Impact of microfinance banks and the socio-economic development of the areas of their operation.

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ABSTRACT

The study is a descriptive survey designed to examine impact of micro finance banks and the socio-economic development of the areas of their operation. A total of eighty-five respondents were selected from Wetland Micro finance bank and its area of operation in Warri, Delta State to form a sample size. A test and retest method was used to determine the reliability of the questionnaire items. The data collected from the field through the administration of questionnaire was organized, using frequency distribution table, simple percentage and non-parametric test of significance known as Chi-Square (X2) was used to test the hypotheses formulated. The findings showed that there is a significant relationship between micro finance bank and socio-economic development of the areas of their operation. The study therefore recommends among others that government through their monetary and economic policies should provide a suitable ground for the growth of micro finance bank in the country.

TABLE OF CONTENTS

CHAPTER ONE

INTRODUCTION

1.1 Background to the Study

1.2 Statement of the Problems

1.3 Objective of the Study

1.4 Research Questions

1.5 Statement of hypothesis

1.6 Significance of the study

1.7 Scope of the study

1.8 Limitation of the Study

1.9 Definition of terms

1.10 Historical Background of Wetland Microfinance Bank

CHAPTER TWO

LITERATURE REVIEW & CONCEPTUAL FRAMEWORK

2.1 The Concept of Microfinance

2.2 Theoretical and Conceptual Framework

2.3 Overview of Microfinance Banks in Nigeria

2.4 Role of Microfinance Banks in Socio-economic Development of their Areas of Operation

2.5 The Roles and Responsibilities of Central Bank of Nigeria in Stabilizing Microfinance Banking

2.6 Challenges of Microfinance institutions in Nigeria

2.7 Prospects of Microfinance Banking in Nigeria

2.8 Summary of Literature Review

CHAPTER THREE

RESEARCH METHODOLOGY

3.1 Research Design

3.2 Population of the study

3.3 Sample size

3.4 Sampling Technique

3.5 Method of Data Collection

3.6 Validity of Research Instrument

3.7 Reliability of Research Instrument

3.8 Method of Data Analysis

CHAPTER FOUR

PRESENTATION AND ANALYSIS OF RESULT

4.0 Introduction

4.1 Presentation and analysis of questionnaire data

4.2 Testing of hypothesis

CHAPTER FIVE

SUMMARY, CONCLUSION & RECOMMENDATIONS

5.1 Summary

5.2 Conclusions

5.3 Recommendations

BIBLIOGRAPHY

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Impact of microfinance banks and the socio-economic development of the areas of their operation.

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