ABSTRACT Credit risk management is an essential function of banks and bank management strive to satisfy the legitimate credit needs of the community it tends to serve. This study is aimed at analysing the effect of credit risk management on the performance of banks in Nigeria with particular reference to Zenith Bank Kabuga branch. The importance of credit in the economic growth and development of a country cannot be overemphasized. Despite the important role played by credit in the economy, i...
ABSTRACT One of the remarkable developments in Nigeria is the introduction of the financial inclusion program by the Federal Government in 2012. This paper examined the effects of financial inclusion on economic development and growth of Nigeria (2011-2019). Financial inclusion is the state of financial system where every member of society has access to appropriate financial products and services for effective and efficient management of resources; get needed resources to finance their bus...
ABSTRACT Deficit Financing is a government policy of financing large public expenditure by borrowing money rather than by raising taxes. This started way back in 1961; it is used to stimulate the economy. Deficit financing has not accelerated the growth of the economy, but has created more economic crises. Government finds ways of financing the deficit through borrowing from domestic sources such as the issuing of treasury bills, FGN bonds, treasury certificates, treasury...
ABSTRACT The emergence of Banks owned by the local private sector began in the mid-1970s. Financial markets in the period since independence have been dominated by foreign and government owned commercial banks. But deficiencies in financial intermediation provided an opportunity for local private investors to enter financial markets. Between the late 1970s and the mid-1980s, 13 local Banks were set up in Nigeria. The growth of local banks accelerated dramatically in the second half of the 198...
ABSTRACT The central tenet of banking sector consolidation was to develop a strong, reliable and diversified banking sector that is capable of playing effective developmental roles in the economy, such as funding of small and medium scale enterprises and becoming a competent and competitive player in the African regional and global financial system. In essence, the reform was expected to create big banks by increasing bank capital base through the capital market and/or mergers and acquisition...
Abstract This study examined the factors influencing farmers’ willingness to engage in agroforestry practice in Ekiti State, Nigeria using cross-section data. Multi-stage and random sampling techniques were used to select 180 respondents. The analytical techniques involved descriptive and inferential statistics. It was shown that majority (50.60%) of the respondents were within 26-50 years age bracket while the average age of the farmers was 51 years. Majority o...
ABSTRACT This study is on the Role of Budgeting in Managerial Planning and Control: A case study of Guinness Nigeria Plc. Benin, Edo State and Nigerian Breweries Plc. Ama, Enugu State. This is with a view to identifying some of the factors that has hindered management plans. Budgeting both at managerial level and operational level looks at the future and lay down what is to be achieved. Control checks whether or not the plans are realized and puts into effect corrective measures where deviat...
ABSTRACT This study primarily aims at finding out the impact of internal control system on the profit performance of commercial banks in Nigeria with an empirical study on Orient Bank of Nig. Plc and United Bank of Africa Plc. Internal control systems impact on commercial banks might be as a result of nonadherence to the system or stringent, inflexible adherence on the system. These two extremes will invariably have adverse effect on the profit performance of the commercial banks and as such ...
ABSTRACT This study examined the impact of the financial system with respect to banks and stock market on economic growth in Nigeria between 1991 and 2010. The debate among scholars on the comparative importance of banks and markets in promoting economic growth generated a lot of controversy. Some scholars argue that banks identify good projects, mobilize resources, monitor managers, and manage risk and so are better at promoting economic growth than the market. This gave rise to the bank-bas...
This research thesis pursued to find examine the factors influencing the share prices of Capricorn Group, a company listed on the Namibian Stock Exchange. The independent variables were dividend yield, return on Assets, asset growth and earnings per share. The population was 1 company listed on the Namibian Stock Exchange namely: Capricorn group. A positive approach method was used in this study. This study used secondary data o...
ABSTRACT The concept ofMicrojinance in Uganda is one ofthe most developed in the Sub-Saharan Africa. However, given the importance of credit risk in microfinance functioning, the efficiency of Micro/inance Risk Management which includes techniques, methods, processes, procedures, activities and incentives is expected to significantly influence its loan performance. This study therefore sought to determine the relationship between credit risk management and loan performance in microfinance ins...
Abstract This study investigated the effect of Four Mode Application Techniques (4MAT) on achievement, retention and multiple intelligences of students with different learning styles. To guide the study, nine research questions were posed and nine hypotheses were formulated and tested at 0.05% probability level. Quasi-experimental design was adopted for the study, specifically the nonequivalent control group design. The study was carried out in Abakaliki Local Government Area of Ebonyi State....
ABSTRACT The study examined the impact of money supply on economic growth in Nigeria. In the model specified, real gross domestic product (real GDP) is the regress while broad money supply, real exchange rate, and real interest rate are the regressors. Data was collected from CBN statistical Bulletin for the period 1981 – 2010. The statistical techniques used for the analysis is the ordinary least square techniques with the aid of Stata 10 software package. The research indicates that real ...
TABLE OF CONTENTSDECLARATIONAPPROVALDEDICATIONACKNOWLEDGEMENT ivLIST OF TABLESLIST OF FIGURESABSTRACTCHAPTER ONE 1INTRODUCTION 11.0 Introduction 11.1 Background of the Study 11.2 Statement of the Problem 31.3. Research Objectives 41.3.1 General objective 41.3.2 Specific Objectives 4Research Questions 41.5 Significance of the study 41.6 Scope of the study1.6.1 Geographical Scope 51.6.2 Subject Scope 51.6.3 Time Scope 51.7 Operational definition of key terms 51.8 Conceptual Framework 6CHAPTER T...
TABLE OF CONTENTSDECLARATION iAPPROVALDEDICATION iiiACKNOWLEDGEMENT ivLIST OF TABLES viiABSTRACT viiiCHAPTER ONE: INTRODUCTION 11 .0 Introduction 11.1 Background of the Study 11 .2 Statement of the Problem 31.3 Purpose of the study 31.4 Objectives of the study 31.5 Research Questions 41.6. Scope of the study 41.6.1 Geographical Scope 41.6.2 Subject Scope 41.6.3 Time Scope 41.7 Significance of the study 41.8 Conceptual frame work 5ChAPTER TWO: LITERATURE REVIEW 62.0 Introduction 62.1 Relations...