Profitability as a Measure of Organizational Performance (A Case Study of Union Bank of Africa Plc, Ilorin)

TABLE OF CONTENTS

Title page                                                                      i

Certification                                                                  ii

Dedication                                                                    iii

Acknowledgement                                                        iv

Table of content                                                           v

CHAPTER ONE:

1.1      Background of the study                                     1

1.2      Statement of the problem                                    5

1.3      Objective of the study                                          7

1.4      Research Question                                              9

1.5      Significant of the study                                       9  

1.6      Scope and Limitation of the study                      10

1.7      Research Method                                                 11

1.8      Definition of Terms                                              12

CHAPTER TWO:

2.1      Literature Review                                                 14

2.2      Need for Financial Analysis                                 18

2.2.1        Financial Ratio Analysis                                  20

2.2.2        Uses of Financial Ratio                                   23

2.3      Profitability Analysis                                            26

2.4      Types of Profitability Ratio                                  29

2.5      Uses of Standard in Ratio Analysis                    36

2.6      Limitation of Financial Ratio                               39

CHAPTER THREE:

3.1      Historical Background of United                         42

Bank for Africa Plc

3.2      Mission and Vision of the Bank                          44    

3.3      Accounting Policies Operated by the Bank         45

3.4      Data Specification                                               46

3.5      Research Instrument                                           47

3.6      Techniques of Investment                                   47

3.7      Personal Interview                                               48

3.8      Data Analysis                                                      50

3.9      Limitation of Methodology                                   51

CHAPTER FOUR

4.1      Presentation and Analysis of Data                      52

4.2      Summary of Financial Statement for the           52

part five years of UBA Plc.

4.3      UBA Plc Trend Analysis Table                             64

CHAPTER FIVE

5.1      Summary of Finding                                            65

5.2      Recommendations                                               67

5.3      Conclusions                                                         69

5.4      Appendix                                                              71

5.5      Journals                                                               79

5.6      Bibliography                                                        80