern banking services to the grass roots. The in...
INTRODUCTION 1.1BACKGROUND OF THE STUDY Liquidity is the ability to current financial liabilities in cash. Liquidity is the word that bank use to describe the ability to satisfy demand for cash in exchange for deposit. A bank is considered to be liquid when it has in various forms and locations plus arrestment in securities that are easily available at a short notice without loss or much loss to the bank, it could be conventional to refers to a bank as being liquid when it has enough liquidit...
ABSTRACT Frauds have been an incurable vice in the society and have distorted the economic development of some countries of the world. The wide spread of fraud in the economy in general and in pension account have call for this study the study is to identify the measures to be taking in detecting and preventing of fraud in pension administration. The researcher view is to dictate the causes of fraud, the acts that lead to fraudulent activities, the forms of fraud and how to curb it in the soc...
ABSTRACT For some years back in Nigeria some banks have not been living up to expectations during the free banking era, a lot of banks failed and this did not anger well with the economy. The researcher noted that bank failures had adverse effect on the economy. The study focused attention on the general operations of the bank, its operational problems, and consequences of bank failures on the business of manufacturers and control measure necessary in checking the incidence Bank failure is ...
ABSTRACT This project was on the effects of interest rate deregulation on the banks profitability. The need to control to banking activities cross because of fraud excessive competition which ever believe to be contrary to public interest in efficiency in the use of resources end lots of other defects In chapter one of this study deal with the introduction, statement of the problem, purpose of study and also the significant of the study, scope of the study and limitation of the study Cha...
INTRODUCTION 1.1STATEMENT OF THE PROBLEM / OBJECTIVE OF STUDY Banks is very important in the life of a nation according to Umoh (1994) the banking industry plays the role of the engine of growth for the economy, the view was supported by Bello (1993) The Banks Faced a lot of Problem which made the customers to be fraud of the of their deposit and banks themselves are worried of whose problem and how they will manage their activities on the affair of the banks to ensure efficiency to avoid...
ABSTRACT The purpose of this project was to study credit Analysis & loan management in commercial Bank with particular reference to Afrikbank Nigeria plc. It was designed to determine what the look for before a loan is granted and how the loan, and its repayment are monitored and recovered, and the effect of bad debts on the banks financial position. To achieve this purpose, data were collected by the administration of oral interview in addition, personal interviewed were held with some mem...
ABSTRACT This research intends to identify and evaluate the services being rendered by commercials banks in Nigeria for the purpose of ascertaining the adequacy and efficiency of the bank services or otherwise the techniques of restricting the commercial bank services in Nigeria and possibly recommend the appropriate measures to be taken in improving commercial bank services. To do this, the researcher took necessary steps to ascertain the factors that militate against the provision of adeq...
INTRODUCTION 1.1Background of the study In recent times, many Nigerians are living witnesses to the spate of failures, fraud and distress in the banking industry. On the other hand, it is not far from the truth to staff that some banks in the country have been able to forge ahead and keep their head above waters inspite of the economic predicament planging the nation. Studies have shown that the success ad failures of most modern business organisation (especially in Nigeria) hinges on the a...
INTRODUCTION It is already stated that money is a common demonstration in which the rate, relation value of good and services can be expressed. Throughout history any community which form itself unto a nation for the purpose of self government immediately introduces its own distinction out of account- monetary out of account (legal Tender) In the works of Endel (2000:277) “ In the international real no legal tender exist : values must be measure, accounts kept and payments made by conve...
ABSTRACT This paper is on the role of banks in the development of entrepreneurship. It is aimed at dealing with the problems encountered by entrepreneurs in acquiring loans for their business, and also the role banks play in the development of entrepreneurship in Nigeria. It seeks to look at the problems of getting the loans and also that of the banks contributions to the average Nigerian small-scale enterprises. A detailed research methodological approach, which involved, the review of ...
ABSTRACT This project work is on the impact of information technology in the banking industry. And all States Trust Bank will be chosen as a case study. In doing this, both primary and secondary data were collected to solve the research problem. The population of the study comprises of the personal of all state trust bank and the customers that patronize their services. The research instrument used for data collection were questionnaire and oral interviews. Tables, frequencies and perce...