ABSTRACT In spite of plethora of evidence endorsing the significance of financial sector development which includes capital markets and the banking sector in the less advanced countries, usage of financial services is skewed towards the rich individuals and those who are already better off, neglecting the poor and those who are in the remote areas. Using the Ghana Living Standard Survey Round Six (6) data, focused on four main research objectives. Employing the probit model, the study reveal...
ABSTRACT This study sought to bring to the fore, the effect of mergers and acquisitions on banks financial performance in the Ghanaian banking industry via a case study of FBN Bank Ghana Limited and International Commercial Bank. The study identified the effects of mergers and acquisitions on the financial performance of FBN Bank Ghana Limited post-acquisition of International Commercial Bank. Furthermore, it identified areas in which FBN Bank Ghana Limited underperformed and needed improvem...
ABSTRACT The role of elections as well as the introduction of reforms to electoral procedures and processes cannot be overemphasised. Elections, although a component of the democratic process, has sufficiently served to entrench many democratic experiments. Reforms to these elections help in addressing the challenges that may arise out of these elections. The purpose of this research is to examine how much electoral reforms have impacted on deepening the democratic culture, Ghanaians have ad...
ABSTRACT Tourism has become a prominent global industry. In light of this, it is a fiercely competitive industry, with countries constantly working to identify various means of increasing their attractiveness. Destination image is one primary means that destinations use to distinguish themselves and draw more tourists. This study seeks to understand how tourists‟ cognitive, affective and conative perceptions of a destination influence the image formation. Data is collected from a sample of...
ABSTRACT Quality Healthcare is one of the paramount goals of every government all over the world. As a result, all governments throughout the world (both past and present) have strived to formulate and implement several healthcare policies that seek to ensure quality healthcare delivery to their populist. Pantang hospital is a government health facilities situated in Pantang and it seeks to provide affordable high quality and client friendly mental and general health services. In order for ...
ABSTRACT This study examined social entrepreneurship activities, social entrepreneurship environmental factors and the nexus of social entrepreneurship environment and social entrepreneurship activities. Five in-depth qualitative case studies provided insights on the individual perspectives on the influencing environmental factors of social entrepreneurship. The environmental factors which influence social entrepreneurship activities in Ghana are: corruption and bureaucracy, regulatory frame...
ABSTRACT The research is geared towards identifying the factors of trade credits amongst listed firms in Ghana. The data used was in panel form from twenty (20) non-financial firms that are listed on the Ghana Stock Exchange between 2006 and 2012 to examine the drivers of trade credits. The three panel regression models used - Pooled Panel Corrected Least Squares model, Random Effects Model and Prais-Winsten Model - produced results which suggested that size and leverage were the two main de...
ABSTRACT The study examined the relationship between military-civilian transition, psychological well-being and social adjustment among military personnel of the Ghana Armed Forces. It further examined the effect of gender on the relationship between military-civilian transition and psychological well-being. This was determinant on two facts. ExServicemen and women had to deal not only with life after retirement which every retiree goes through but also life after the military. Secondly tran...
ABSTRACT This research focuses on auditors’ perceptions about internal controls in the public sector, how it affects the work of auditors in terms of audit reviews and the extent to which reliance is placed on internal controls. The qualitative case study approach was employed in order to gain a deeper understanding auditors’ construct of internal controls within the public sector context. Furthermore, purposive sampling technique was applied in this study and thematic analysis was used t...
ABSTRACT The significant role technology plays in boosting societies’ development cannot be overlooked. Mobile phone has been recognized as an important technology that has an impact on the lives of its users and the country at large. Mobile money service is one of the innovative products available to users of mobile phones. Accordingly, students find joy in using mobile phones due to its usefulness when it comes to retrieving information, and recently, the usage of mobile money. Against ...
ABSTRACT Financial intermediation has been the main activity and source of revenue for banks worldwide. However, when it takes the form of liquidity transformation, banks must exercise caution since this could affect their liquidity and solvency levels. On the basis of this, the study investigates the extent to which banks in Ghana transform liquidity and the influence (if any) of liquidity transformation on bank solvency. This study takes into account 20 banks in Ghana and spans for 10 year...
ABSTRACT Reforms in the Ghanaian banking sector between 2016 and 2019 which were aimed at creating a resilient and safe banking sector has resulted in regulatory induced mergers, acquisitions and consolidation of insolvent and capitally inadequate retail banks. This has contributed to a heightened state of uncertainty to customers of these retail banks which can potentially contribute to their switching intentions. Even though on switching behaviour in general exists, however, there is paucit...
ABSTRACT This study estimated price and income elasticities of energy demand in Nigeria. The objective of the study was to examine the responsiveness of demand for energy to changes in price of energy and per capita income in Nigeria. The demand for petroleum product (gasoline and diesel), proxy for energy demand is the dependent variable, while weighed average price for energy demand and per capita income are the independent variable. The study adopted regression analysis and vector error co...
ABSTRACT This study investigates farmers' access to agricultural extension services in the Dangme West District of Ghana. Specifically, the study sought to find out the sources of extension information, the existence of differential access of farmers to agricultural extension services, and sociocultural and other factors if any, which affect access to extension services. The results revealed that the Agricultural Extension Agent (AEA) was the main source of information for the majority of far...
ABSTRACT This study examines the influence of job satisfaction and stress on mental health of nurses. A total of one hundred and forty (140) nurses were made to complete survey items on index of job satisfaction questionnaire, stress situation questionnaire and the General Health questionnaire. The finding revealed that job satisfaction was positively related to mental health. There was no difference among nurses who were highly or less stressed with regards to mental health. Job satisfaction...