RESOURCE MOBILIZATION AND FINANCIAl PERFORMANCE OF COMMERCIAL BANKS IN UGANDA. A CASE STUDY OF CENTENARY BANK MAPEERA KAMPALA, UGANDA

TABLE OF CONTENT

Declaration ________________________ _

Approval __________________________ ii

Dedication __________________________ i,ii

Acknowledgement _______________________ iv

Abstract __________________________ v

Table of content----------------------- vi

List of tables------------------------ix

List of figures ________________________ x

List of abbreviations ______________________ xi

CHAPTERONE ___________________________________________ l

1.0 Introduction _____________________ 1

1.1 Background of the study ________________ 1

1.1.1 Historical perspective

1.1.2 Theoretical perspective

1.1.3 Conceptual perspective __________________ .2

1.1.4 Contextual perspective __________________ 4

1.2 Statement of the problem ________________ 4

1.3 The purpose of the study _________________ 4

1.4 Research objective __________________ 5

1.5 Research questions __________________5

1.6 Research hypotheses ___________________ 5

1.7 Scope of the study __________________ 5

1.7.1 Content scope _____________________ 5

1.7.2 Geographical scope __________________ 6

1.7.3 Time scope ______________________ 6

1.8 Significance of the study ________________ 6

1.9 Operational ________________6 

CHAPTER TWO: LITERATURE REVIEW _____________________ 8

2.0 Introduction. ___________________ 8

2.1 Theoretical review _________________ 8

2.1.1 Control theory ___________________ .8

2.2 Conceptual review 9

2.3 Related literature review 10

2.3.1 The relationship between saving and financial performance of CB __ 10

2.3.2 The effect of saving products and financial performance of CB 12

2.3.3 The effect of other factors and financial performance 13

2.4 Empirical Review __________________ 17

2.5 Research gap ___________________ 21

CHAPTER THREE: RESEARCH METHODOLOGY __________ 22

3.1 Introduction------------------- 22

3.2 Research design __________________ 22

3.3 Research population 22

3.4 Sample size 23

3.5 Data collection 24

3.5.1 Primary data collection ________________ _

3.5.1.1 Questionnaire ___________________ 24

3.5.1.2 Interview 24

3.5.1.3 Observation ____________________ .25

3.6 Secondary data collection _______________ .25

3.7 Validity and reliability 25

3.8 Reliability of the research instrument ___________ 25

3.9 Data analysis and presentation procedures __________ _

CHAPTER FOUR: DATA ANAlYSIS, PRESENTATION, INTERPRETATION AND DISCUSSIONS _________________________________________ 27

4.0 Introduction ______________________ ,27

4.1 Background information __________________ ,27

4.2. Influence of Management Position 30

4.2.2 The effect of saving products on financial performance of CB 35

4.2.3 Competition and financial performance of CB 36

4.2.4 Sources of funds and financial performance of CB 38

4.2.5 Promotional strategies and financial performance of CB 40

CHAPTER FIVE: SUMMARY OF FINDINGS, DISCUSSIONS, CONCLUSIONS AND RECOMMENDATIONS _________________ 42

5.0 Introduction ______________________ 42

5.1 Summary of Findings, ___________________ 42

5.2 Discussion of Findings, ___________________ 44

5.3 Conclusions ______________________ 47

5.4 Recommendations ____________________ 48

5.5 Suggestions for further Research ___________________ 51

REFERENCES, _______________________ 52

APPENDICES _________________________________ 57

Appendix 1: Questionnaire, ___________________ 54

Appendix 11: Activity schedule 65

Appendix 111: Budget 66

Introductory letter

ABSTRACT 

In recent year, a number of studies have highlighted resource mobilization and the performance of commercial banks through empirical advance across both developed and developing countries. In the pursuant of this type of evidence, this research clarifies the nature of resource mobilization on commercial banks in Kampala district. In the mode of this study, performance is the dependent variable thus saving is the independent variable. To examine the effect of saving and the financial performance of commercial banks, examine the factors that contribute to the performance of commercial banks and also identify the saving products of commercial banks. This study uses confirmative factor analysis to test the reliability and validity of this correlation. By using the ordinary least square technique, the hypothesis of the relationship between saving and the financial performance of commercial banks is measured. Results are consistent with the hypothesis. Saving has a positive impact on the financial performance of commercial banks in the case study of Centenary Bank Mapeera _ Kampala, Uganda. In order to test the robustness of the outcomes of the study, the presence of autocorrelation and in the model if also tested. And the implications for the resource mobilization are for the Centenary Bank Mapeera Kampala, Uganda.