THE STUDY OF IMPACT OF UNIVERSAL BANKING IN NIGERIA FINANCIAL SYSTEM

ABSTRACT

The study of the impact of universal banking is one f the critical for banks Nigeria to attain greater light.  This boarders most no the effect of the new concept in Nigeria banking system that tends to remove the functional barriers between commercial and merchant banks, and consequently empowers the bank to under take part from their conventional banking business capital market operations and insurance services. The researcher made use of both primary and secondary data, source from published and unpublished works.  Data were collected from interview from banks the chi-square statistical tools was used in analysis from test analysed, if was established that universal banking plays a revent role in the performance of Nigeria banking industry, as a way of improving Nigeria financial system. The paper recommend that universal banking ensure that Nigeria banks are adequately capothliged, that huge and reliable investment in information technology is paramount for the success of universal banking.  
 
TABLE OF CONTENTS
Title Page         
Approval Page        
Dedication         
Acknowledgement        
Abstract 
Table of Contents       

CHAPTER ONE: 
1.0 INTRODUCTION      
1.1 Background of the Study     
1.2 Statement of the Problem    
1.3 Purpose of the Study     
1.4 Significance of the Study     
1.5 Research Questions      
1.6 Hypothesis       
1.7 Scope of the Study      
1.8 Limitation of the Study     
1.9 Definition of Terms      
    References        


CHAPTER TWO: REVIEW OF RELATED 
LITERATURE 
2.1 Over-View of Nigerian Financial System   
2.2 Review of the Contemporary Developments in the Nigerian Banking Sector    
2.3 Nigerian Financial System Prior to the Adoption of the Principle of Universal Banking 
2.4 History of Universal Banking in Nigeria   
2.5 Imperative for Universal Banking in Nigeria 
    References        

CHAPTER THREE: RESEARCH DESIGN AND METHODOLOGY  
3.1  Research Design       
3.2  The Area of the Study     
3.3  Population of the Study     
3.4  Sample and Sampling Techniques (Procedure) 
3.4.1Determination of Sample Size   
3.4.2Sampling Techniques (Procedure)   
3.5  Source of Data       
3.5.1Primary Sources      
3.6  Instrument of Data Collection     
3.6.1Research Questionnaire    
3.7  Validity of the Instruments    
3.8  Reliability of the Instruments    
3.9  Method of Data Collection    
3.10 Method of Data Analysis     
     References        

CHAPTER FOUR: 
DATA PRESENTATION AND ANALYSIS    
4.1  Data Presentation      
4.2  Testing of Hypothesis     
4.2.1Testing of Hypothesis 1    
4.2.2Testing of Hypothesis 2    
4.2.3Testing of Hypothesis 3   
4.2.4Testing of Hypothesis 4    
4.3  Discussion of Findings     
     References        

CHAPTER FIVE: 
SUMMARY OF FINDINGS, RECOMMENDATION, CONCLUSION AND SUGGESTION FOR FURTHER STUDIES   
5.1 Summary of Findings      
5.2 Recommendations       
5.3 Conclusion      
5.4 Suggestion for Further Studies   
 Bibliography      
 Appendix        
 Questionnaire        
 Chi-Square Distribution Table