Micro Finance Institutions and Poverty Reduction in Uganda a Case Study of Mukono Municipality, Mukono District

TABLE OF CONTENTS

DECLARATION ........... ; .................................................................................................................... .i

APPROVAL ...................................................................................................................................... ii

DEDICATION .................................................................................................................................. iii

ACKNOWLEDGEMENT ................................................................................................................ .iv

LIST OF ABBREVIATIONS ............................................................................................................ v

TABLE OF CONTENTS .................................................................................................................. vi

LIST.OF TABLES ............................................................................................................................ .ix

LIST OF FIGURES ............................................................................................................................ x

ABSTRACT ...................................................................................................................................... xi

CHAPTER ONE ............................................................................................................................... 1

1.1 Introduction .................................................................................................................................. 1

1.1 Background the study ................................................................................................................... 1

1.2 Statement of the problem .............................................................................................................. 3

1.3 Purpose of the study ..................................................................................................................... 4

1.4 Objectives of the study ................................................................................................................. 4

1.5 Research Questions ....................................................................................................................... 4

1.6 Scope of study .............................................................................................................................. 5

1.8 Significance of the study .............................................................................................................. 5

1.9 Definition of Key terms ................................................................................................................ 5

1.10 Conceptual frame work .............................................................................................................. 6

CHAPTER TWO .............................................................................................................................. 8

LITE RA TORE REVIEW ................................................................................................................ 8

2.0 Introduction .................................................................................................................................. 8

2.1 Theoretical Review ....................................................................................................................... 8

2.2 The credit facilities provided by rnicrofinance ............................................................................ 9

2.3 The effects of micro finance services on poverty reduction ........................................................ 11

2.4 Related Studies ........................................................................................................................... 12

vi

CHAPTER THREE ........................................................................................................................ 14

METHODOLOGY ......................................................................................................................... 14

3. 0 Introduction ................................................................................................................................ 14

3.1 Research Design ......................................................................................................................... 14

3 .2 Target population ........................................................................................................................ 14

3.3 Sample Size ................................................................................................................................ 14

3.3.1 Krejcie& Morgan (1970) ......................................................................................................... 15

3.4 Sampling techniques ................................................................................................................... 15

3.5 Research Instruments .................................................................................................................. 15

3.6 Validity and reliability of the instruments Validity .................................................................... 15

3.8 Data analysis ............................................................................................................................... 16

3.9 Ethical consideration .................................................................................................................. 16

CHAPTER FOUR .......................................................................................................................... 18

PRESENTATION, DATA ANALYSIS AND INTERPRETATION OF FINDINGS .............. 18

4. 0 Introduction ................................................................................................................................ 18

4.1 Demographic profiles ofrespondents ......................................................................................... 18

4.1.1 Age of the respondents ............................................................................................................ 18

4.1.2 Gender of the Respondents ...................................................................................................... 19

4.1.3 Level of Education of the respondents .................................................................................... 19

4.1.4 Level ofExperience ................................................................................................................. 20

4.2 The Effects of Microfinance services on Poverty reduction in Mukono District.. ..................... 21

4.3 The challenges faced in accessing MFI services ........................................................................ 23

4.4 The other factors that affects poverty reduction in Mukono district .......................................... 24

CHAPTER FIVE ............................................................................................................................ 25

SUMMERY OF THE FINDINGS CONCLUSIONS AND RECOMMENDATIONS ............. 25

5.0. Introduction ............................................................................................................................... 25

5.1. Discussion of the research findings ........................................................................................... 25

5.1.1. The positive effect of micro finance in the socio-economic development of people towards

poverty reduction ........... : .................................................................................................................. 25