ABSTRACT
The present study assessed loans management strategies on the efficiency of selected microfinance institution in Rwanda. The research was guide by four objectives; to identify the personnel, demographical profile of respondents; establishing the level of loans management strategies in selected microfinance institution in Rwanda; determining the degree of efficiency of the loans management strategies and finally to identifying if there are relationships between the level of loans management strategies on the degree of efficiency of selected microfinance institution, The research followed a descriptive correlation survey design. Primary data was collected using self administered questionnaire issued to the respondent. Data was collected using a simple size of 169 from a population of 215 of two microfinance’s CFE SA AGASEKE and GOSH EN FINANCE SA. Data analysis was done Data analysis was based on descriptive statistics (SPSS) and presented in tables, percentages and with the used Person’s correlation which was used to measure the relationship between loans management strategies on the efficiency of selected microfinance institution. The findings disclose a positive and significant relationship between loans management strategies on the efficiency of selected microfinance institution. Therefore, it was concluded that MFI5 efficiency in Rwanda is generally affected by their loans management. Thus the study recommends to the future researchers to analyze risks of the loan portfolio of a MFI, the loan management like an efficient tool of a better profitability and the impact of the profitability on the growth of a MFL
TABLE OF CONTENTS
Preliminaries
Declaration A
Dedaration B ii
Approval sheet iii
Dedication
Acknowledgements v
Abstract vi
Table of contents vii
List of tables ix
Chapter Page
One THE PROBLEM AND ITS SCOPE 1
Background of the Study 1
Statement of the Problem 2
Purpose of the Study 3
Research Objectives 3
Research Questions 3
Hypothesis 4
Scope 4
Significance of the Study 4
Operational Definitions of Key Terms 5
Two REVIEW OF RELATED LITERATURE 7
Concepts, Ideas, Opinions from Authors/Experts 7
Theoretical Perspectives 29
Related Studies 31
Three METHODOLOGY 35
Research Design 35
Research Population 35
Sample Size 35
Sampling Procedure 35
Research Instrument 36
Validity and Reliability of the Instrument 36
Data Gathering Procedures 36
Data Analysis 37
Ethical Considerations 37
Limitations of the Study 38
Four PRESENTATION, ANALYSIS AND INTERPRETATION OF DATA 39
Introduction 39
Profile of respondents 39
Level of loan management strategies 41
Degree of efficiency of MFI 44
Correlation between loan management strategies and efficiency of MFI 47
Regression analysis of loan management on efficiency of MFI 48
Five FINDINGS, CONCLUSIONS, RECOMMENDATIONS 49
Findings 49
Conclusions 50
Recommendations 50
References 51
Appendkes
Questionnaire 54
Transmittal letter for Supervisor 56
Transmittal letter from SPGSR 57
Requesting letter for GOSH EN FIANCE SA 58
Respondent letter from GOSHEN FINANCE SA 59
Requesting letter for CFE SA AGASEKE 60
Respondent letter from CFE SA AGASEKE 61
Researcher’s curriculum vitae 62
Consults, E. (2022). Loan Management Strategies on the Efficiency of Selected Microfinance Institutions in Rwanda. Afribary. Retrieved from https://tracking.afribary.com/works/loan-management-strategies-on-the-efficiency-of-selected-microfinance-institutions-in-rwanda
Consults, Education "Loan Management Strategies on the Efficiency of Selected Microfinance Institutions in Rwanda" Afribary. Afribary, 30 Sep. 2022, https://tracking.afribary.com/works/loan-management-strategies-on-the-efficiency-of-selected-microfinance-institutions-in-rwanda. Accessed 14 Nov. 2024.
Consults, Education . "Loan Management Strategies on the Efficiency of Selected Microfinance Institutions in Rwanda". Afribary, Afribary, 30 Sep. 2022. Web. 14 Nov. 2024. < https://tracking.afribary.com/works/loan-management-strategies-on-the-efficiency-of-selected-microfinance-institutions-in-rwanda >.
Consults, Education . "Loan Management Strategies on the Efficiency of Selected Microfinance Institutions in Rwanda" Afribary (2022). Accessed November 14, 2024. https://tracking.afribary.com/works/loan-management-strategies-on-the-efficiency-of-selected-microfinance-institutions-in-rwanda