THE PROBLEM OF DEBT MANAGEMENT IN FINANCIAL INSTITUTION (A CASE STUDY OF UNION BANK OF NIGERIA PLC)

ABSTRACT

This work on the problem of debt management in Nigeria financial institutions.  A case study of union bank Plc Garden Avenue Enugu, you see for some tears a lot of reorganization has been going on in nation’s financial system.  The appropriateness of a work into this area need not be over emphasis considering what is going on in the nation’s financial institutions
The distress bank issue is an offspring of the problems of debt mat in Nigeria financial institution.
Well union bank Plc was not one of distressed bank but then study has shown that debt management in financial; institution still faces a lot of problem as will be seen from the study carried out in union bank Plc garden Avenue Enugu.
In the course of this study, data were collection by means of face to face questionnaire blended with sparing interviews with the Advance department of the Bank.
 
TABLE OF CONTENTS
Title page
Certification
Dedication
Acknowledgement
Abstract
Preface
Table of contents

CHAPTER ONE
INTRODUCTION
1.1 Back Ground
1.2 Purpose Of The Study
1.3 Statement Of Problems
1.4 Scope Of The Study
1.5 Significance Of The Study

CHAPTER TWO
2.0 REVIEW OF RELATED LITERATURE
2.1 Debt and Debt Management Defined
2.2 Types Of Debt
2.3 How Banks Create Money
2.4 Common Causes And Problems Of Bad Debts
2.5 Fundamental Of Credit Analysis
2.6 Prudential Guideline In Nigeria N Banking
2.7 Minimizing Risk Associates With Bank Lending
2.8 The Need For Frequent Government Regulation
2.9 Short Coming Of The Traditional Method Of Credit Analysis

CHAPTER THREE
3.0 Research Design And Methodology 
3.1 Method of Data Collection
3.2 Area Of Study
3.3 Population
3.4 Instrument Used
3.5 Method Of Data Analysis

CHAPTER FOUR
PRESENTATION AND ANALYSIS OF DATA

CHAPTER FIVE
5.0 Conclusion
5.1 Summary of Findings
5.2 Discussion
5.3 Recommendations
5.4 Suggestions For Further Research 
    Bibliography
    Appendix