Abstract/Overview Credit scoring has been regarded as a main tool of different companies or banks during the last few decades and has been widely investigated in different areas, such as finance and accounting. Different scoring techniques are being used in areas of classification and prediction, where statistical techniques have conventionally been used. We used ACC rate, which we believed was an important criterion, especially for new applications of credit scoring, because it highlight...
Abstract/Overview Commercial banks are the most dominant financial institutions with their main function being availing funds to its customers. For a bank to be in a position to do so, it must be in a healthy liquidity position. The banks' primary business in lending and investment are risky business. Banks are exposed to uncertainty and instability of the financial market as interest rate fluctuations, exchange rate variation and economic volatility could all lead to insolvency, bankrupt...