ABSTRACT This extended Essay provide an assessment of the effect of motivation incentive on bank employee, banking industry with united banks for African(UBA) Kaduna Branch along Yakubu Gowon way Kaduna in focus. An in-depth and critical review of literature that have significant relationship and relevance to the subject matter that are examined. The statistical methods employed in the test of hypothesis were chi-square test and analysis of variance(ANOVA). It was discovered that motivationa...
ABSTRACT This essay work is aimed at assessing the impact of government reforms policies on financial institutions in Nigeria in the economic development of the country. To be able to achieve this, the study is divided into three chapters. Chapter 1 gives a general overview of the government policies in Nigeria and the development of these policies and the various changes and modifications that these policies have undergone over the years in achieving economic development of the country. In c...
ABSTRACT The primary objective of this research work is to carry out proper investigation on “the application of marketing concept in commercial banking and its effectiveness in consumer satisfaction†at Guaranty Trust Bank Murtala Muhammed Square Branch Kaduna. To highlight the result of the investigation of the subject matter. Background, statement of general problem, significance, research question and limitation of the study. Chapter two is the literature review relevant mater...
BACKGROUND Planning is required in all forms of decision making in order to ensure an effective and efficient utilization of available scarce resources. The resources to satisfy the basic needs of the people and relatively scarce in relation to their demand. Therefore, there is need to plan for available resources in such a way that maximum satisfaction could be attained with minimum resources. TABLE OF CONTENT Title page Approval page Dedication Declaration Acknowledgement Abstract Table...
ABSTRACT In the last fifteen years Nigeria has been experiencing the most serious economic crisis. The first major factor that put the country’s small – scale on the tendons position was the main stay of the economy. Nigeria being among the major producer of crude oil, suffered adversely from the effects of hurt in the world oil market. Nigeria depend on oil exportation for over 90% of its foreign exchange earning and 85% it government revenue. An appraisal of the contribution...
TABLE OF CONTENT Cover page Title page Declaration Approval page Dedication Acknowledgement Abstract CHAPTER ONE 1.0Introduction 1.1Historical background of study 1.2Statement of problems 1.3Objective of study 1.4Hypothesis 1.5Research Questions 1.6Limitation of the study 1.7Definition of terms CHAPTER TWO Literature review 2.0Introduction 2.1The Concept of Monetary Policy 2.2Institutional arrangement for formulation and implementation of Open Market operation 2.3Technical and Operational M...
ABSTRACT The primary aim of this study is to check the effectiveness and efficiency of financial control in computerized environment i.e. First Bank of Nigeria Plc to ascertain whether computer has since adoption enhance profitability and effectiveness in managing the banking and other financial sectors or industries. This evaluation is targeted at exploring how the use of computer in the solving of accounting issues has yielded positive result in both the banking and other finance circle, t...
ABSTRACT The study examines risk management and Credit Administration in Union Bank Plc, Kaduna. The research questions that guided this study were: How is risk managed in Union Bank? What are the constraints militating against risk management and credit administration? What are the solutions to the identified problems. The survey method was used as the sample size. A questionnaire designed in five likert scale was used as the instrument of data collection. The mean (x) was used to analyze da...
ABSTRACT This thesis examines the current transformation on the banking sector in Nigeria. It attempts to examine how the banks, particularly Hallmark bank, plc can reposition itself through recapitalization for competitive advantage. Although the bulk of the literature on the subject matter are on the banking sectors reforms, including the various techniques and strategies in meeting with the 18 months recapitalization deadline the finding makes, conjunctive on the post recapitalization chal...
ABSTRACT This project work An Assessment of Loans management in banking sectors a study of Union Bank of Nigeria Plc. Kaduna Branch. The study has been done in an attempt to explore the extent the Union bank Kaduan Branch has been controlling its credit system to the Central Bank of Nigeria. Credit guidelines in the development of the National economy. Banks have generally been credited with and enviable image of being an important sources for capital development. This recognition is derived ...
ABSTRACT This research work titled “An Assessment of Loan Defaults and its Impact on Profitability†with special references to Eco Bank Nigeria Plc, Kaduna. The study was conducted to find practical means of minimizing the incidence of default on loans in our banks. This research work focuses on the introduction to the study, the statement of research problem, objectives of the study, the scope and limitation as well as historical background of the case study. Further still, the res...
ABSTRACT Quality improvement can lead to increase in revenue and increased customer’s loyalty and the cross-selling of bank products as loyal customers spend more time with chosen banks, attract little administrative cost and are more profitable. The objective of the research is to identify the service quality level. It also aims to determine key factors in selecting a particular bank. The finding of this research suggested hat the key factor in selecting a particular banks are credi...
ABSTRACT Electronic banking is simply operating the banking system through the internet and it signifies both global public network and a family of technologies. In Nigeria, the banking industries are basically on-line at real time with web site which is restricted only to information and also it restricts most of their dealings to E-banking via the internet and not internet banking proper, effective cash management via E-banking on the other involves managing the motives of a firm in order...
ABSTRACT The capital market has an important contribution make in terms of mobilization of savings to profitable self liquidating investment. An analysis of the Nigeria capital market is the subject of this research because effective capital market can offer several advantages to governments and private sector. This project is designed to analyze the problems and prospects of the capital market, this is because it is from the capital market that funds were raised to finance most of the inv...
ABSTRACT Effective communication in any organization, regardless of its type and size remains critical to the achievement of organizational objectives. This is more so, when any break communication will result in chaos, misunderstanding and conflict. Bank PHB, PLC lays great emphasis on both oral and written communication for the successful accomplishment of its goals and objectives. The objectives of this study therefore are; to find out different methods and channels of communication a...