Banking and Finance Research Papers/Topics

IMPROVING CUSTOMER SERVICE IN NIGERIA COMMERCIAL BANKS

INTRODUCTION BANKING: It is an institution established for the purpose of rendering retail banking services at a profit.Improving customer services in Nigeria banks: Banking in Nigeria has  grown beyond the variety of banks increased. Competition as a result banks were forcved to be in no value and services oriented. But this high rate of growht at the banking industry has yielded to some undisirable side effect amongst these is the lossof professionalism in the services at banks to their cu...

LIQIUDITY MANAGEMENT PRACTICE AT FIRST BANK OF NIGERIA PLC

INTRODUCTION A bank is considered liquid when it has asset and investment in security that are easily reliable at a short notice without a loose to the bank together with the ability to raise fund from he other source, to enable it to meet its payment obligation and financial commitment in a timely manner. In addition there should be financial commitment buffer to meet almost all financial emergency. Liquidity management of a commercial bank is a very vital issue in the banking industry. It ...

EFFECTIVE INTERNAL CONTROL AS THE BASIS FOR PREVENTION AND DEDECTION OF FRUAD IN BANK IN NIGERIA (A CASE STUDY OF AFRIBANK. PLC ENUGU)

INTRODUCTION 1.1BACKGROUND OF THE STUDY  Even since the inception of the first three successful indigenous banks in Nigeria, the National Bank of Nigeria established on February 11th 1933, the Agbommagbe Bank (now wema Bank Nig Plc) in 1945, The African continental Bank Plc in 1947 and others subsequently established in the country  during the period from  1952 when the first banking ordinance was enacted to regulate  and control the activities of commercial banks in the country till pres...

THE ROLE Of AFRICAN DEVELOPMENT BANK IN NIGERIA ECONOMIC DEVELOPMENT

ABSTRACT The urgent need to establish a financial institution that will carter for the development of various sector of the African economy brought about the emergence of the African development bank. Also when the African government realized that the central bank are commercial banks could not provide bring financial developmental services, the development banks were specially established to bring the gap. The objective of the research is to appraise the activities of ADB and highlight the e...

BANK FRAUD AND ITS EFFECTS ON NIGERIAN’S ECONOMY (A CASE STUDY OF AFRIBANK NIGERIA PIC ENUGU)

ABSTRACT Cases of frauds and foreign in banks have not only become incessant but have also been on the increase in recent years. Although frauds and foreign in banks are global phenomena, their growth in Nigeria Deposit Insurance Corporations (NDIC) annual report for instance, presents a disturbing picture of rising trends of fraud in banks from N360.2 million in 1992 to N351.9 million in 1991. The amount unloved in frauds in commercial banks alone rose to N1, 377.15 million in 1993, whereas ...

BANK PARTICIPATION IN INDUSTRIAL DEVELOPMENT IN NIGERIA

1.0INTRODUCTION: Nigeria has been a victim of a monopolist economy and has been enjoying the so called “PETRO NAIRA” since the oil boom in the early 70s without involving adequately in a sound policy that will keep the nation’s economy in a firm foundation for study growth.  The effect was that the non-oil producing sector of the economy was abandoned and the hope to Nigeria’s sustainable economic growth and development was shattered with the monopolist economy she embraced. Knowing ...

RATIO ANALYSIS AS A BANK LENDING TOOL (A CASE STUDY OF UNION BANK OF NIGERIA, OGUI ROAD, ENUGU

ABSTRACT This study seeks to study the bank lending functions in Nigerian banks, with a view to ironing out the factors militating against the attainment of sound lending which contribute in no small measure to the non-recovery of loans.  Investigating the extent to which ratio analysis assist bank managers in their decision in lending.  Bank lending is merely the assessment and evaluation of bankable proposition with the objective of extending credit facilities on terms and conditions acce...

