INTRODUCTION
A microfinance institution is a semi formal organization. It can be non government al or community development initiative. It is a subset of flexible structures and system which provide a wide range of financial and saving needs of small scale enterprises in developing countries where top town formal financial institutions have failed to address the credit need off the real sector of the economy.
The Nigeria microfinance institution have come along way, a central bank study has identified as at 2001, 160 registered microfinance institutions in Nigeria with aggregate savings worth N99.4m and outstanding credit of N649.1m indicating huge business transactions in the business (Anyanwu, 2004). Institutional structures for the provision of micro credit vary and may be government, NGO supported, traditional, or mixture of two or more of these, there are all those that operate on the line of informal models. They are credit and savings association which are based on the traditionally experience, they provides savings and credit services to their members.
CHAPTER ONE
INTRODUCTION
1.1BACKGROUND OF THE STUDY
1.2STATEMENT OF THE PROBLEM
1.3OBJECTIVES OF THE STUDY
1.4SIGNIFICANCE OF THE STUDY
1.5RESEARCH QQUESTIONS
1.6SCOPE OF THE STUDY
1.7LIMITATION OF THE STUDY
1.8DEFINITION OF KEY TERMS
CHAPTER TWO
LITERATUR REVIEW
2.1INTRODUCTION
2.2THE CONCEPT OF MICROFINANCE
2.3CONCEPT OF SMALL AND MEDIUM ENTERPRISES
2.4THE ROLE OF MICROFINANCE BANK IN FINANCING SMALL AND MEDIUM SCALE ENTERPRISE
2.5ROLE OF DEVELOPMENT FINNACE INSTITUTIONS TO MICROFINANCE INSTITUTIONS IN NIGERIA
2.6PROSPECT OF MICRO FINANCE INSTITUTIONS IN NIGERIA
2.7FUNDING OF SMALL SCALE ENTERPRISES IN NIGERIA
2.8PROBLEMS MILITATING AGAINST ACCESSIBILITY OF MICRO FINANCE LOANS
2.9SUMMARY OF THE REVIEW
CHAPTER THREE
RESEARCH METHODOLOGY
3.1INTRODUCTION
3.2RESEARCH DESIGN
3.3AREA OF STUDY
3.4POPULATION OF THE STUDY
3.5SAMPLE SIZE AND SAMPLING TECHNIQUE
3.6INSTRUMENT OF DATA COLLECTION
3.7RELIABILITY OF THE INSTRUMENT
3.8VALIDITY OF THE INSTRUMENT
3.9METHOD OF DATA COLLECTION
3.10METHOD OF DATA ANALYSIS
CHAPTER FOUR
DATA PRESENTATION AND ANALYSIS
4.1INTRODUCTION
4.2CHARACTERISTICS OF RESPONDENTS
4.3DATA ANALYSIS
4.4SUMMARY OF FINDINGS
4.5DISCUSSION OF FINDINGS
CHAPTER FIVE
SUMMARY, CONCLUSION AND RECOMMENDATION
5.1SUMMARY
5.2CONCLUSION
5.3RECOMMENDATIONS
BIBLIOGRAPHY
APPENDIX I
APPENDIX II