The Impact of Ratio Analysis on Management Decision Making in an Organisation (A Case Study of United Bank for Africa Plc, Ilorin Branch)

TABLE OF CONTENT

Title Page                                                                      

Certification                                                           

Dedication                                                    

Acknowledgement                                         

Table of Content                                           

CHAPTER ONE

INTRODUCTION                                              

1.1    Historical background of the case study            

1.2    Statement of the Problem                                      

1.3    Objective of the Study                                              

1.4    Research Question                                                   

1.5    Significance of the Study                                        

1.6    Scope of the Study                                                

1.7    Limitation of the Study                                  

1.8    Plan of the Study

1.9    Definition of Terms

CHAPTER TWO

LITERATURE REVIEW                                            

2.1    Introduction                                                          

2.2    Conceptual Framework of Ratio Analysis                   

2.3    Approaches to Use of Ratios                          

2.4    Classification or Types of Ratios                     

2.4.1 Liquidity Ratio                                                        

2.4.2 Leverage Ratios                                            

2.4.3 Activity Ratios                                                       

2.4.4 Probability Ratio                                              

2.5    Place of Ratio Analysis in an Organization or Financial Institution                                                                            

2.6    Expected role of managers in relation to ratio analysis      

2.7       Contributions of Investors to Administrative Performance in Terms of Financial ratio Analysis      

2.8    Contribution of Ratio Analysis in Decision Making in an Organization                                  

CHAPTER THREE

RESEARCH METHODOLOGY                           

Introduction                                                          

3.2    Population Size                                             

3.2    Source of Data                                              

3.3.1 Primary source                                              

3.3.2 Secondary source                                          

3.4    Research Instrument                            

3.5    Data Analysis Procedure                                           

CHAPTER FOUR

DATA PRESENTATION; ANALYSIS AND INTERPRETATION

4.1    Introduction                                                          

4.2    Data Presentation and Analysis                        

4.3    Computation of some selected ratio using the

         United Bank for Africa (U.B.A) Statement of

         Account as Below Balance Sheet as at

         Decembers 31st 2011.                                     

4.4    Summary of Findings                                      

CHAPTER FIVE

SUMMARY, CONCLUSION AND RECOMMENDATION

5.1    Summary                                                                

5.2    Conclusion                                                    

5.3    Recommendation                                           

BIBLIOGRAPHY                                             

APPENDIX I                                                            QUESTIONNAIRE

CHAPTER ONE

1.0   INTRODUCTION

         In every organizing irrespective of its size, ownership, structure, impact of ration analysis on management decision making occupy a  crucial position.

         However, given this centrality, it can be said that behind every successful organization, the process in which the management arrive at decision making is very important as far as financial management is concerned in the private sector of the economy and specially in a banking institution like united bank for Africa (U.B.A) In a nutshell, the impact of ration analysis on management decision making which is the most preoccupation of this research work is referred to the manner through which the management of organization takes decision suitable for profit as possible, future planning, controlling current performance and future development through liquidity analysis, leverage analysis and activity analysis.