The Role of Banking Supervision and Examination In Nigeria (A Case Study of Union Bank of Nigeria Plc, Ilorin)

ABSTRACT

The purpose if writing this project is for the partial fulfillment of the requirement for the award of higher national diploma in business administration and management.

This research project is aimed at examine the role of banking supervision and examination in Nigeria, using Union Bank of Nigeria Plc, Ilorin as the case study.

The project work is going to critically evaluate the problems such as poor management and loss of depositors funds encountered by the Nigeria financial institution. As a result of this problems. The research work be carry out with the aim of analysis and finding a lasting solution to this stated problems of Banking in Nigerian. The research project  will  also analyze then reasons why banking need to be supervise and examine, the conduct of supervisor and examined on site function and offsite functions, licensing, operational  requirement at reserved requirement.

The research methodology is to give a comprehensive report of the methodology employed in collecting information. In this study the research will made use of both primary and secondary source if data in setting necessary information that is needed in writing this project. Chapter four deals with the presentation and analysis of data collected with the use of statistics instrument. There is needs to analysis the data collected since, all the data that is going to be gather is through concise use of questionnaire. Chapter five is the concluding part and some useful recommendation is going to be made to further ensure the role of banking supervision and examination in Nigeria.

TABLE OF CONTENTS

Title Page                                                              i

Certification                                                         ii

Dedication                                                            iii

Acknowledgement                                                iv

Abstract                                                                vi

Table of contents                                                 vii

CHAPTER ONE

INTRODUCTION                                            1

1.1      General reading                                           2

1.2      Statement of the problem                            3

1.3      Significance of the study                             4

1.4      Objectives of the study                                5

1.5      Definition of terms                                      6

1.6      Limitation of the study                                7

1.7      Background of the study                            9

CHAPTER TWO

2.1      Review of literature                                              13

2.2      Why are the banks supervised and examined    15

2.3      The legal frame work                                            17

2.4      The conduct of supervision and examination     18

2.5      On the site function                                             19

2.6      Off site function                                                   20

2.7      Operational requirement                                     22

2.8      Reserve requirement                                            24

2.9      The Nigeria deposited insurance corporation     26

CHAPTER THREE

3.0    Methodology                                                         30

3.1    Research design                                                   30

3.2    Source of data                                                      31

3.3    Sampling size and procedure                              32

3.4    Data collection and procedure                            33

3.5    Data analysis of single percentage                      34

CHAPTER FOUR

4.0    Analysis of data                                                   37

 4.1  Name of people to whom the question were administered.                                                       38

CHAPTER FIVE

5.1      Summary                                                             51

5.2      Conclusion / recommendation                            52

5.3      Bibliography                                                         54

5.4      Appendix