One of the remarkable developments in Nigeria is the introduction of the financial inclusion program by the Federal Government in 2012. This paper examined the effects of financial inclusion on economic development and growth of Nigeria (2011-2019). Financial inclusion is the state of financial system where every member of society has access to appropriate financial products and services for effective and efficient management of resources; get needed resources to finance their businesses; an...
During the outbreak of the Covid-19 virus, the economy of Iloilo City experienced a setback wherein the Ilonggo e-wallet users’ utilized the e-wallet as payment system since its services showed convenience in continuing their financial transactions at the comfort of their home which resulted in higher demands to its effectiveness. In conformity, this study was conducted to determine the effectiveness of e-wallet as payment system among Ilonggo E-wallet users during the COVID-19 pandemic. Th...
ABSTRACT This study sought to establish the relationship between loan management and survival of Commercial Banks in selected districts in Meru Region in Eastern Kenya. The study was guided by four research objectives; to determine the profile of respondents in terms of age, sex, designation and level of income; to determine the level of loan management in terms of secured loans, unsecured loans and mortgages management; to determine the level of survival of commercial banks in terms of loa...
ABSTRACT This study was undertaken with the primary purpose of determining if there is a relationship between credit management and bank performance in selected commercial banks-Kigali Rwanda. To accomplish this task, it was guided by the following research questions; what is the profile of the respondents in terms of age, sex, level of education, position in the bank and number of years in present position? What is the extent of credit management in terms of credit appraisal and approval p...
The general objective of this research was to examine the financial record management practices in local Assemblies using the Ayawaso West Municipal Assembly of the Greater Accra Region of Ghana as a case study. The study utilised a sample size of 100 respondents. The research design was quantitative which utilised a questionnaire as the instrument for collecting primary data. Findings from the study revealed that, in relation to the types of financial records that the Ayawaso West Municipal...
ABSTRACT This study was carried out to determine customers’ perception and satisfaction in the utilization of the money transfer service of the M-Pesa service by Safaricom Limited in Kenya. M-pesa is a swahili word meaning Mobile money. In the recent years, customers of M-pesa outlets services have been experiencing service delays, and poor treatment from the outlets agents who are said to be rude to them. This has resulted to some of the M-pesa clients migrating from Safaricom M-pesa ser...
ABSTRACT The study sought to assess the effect of electronic banking on customer satisfaction of Banks in Mogadishu Somalia. It was guided by three specific objectives that included; to determine the effect of ATM (Automatic teller machine) on customer satisfaction of Banks in Mogadishu Somalia, to establish the effect of electronic funds (EFT) transfer on customer satisfaction of Banks in Mogadishu Somalia and to establish the effect of mobile banking on customer satisfaction of Banks in M...
ABSTRACT This study set out to establish the extent to which financial management affect sustainability of nonprofit organizations in selected local NGOs in Mogadishu, Somalia; specifically the study intended to establish the (I) profile of the respondents, (ii) extent of which financial management, (iii) level sustainability, (iv) whether there is a relationship in the extent of which financial management and the level of sustainability of nonprofit organizations in selected local NGOs in ...
ABSTARCT This study investigated the relationship between risk management and growth of selected commercial banks in Hargeisa Somaliland, for this purpose which is to validate and test the existing information about it, to test the hypothesis of no significant relationship between them, to generate new knowledge based on the findings and also to identify strengths & weakness of banks in terms of all risk management items. The specific objectives of these study is to determine the profile char...
ABSTRACT The study centred on Loan Terms and Loan Default in Orient Bank Limited Kampala Central Division-Uganda. The study was guided by four objectives which included determining;- (i) the demographic profile of the respondents, (ii) Level of Loan terms (iii) levels of Loan default and (iv) significant relationship between the extent of Loan default and levels of loan terms in Orient Bank Limited. Researcher made questionnaire was used to collect data from 200 respondents selected purposive...
ABSTRACT This research report entitled ‘Financial Analysis and Decision making of a selected commercial bank in Rwanda, Banque populaire du Rwanda Ltd” is a result of research carried out in BPR. The major objective this research was To examine the extent on how financial ana~ysis can lead to better decision making and improve the liquidity ratio and the respect of financial minimum equilibrium, to verify the level of decisions made from financial analysis if they allowed profitability an...
ABSTRACT The study examined the relationship between budgetary controls and efficiency in the Bank of South Sudan, juba. The specific objectives of the study were; To examine the relationship between budgetary participation and efficiency in the Bank of South Sudan, Juba; To assess the relationship between budgetary monitoring and efficiency in the Bank of South Sudan, Juba and to establish the relationship between budgetary evaluation and efficiency in the Bank of South Sudan, Juba. The st...
ABSTRACT This study sought to establish the relationship between financial transactions and internal control in financial institutions in Mogadishu, Somalia. The study was guided by four research objectives; to determine the demographic profile of the respondents in terms of age, gender, educational qualification and number of years experience in financial institutions; to determine the extent of financial transactions; to determine the level of internal control and to establish whether the...
ABSTRACT The main purpose of this study was to investigate Central Bank Policies and growth of selected commercial Banks in Southern Sudan. The study basically looked at monetary policies i.e. open market operations, Bank rates, moral suasion, currency etc. The study aimed at correlating the compliance of commercial banks in relations to monetary policies towards their growth. The study objectives were; the degree of compliance of commercial banks on the central bank policies among selected...
Abstract The study examined the relationship between service delivery and customer satisfaction among selected Banks in Kampala, Uganda; based on five specific objectives: (i) to determine respondent’s profiles in terms of gender, age, marital status, level of education position and experience; (ii) level of service delivery (iii) level of customer satisfaction; (iv) difference in the level of service deliver and level of customer satisfaction according to relevant profile variables; and ...