ABSTRACT An emerging trend in the Banking Industry is the continuous springing of newly licensed Microfinance Banks spread all over the country. These Banks are either owned by individuals, corporate bodies, groups or institutions of higher learning with the aim of providing financial services to people. The study is being narrowed to Gracefield Microfinance Bank Ltd as a reference, being one of the Microfinance Banks licensed by the CBN. To achieve the objective of this study, data were...
