Risk Management In Financial Institution In Nigeria (A Case Study Of The Union Bank Plc )

Abstract

Based on findings from my research work, it can be ascertained that from the questionnaire passed, the responses shows that there are other ways of managing risk, which are: Government should come to the aid of Union Bank Plc in risk management, The concept of risk management can be effectively applied to financial institution in Nigeria. From the questionnaire distributed, it shows that Union Bank Plc encounter 18.42% of interest risk, 15.29% credit risk, 13.16% portfolio risk 10.52% liquidity risk, 18.43% operating risk 10.53% insurable risk and 13.16% uninsured risk.

TABLE OF CONTENTS

Title Page                                                                                                   i

Approval page                                                                                           ii

Dedication                                                                                                  iii

Acknowledgement                                                                                     iv

Table of contents                                                                                      v

Abstract                                                                                                      vi

CHAPTER ONE - Introduction                                                    

1.1        Background of the study                                                                  1

1.2        Statement of the study                                                                              2

1.3        Objective of study                                                                            2

1.4        Research question                                                                          3

1.5        Significance of study                                                                       3

1.6        Scope of the Study                                                                          3

1.7        Limitation of study                                                                           4

1.8        Definition of terms                                                                            4

CHAPTER TWO  -  Literature Review  

2.1        Introduction                                                                                      7

2.2        Theoretical Framework                                                                   7

2.3        Definition of Risk Management                                                      9

2.4        Definition and General Concept of Risk                                         13

CHAPTER THREE  - Research Methodology

3.1        Research design                                                                             19

3.2        Population of the study                                                                   19

3.3        Sampling size                                                                                 19

3.4        Sampling Techniques                                                                     20

3.5        Research Instrument                                                                      21

3.6        Validity of the Instrument                                                                21

3.7        Reliability of the Instrument                                                            21

3.8        Method of Data Collection                                                              22

3.9        Method of Data Analysis                                                                 22

CHAPTER FOUR  - Data analysis and Presentation

4.1        Introduction                                                                                     24

4.2        Presentation and Analysis of Research                                         25    

4.3        Data Analysis                                                                                  29

4.4        Recommendation Solution                                                             32

4.5        Sample Size                                                                                    32

CHAPTER FIVE Findings, Recommendations and Conclusion

5.1        Summary of the Study                                                                     34

5.2        Conclusion                                                                                       34

5.3        Recommendations                                                                          35

5.4        Suggestion for Further Study                                                          35

Appendix                                                                                          38

Questionnaire                                                                                  39

No References