MORTGAGE ARRANGEMENT IN DEPRESSED ECONOMY (A CASE STUDY OF MORTGAGE BANK OF NIGERIA )

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ABSTRACT

This research project is a very crucial study of Mortgage Bank of Nigeria.

The study was motivated by the necessity to identify the economic depression and mortgage management in Nigeria. This form of banking system has been in existence since the banking industries is concern based on given loan and advances.

To sources research problem secondary data were collected. The research instruments used in collecting the data were through textbook libraries professional and trade organizations and internet services.

Data analysis and interpretation gave the following findings:

1.Most of the respondents requires interest rate structure.

2.Most of the respondents companied about rate of payment

3.Loan disbursement/ approval

4.It was also discovered loan rescheduling/foreclosure.

Based on the findings we recommend that

1.Government should provide adequate funding.

2.Government and central bank should create secondary/ intermediary mortgage institution

3.The central bank should review the interest rate structure.

4.There should be a review of payment terms

The conclusion of the study is that depression in economy is the problem of mortgage banks in Nigeria. But if the recommendations will be considered and improved the hidden large potential for the development of mortgage bank in Nigeria will be achieved.

TABLE OF CONTENT

Cover page

Title page

Approval page

Dedication

Acknowledgement

Abstract

Proposal

Table of contents

CHAPTER ONE

Introduction

Background of the study

Statement of the problems

Purpose/objective of the study

Significance of the study

Limitation of the study

Definition of terms

CHAPTER TWO

Review of related literature

Types of mortgage and their rights

Mortgage institution in Nigeria

Conditions precedent to the grant of loans

Types of mortgage arrangement

References

CHAPTER THREE

Research design and methodology

Sources of data

Location of data

Method of data collection

CHAPTER FOUR

Finding

CHAPTER FIVE

Recommendation and conclusion

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MORTGAGE ARRANGEMENT IN DEPRESSED ECONOMY (A CASE STUDY OF MORTGAGE BANK OF NIGERIA )

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