Banking and Finance Research Papers/Topics

IMPACT OF ELECTRONIC BANKING ON THE PAYMENT SYSTEM IN NIGERIA

ABSTRACTThis study focuses on the impact of Electronic banking on the payment system in Nigeria.The main  objective   of this  work  is to  identify how  electronic   banking has  impacted  orimproved the payment system in Nigeria and its impact on customer satisfaction. In other toachieve  this, primary data which exist inform of  questionnaire and oral  interviews andsecondary data inform of journals, articles and books were used. Three hypotheses wereformulated   and   an...

Exploring Customers Dissatisfaction and its Impact on Customers Lifetime Loyalty in the Nigerian Banking Sector

Customer satisfaction has emerged as a major area of concern for researchers, theorists and managers in organisations due to its importance. Every organization thus endeavours to ensure customer satisfaction in order to gain the loyalty of their customers. Therefore, the study examined the impact of customer satisfaction on customer loyalty in the Nigerian banking sector. 120 questionnaires were distributed while 110 questionnaires were analyzed. The data was analyzed using statistical packag...

EXPLORING CUSTOMERS DISSATISFACTION AND ITS IMPACT ON CUSTOMERS LIFETIME LOYALTY IN THE NIGERIAN BANKING SECTOR (A STUDY OF SELECTED BANK CUSTOMERS IN LAGOS STATE)

ABSTRACT Customer satisfaction has emerged as a major area of concern for researchers, theorists and managers in organisations due to its importance. Every organization thus endeavours to ensure customer satisfaction in order to gain the loyalty of their customers. Therefore, the study examined the impact of customer satisfaction on customer loyalty in the Nigerian banking sector. 120 questionnaires were distributed while 110 questionnaires were analyzed. The data was analyzed using statistic...

Impact of corporate governance on the financial performance of deposit money banks

CHAPTER ONEINTRODUCTION1.1 Background to the studyIt has become a worldwide dictum that the quality of corporate governance makes animportant difference to the soundness or unsoundness of banks. Thus, effective corporategovernance   practice   incorporates   transparency,   openness,   accurate   reporting   andcompliance with statutory regulations among others. Historically, antecedents indicatethat financial  crisis is  a direct  consequence  of lack of good  corporate go...

STATE ELECTORAL COMMISSION AND DEVELOPMENT OF DEMOCRACY IN NIGERIA (A STUDY OF IMO STATE ELECTORAL COMMISSION)

                                                                        ABSTRACT The research project was designed to study the stated electoral commission and development of democracy in Nigeria, a study of Imo State Electoral Commission, the problem under investigation is that all the benefits and  attributes of what the election process should mean cannot be associated with Nigeria as a democratic society. The study...

THE IMPACT OF CAPITAL MARKET ON ECONOMIC GROWTH IN NIGERIA

ABSTRACT This study seeks to examine the impact of the Nigerian capital market as a tool for economic growth from the period of 1982-2016. The study has its main objectives. The ascertainment of the effect of capital market activities on economic growth with the specific objectives of one, examine the impact of market capitalization on economic growth in Nigeria. The study revises Gross Domestic Product on All Share Index, Value of Transaction and Market Capitalization which are indices of Ca...

THE IMPACT OF ELECTRONIC BANKING IN NIGERIA BANKING SYSTEM

ABSTRACT   The banking industry in Nigeria is now facing unprecedented competition from non-traditional banking institutions, which now offer banking and financial service over the internet. The purpose of this study was to evaluate the influence of electronic banking on the Nigeria banking system. This study among other reasons would help to enlighten operators in the banking sector and other concerned individuals and organization on the adoption of Electronic Banking. The research basical...

IMPACT OF CORPORATE GOVERNANCE IN THE NIGERIAN BANKING INDUSTRY

ABSTRACT The CBN Code of Corporate Governance stated that Corporate Governance refers to the processes and structure by which the business and affairs of an institution are directed and managed. The objectives of this study are to examine Corporate Governance in relation to the promotion of corporate fairness, transparency and accountability in banks, to establish the purpose of Corporate Governance on banks and determine the application of its procedure in the banking sector, to establish th...

ASSESSMENT OF COMPLIANCE WITH INTERNAL CONTROL MECHANISM BY MICROFINANCE BANKS IN THE NORTH CENTRAL STATES OF NIGERIA

ABSTRACT   The study is aimed at the assessment of compliance with internal control mechanism by Microfinance Banks in the North Central States of Nigeria.  Data were collected through the use of structured questionnaire which contained 45 items. Descriptive statistics, mean, standard deviation and t-test were used for data analysis.  Simple random sampling was used to select three states (Benue, Nasarawa and Plateau) and Abuja out of the six states in the North Central States of Nigeri...

Stock Price Movements and the Value of Firms in Nigeria: Theoretical and Empirical Realities

This study investigates Stock Price Movements and the Value of firms in Nigeria using secondary data research design and pooled data study approach. Five firms were selected for the study between 2005 and 2015. Data were analysed using Ordinary Least Square (OLS) regression technique. Variables used were Shareholders’ Fund (dependent variable), Earnings Per Share, Dividend Per Share, and Return on Shareholders’ Funds. EPS shows a positive and significant relationship at Mobil Oil Nig Plc;...

Investment Portfolio of Banks and Economic Growth in Nigeria

 In this study, the relationship between investment portfolio of banks and economic growth in Nigeria was examined. The work was designed to find out the structure and trend of bank investment portfolio in Nigeria and to establish the relationship between gross domestic product, unemployment rate, per capita income and bank investments in treasury bills, bonds and shares in Nigeria from 1985 to 2015. The desk research design was used and secondary data obtained from the Central Bank of Niger...

Capital Market Performance and Economic Growth in Nigeria

 This study examines the causal relationship between stock market performance and economic growth in Nigeria for the period 1987 -2014, using annual secondary data. Economic growth is proxied by gross domestic product (GDP) while capital market performance is measured by market capitalization, total new issues, volume of transaction and listed equities. The objective is to empirically analyze, using link between capital market performance and economic growth (i.e. whether stock market perfor...

THE IMPACT OF TREASURY SINGLE ACCOUNT ON BANKING SECTOR FOR ECONOMIC GROWTH

ABSTRACT  Over  years, Nigeria’s  public  funds  have not been properly  accounted for. This has drastically increased the cost of governance. There is no gain saying the fact that,  the  cost  of  governance  in  Nigeria  is  too  high  and  has  in  no  small  way hindered  the  Nation’s  development  both  human  and  infrastructural.  It  is  also one of the reasons why corruption has eaten deep into the fabrics of our society. To  eliminate  or  mini...

The effect of some macroeconomic variables on stock market price

The purpose of this study was to examine the effect of some macroeconomic variables on stock  market price in Ghana. The study employed yearly data spanning the period of January 1990  to December 2016. Unit root test was performed using Augmented Dickey-Fuller Test (ADF)  and Philips-Perron test (PP), Cointegration was also applied. The macroeconomic variables  considered were Gross Domestic Product (GDP), Exchange Rate (EXR), Foreign Direct  Investment (FDI), Money Supply (M2) and Infl...

Marketing of Financial Services

  Abstract Marketing as associated to banking is to explain a suitable promise to a customer through a variety of products and services and also to confirm operative distribution through satisfaction. The need for marketing of financial services cannot be over emphasized because it is vital, as it has helped firms such as banks and non-banks that engages in operational service delivery to maximize profit. The marketing tactic includes forestalling, classifying, responding and satisfying the ...


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