THE IMPACT OF COMMUNITY BANKS IN ECONOMIC GROWTH AND DEVELOPMENT OF NIGERIA (A CASE STUDY OF NDI-AFIA COMMUNITY BANK IN ENUGU-URBAN 2000-2004

ABSTRACT Not, every Nigerian knew exactly the paramount impact of Community Banks to our dear nation and to economic growth and development of our father land Nigeria. Most of the time, it sounds aloof and appears trivial to the ignorant and the unconcerned. We just hear about this bank without really care how to set it up or even support it. However, Community Banks established in Nigeria to help remedy the problem of lack of development that has been facing Nigeria since after World war II ...

TRADE FAIR AS AN INSTRUMENT OF INCREASING MARKETING PERFORMANCE. (A case study of Emily Millionaire Enugu

ABSTRACT This study concentrated on Trade fair as an instrument increasing marketing performance. A case study of Emily Millionaire Industry Ltd Enugu. In the light of this, the researcher commenced this work by taking a quick and eursory look at the definitions, evaluation and background information of trade use of several data collection techniques which include: Questionnaire, personal interviews, observations. The analysis of this data collected revealed certain prospects and problems sho...

THE ROLE OF CENTRAL BANK OF NIGERIA IN THE ECONOMIC GROWTH OF NIGERIA

INTRODUCTIONInvestigation are been carry out in this project, central bank of Nigeria is a financial institution establishment by the law (Act of parliament) vested with power of promoting monetary stability sound financial system by issuing legal tended currency, maintain the value of domestic currency etc. CBN source of funds were form share capital, general reserve, currency in circulation deposit by federal government (FG) deposits by the sate government and deposit by banking industries ...

COMMUNITY BANKING SYSTEM AND THE PROMOTION OF RURAL DEVELOPMENT

INTRODUCTIONThis project work has a basis on the identification of the roles of community banking system in the promotion of rural development in Nigeria.At present, there are numerous community banks spread throughout the country. These banks with their services have tremendously enabled the government to fulfill its aims of catering in a controlled manner for the teeming population of the economically disadvantage people.A survey of the operations of the community Banks in the country shows...

PERFORMANCE APPRASISAL OF MONETYARY PPLICY PF CENTRAL BANK OF NIGERIA

INTRODUCTIONBefore the establishment of the Central Bank of Nigeria the West African Currency Board (WACB) which was established in 1912 had the responsibility for issuing legal tender currency. The WACB was set up to promote the financing of the export trade. It was the duty of WACB to issue West African currency. The exchange of existing currencies and the investment of reserves.The reserve were invested in Britain and this is in a way facilitated Nigeria’s international payments. However...

FINANCIAL CONTROL AND ACCOUNTABILITY IN PUBLIC SECTOR

ABSTRACT    The subject matter of this study is financial control and accountability in public sector organisation in Enugu State ministry of finance.    A research on this topic could not be more appropriate than new since all the workers in the civil services especially those involve in government finance operations are well  acquainted with financial control.  Therefore, the main motive of research was to look into the financial control and accountability in public sectors organist...

THE ROLE OF AN AUDITOR IN COMBATING FRAUD IN BUSINESS ORGANIZATION

ABSTRACT This study investigates the role of auditors in the detection, prevention/combating and reporting of fraud in a business organization. Data were obtained from 184 respondents in Nigeria. The findings revealed that the respondents are very concerned about the problem of fraud. In addition, the respondents placed very high expectation on auditors’ duties on fraud prevention and detection. This perception is in contrast with the stated primary objective of an audit, as stipulated in I...

ELECTRONIC BANKING IN NIGERIA (PROBLEMS AND PROSPECTS)

ABSTRACTThis research work is an attempt to analyse and find out the “PROBLEM AND PROSPECTS OF ELETRONIC BANKING IN NIGERIA”.The research geared toward explaining what Electronic Banking is all about and when it was introduce into Nigeria.  The research also explained the services and the features of electronic Banking in Nigeria.  Though some of the information is between the bankers and their customers, the researcher was able to b ing some of them out finally, the information contain...


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