Banking and Finance Research Papers/Topics

MARKETING OF COMMERCIAL BANK’S SERVICES

ABSTRACT Commercial bank in Nigeria render services like cash depository, agency services and granting of credit facilities such as over draft, loans etc.  And this can be said to be the stock in trade of the commercial banks. This should be effectively carried out through the use of marketing strategies. Marketing is a new science in the service industries in Nigeria and had not been applied earlier. In banks, this had resulted to poor bank / customer relationship and reduction in the quali...

MANAGEMENT OF BAD DEBT IN THE NIGERIA BANKING SYSTEM SCOPES AND REMEDIES

ABSTRACT This study is all about the management of bank debt in Nigeria banking system, scopes and remedies. It is designed to evaluate the problem of bad debt in banking lending. It is also assets how effectively the customers could help the banker to appraise a customer presenting lending proposition. Findings from this study indicate that bad debt has been a tax brother to the banking industries. Bank can’t stand squarely without giving loan to the customer because they receive bac...

LOAN SYNDICATION AS AN ALTERNATIVE TO BUSINESS FINANCE IN NIGERIA

ABSTRACT Lack of fund has been one of the major problems militating against the progress and growth of our business organizations.  This is caused by a lot of factors such as low savings (Vicacious Circle of Poverty), Ignorance of the Public to invest, mismanagement etc.  There are many ways of solving the problems of Finance and Providing adequate finance to our business organizatios such as equity stock, savings, ploughing back profits, but for the purpose of this research, we have to pa...

IMPROVING CUSTOMER SERVICE IN NIGERIA COMMERCIAL BANKS

PROPOSAL CUSTOMER: a person’s society, firm or company may be termed a customer when he makes an offer to become a customer. Which the bank duely accepts COMMERCIAL BANK: these are banks established to trade retail- banking services at a profit the commercial banks act as bankers to everybody who so desire provided he or she has the capacity to do so The main objective of improving customers services in Nigeria commercial Banks. Consequently, this research work, as captioned is based ...

FRAUDULENT PRACTICES IN THE BANKING INDUSTRY: CAUSES AND POSSIBLE REMEDIES

ABSTRACT There are so many difficulties which this research work is confronted with.  Bank officers were so reluctant to give out helpful information of this project.  And there is also the cost of research and limited time, for acquisition, analysis and proper interpretation of data.  Effort is made by the researcher to personally visit all the places where the above secondary data and primary data were located. Personal effort was also employed in tracing out relevant information needed...

AN EXAMINATION OF THE PROBLEM AND PROSPECT OF FINANCING STATE GOVERNMENT PROJECTS THROUGH THE CAPITAL MARKET

RESEARCH PROPOSAL  An examination of the problem and prospects of financial state government through the capital market centers mainly on how banks and other institutions that deals on long term projects financing assist the state government in carrying out their projects. The researcher intended to dissolve the background of the study, statement of problems, limitation, objectives of study, scope and also define some term as used in the research.  The research shall also existing literatur...

AN EVALUATION OF BUDGETS AND BUDGETARY CONTROL SYSTEMS IN MEDIUM SCALE INDUSTRIES

ABSTRACT In carrying out the research it has been known to the researcher the reason of some of the problems faced by some medium scale industry and it was realized that the English adage that say “If you fail to plan, you plan to fail†is having effect on many of these industries with this the research was able to come up with something useful not only to the medium scale industry but also to any organization whether profit earning organization or non-profit earning organization. I...

Accounting System In Local Government

ABSTRACT This project on the Accounting system in local government is an evaluation of accounting as a tool to keep proper accounting statements in local government. The main objective of the project are to enable the business organization appreciate the standard requirement for making financial statement at large to have full understanding of accounting standard in local government. To achieve these objectives, the project was divided into five chapter and preliminary pages and for clarifica...

THE ROLE OF COMMERCIAL BANKS IN SMALL SCALE BUSINESS FINANCING

PROPOSAL This research work was an attempt to examine “the role of commercial Bank in small scale business financingâ€. The major source of data is based on secondary data. Commercial Bank are privately owned banks, they are established for the purpose of making profit for their owners and small scale in one of last link in the chain of distribution examples are hawkers, road side seller and so on. They are owned by individual, it is small business established with small amount of ca...

THE PROBLEM OF FINANCING INTERNATIONAL TRADE IN NIGERIA

ABSTRACT This research work tries to give an insight into the issue of the problems of financing international trade in Nigeria from the period (`1990-1995). This study is aimed at analyzing Nigeria’s foreign transactions during and after (SAP) periods. The work is organized into chapters for easy comprehension and deduction. Chapter one deals with the introduction, Background, statement of problems, purpose / objective of the study, significance of the study, limitations of the study...

IMPROVING CUSTOMERS SERVICES IN NIGERIAN COMMERCIAL BANKS

ABSTRACT This project work gives a bird eye view of the problems facing commercial bank customers in Nigeria and the best way to alleviating these stated problems. As the banking industries faces the global challenges of modern banking, the customers who are the strength of the banking industries should not be left out in this development terrain. Chapter one work reveals in full meaning of customer, bank commercial bank and banker. Also a congenial history of commercial bank is treated in t...

CHALLENGES FACING THE NIGERIA BANKING INDUSTRY

ABSTRACT This work is on the challenges facing the Nigeria banking industry. The history of Nigeria banking can be traceable in the early 1820’s with the African banking corporation that was established in Lagos but the corporation did not last as a result of banking habit of the people and consequently ceased operation in 1890.    This project has to do with the problems competitions government interventions, distresses been experienced in the Nigerian banking industry in this prese...

AN EVALUATION OF CREDIT MANAGEMENT AND THE INCIDENT OF BAD DEBT IN NIGERIA COMMERCIAL BANK (CASE STUDY OF UNION BANK OF NIGERIA)

ABSTRACT The growing case of classified debts and the increasing trend in the yearly provisions for bad and doubtful debts in commercial banks suggest that there may be errors in the administration of credit by the commercial banks in Nigeria. With this background, the leading policies of the credit management in a typical commercial bank the Union bank of Nigeria PLC was appraised with a view to ascertaining the causes and consequences of bad debts as well as to find ways and means of reduc...

THE IMPORTANCE OF THE NIGERIAN CAPITAL MARKET TO BUSINESS ORGANIZATIONS. (A CASE STUDY OF PORTHACOURT STOCK EXCHANGE)

ABSTRACT The Nigerian capital market was established to perform certain functions, which are paramount to the development and growth of the economy. This includes the accumulation of capital from diveresed fund serves and make such available to users of funds.The purpose of this study was to determine the extent to which the development of business organization, to establish the importance of the capital market in servicing the banking and manufacturing sector of business.Hypothesis formulat...

PROBLEMS FACING THE STOCK EXCHANGE MARKET IN NIGERIA

INTRODUCTION  In this first chapter of this project work, it is pertinent to define the team, STOCK EXCHANGE before I proceed.  Stock Exchange could be defined as a market in which the activities of buying and selling of shares, stocks, bonds, debentures, and other securities are facilitated. Therefore, it is essentially a secondary market for buying and selling of already existing securities.     BACKGROUND OF THE STUDY  In Nigeria, the Stock Exchange market started as the Lagos Stock ...


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