The Role of Financial Institutions in Agricultural Development in Nigeria (A case study of Nigerian Agricultural Cooperative and Rural Development Bank South East Zonal Headquarters Enugu)

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Abstract

The role financial institutions have played in the growth and development of Nigeria economy can not be overemphasized. There had been a growing realization of the importance of financial institutions in the growth and development of Nigerian economy due to the credit facility and various other services it rendered. The objectives of the study is to access the impact of Nigeria Agricultural Co-operative and Rural Development Bank (NACROB) in Enugu Zonal Headquarter on socio-economic status or rural farmers, and evaluate the National - livestock small holders loans scheme under the NACRDB among farmer in Enugu North. The instruments for data collection is through personal interview and administration of questionnaire as her primary source of data collection by the researcher and the sampling size of the study were 40 professional fishermen as beneficiaries and 25 people as non-beneficiaries. The method employed is through personal visit to NACRDB at Nsukka representative office. The data obtain in the questionnaires administered were scored and the percentages were calculated and presented in frequency tables. From the information gathered, it was observed that fishermen beneficiaries benefited from the loans and other services rendered by NACRDB as they purchased more of fishing imput while the Non-beneficiaries enjoyed little or no benefits at all. It was concluded that right policies should be put in place and the constraints identified in the study be address.

TABLE OF CONTENTS

Title page

Approval page

Certification

Dedication

Acknowledgment

Table of content

Abstract

Chapter 1:

INTRODUCTION

Background of the Study

Statement of the problem

Purpose of the study

Significance of the study

Research questions

Scope/Delimitation of the study

Definition of terms

Chapter II:

REVIEW OF RELATED LITERATURE

Financial Institutions in Agricultural Programmes

Agricultural Financial Services

The Nigerian Agricultural, Cooperative and Rural Development Bank

Agricultural Credit Guarantee Scheme Fund

Agricultural Credit Support Scheme

Summary of Review

CHAPTER III:

RESEARCH METHODS

Research design

Area of study

Population of the study

Sample size and sampling technique

Instrument for data collection

Method of data collection

Validation and reliability of the instrument

Method of data analysis

CHAPTER IV

Data Presentation and Analysis

CHAPTER V:

SUMMARY OF FINDINGS, CONCLUSION AND RECOMMENDATIONS

Summary of findings

Conclusion

Recommendations

Limitation of the finding

References

Appendix

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The Role of Financial Institutions in Agricultural Development in Nigeria (A case study of Nigerian Agricultural Cooperative and Rural Development Bank South East Zonal Headquarters Enugu)

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