ABSTRACT Developing countries generally have a major problem in making potable and clean water accessible to their people in both the urban and rural communities. There is the need for individuals, groups, institutions and the government to find ways to curb this situation which is affecting rural and urban communities in Ghana. Micro financing is the “provision of small size loan and other financial services to low income household.” (Montgomery & Weiss, 2006,). It is important to note t...
Abstract The concept of quality has been in existence since the concept of Taylorism championed the attainment of quality through inspection (Connor, 1998). A boom of this concept in the nineties brought about the Total Quality Management (TQM) movement, while the creation of the Baldrige award has motivated more firms to adopt the practice of TQM in their operations. TQM requires the involvement of every employee in the organization. It also involves the use of teamwork for continuous improv...
ABSTRACT The development of the country is severely hampered by a lack of research into our problems and effective ways of solving them. This underdevelopment of the nation’s research capabilities is attributable to a lack of data that is necessary for information to be produced by the research. Using Ghana’s e-government policies and the National Information Technology Agency as a case study, this paper discusses how the data availability level is promoted or undermined as Ghana’s inex...
ABSTRACT The insurance industry in Ghana represents one of the vibrant areas of the fast growing service sector. The objective for the study was to find out the perceptions customers had regarding the level of service quality provided during the service encounter and how it translated into forming the right image for the company. The study showed that majority of customers who had received service at CDH Insurance was of the opinion that, the service was of high standards. It was also showed ...
Executive Summary The Smoke House is a new product initiative by Mackba Farms Limited. The company has started production on a very small scale and will begin expanded production in January 2012. The Smoke House product is frozen smoked chicken which the company self-retails to ensure maximum quality. The company intends to make the product available to the target market by using mobile retail units. The potential market for The Smoke House product is large as 87% of respondents to a survey s...
EXECUTIVE SUMMARY Autism Awareness Care and Training (AACT) is an NGO which seeks to create an inclusive environment for children who are faced with Autism Disorder Spectrum. The organization achieves its goals by providing training activities for the children in three different levels; lower, primary and upper level. A needs assessment conducted revealed that most of the employees voluntarily leave the organization because of reasons such as low pay, poor management-employee relationship, la...
ABSTRACT Road construction typically confers significant benefits on the population the road serves. In spite of these benefits, many roads in rural regions of developing countries such as Ghana are in a deplorable state. The recent rapid growth of urban residential areas in Ghana, however, has necessitated the construction and rehabilitation of the roads linking these areas to major commercial towns in the country. The Kwabenya (Abuom) to Kitase area is a typical example. This study assesses...
Abstract Access to potable water is among the major challenges faced by developing countries in both urban and rural communities. Most residents rely on unhygienic water due to the public distributor’s inability to ensure consistent supply. Consequently, there is the need for individuals, groups, institutions, governments and multinational companies to find ways to curb the problem of inaccessibility, unaffordability and scarcity of potable water which leads to water-borne diseases in Afric...
ABSTRACT The objective of this study was to explore how anchoring affects the dynamics of investor decision making with regard to mutual funds and how this bias differs amongst genders and level of financial knowledge. The study adds to the body of knowledge on the influences of behavioural biases in the sub-region to make investors aware of their biases in order to minimise the influence of these biases on their investment decisions. An experimental research design was adopted to uncover the...
Abstract This paper applies the Barro-regression model on data obtained from 2008 to 2014, to assess whether bank loans affect sectoral growth. This is to test whether finance has an impact on growth as proposed in literature. Sectoral Distribution of Credit is the independent variable while the Value added by Sectors represents the dependent variable. Inflation, Monetary Policy Rate, USDGHS exchange rate, Balance of Payment and Gross Domestic Product are control variables in the analysis. Th...
ABSTRACT The purpose of this study is to predict inflation rates for Ghana, based on past exchange rate data. The project was motivated by the instability of general price levels in Ghana and the detrimental effects it has on the economy. The study seeks to determine if inflation rates in Ghana be predicted based on past exchange rate data. Forecasting inflation rates will aid the government to devise more precise policies to tackle the expected rates and assist individuals with contingent pl...
ABSTRACT The development of a derivative securities market in Ghana was studied with the focus on the requisite conditions which form a foundation upon which a successful derivatives market would thrive. The study addressed the availability of participants, the presence or absence of a legal regulatory framework and the possibility of developing a derivatives market. The importance of this study is to provide a platform for which business could unbundle and redistribute risk through hedging, ...
ABSTRACT The human hair industry in Ghana has been on the rise for the past two years and has become extremely profitable. This is because Ghanaian women have gained more knowledge on the use of such extensions. Despite the high costs associated with these extensions, women are still buying them for special occasions and for everyday use. These hair extensions are readily available and all over the market so women have more assess to buying them. Data collected shows that about 70-80% of hair...
ABSTRACT Sponsorship of musical concerts by corporate organisations has over the years become a common practise used to communicate to a specific target group. This approach has helped corporate organisations present themselves to more clients and improve the perception held of the brand. Ghana has over the years experienced this practise of sponsoring musical concerts growing among its organisations. One of such sponsorships that sparked an interest was Stanbic Bank’s sponsorship of Jazz M...
ABSTRACT Travelling to a new environment comes with experiencing new cultures which can lead to cultural shock. Food is one of the factors that causes cultural shock because it differs from one country to another. However, in this interconnected world, experiencing cultural shock because of food can be reduced because countries are now establishing restaurants all over the world where they serve their home meals. The establishment of ethnic restaurants in many parts of the world has made it p...