the study access the implication of electronic banking in Nigeria.
The study investigated the impact of external debt on economic growth in Nigeria for the period 2006-2015. Time series data on external debt outstanding, interest rate was used to capture external debt burden. The study set out to test the significant relationship between external debt and economic growth in Nigeria. An empirical investigation was conducted using secondary data: Gross Domestic Product, External Debt outstanding, Interest Rate (financing charges paid on the debt outstanding) f...
This study examined the Impact of Interest Rate Policy on Deposit Money Banks in Nigeriaover the period of 10 years (2007-2016). Secondary data source was explored in presenting the facts in which all Nigeria’s economic outputs were considered. The secondary data are obtained from CBN annual reports. The model for the study has its dependent variables to be the Return on Assets (ROA) and its independent Variable was Lending Rates, Interbank rates, treasury bills rates and the monetary polic...
This study examined the Impact of Exchange Rate Volatility on Nigeria Economic Growth over the period of 29 years (1987-2015). Secondary data source was explored in presenting the facts in which all Nigeria’s economic outputs were considered. The secondary data are obtained from CBN annual reports. The model for the study has its dependent variables to be the Real Gross Domestic Product (RGDP), Export and Import and its independent Variable was Exchange Rate, using Regression Model Analysis...
ABSTRACT The focus of the research is on foreign debt and Economic growth prospects of the Nigeria Economy, using a time scope 1985-2014. The objectives of the study include examining the extent to which external debt affect Gross Domestic Product in Nigeria; to assess the relationship between gross domestic product and government expenditure in Nigeria amongst others. Data of the study is derived from statistical bulletin from debt management office and central bank of Nigeria. The researche...
ABSTRACT This research will try to evaluate or appraise the various techniques in break even theory and also some of the tools which encompass vital and needed information in guiding companies profit path using Break-Even theory which involves the use of the cost – volume – profit data and other data to guide manager in its day-to-day decisions. The research also has the objectives of considering Break-Even theory and accounting technique which portrays to management what the profit ...
ABSTRACT This research work is geared towards the investigation of the effect of fiscal and monetary policies on commercial bank and other financial institution, government through various agencies issues fiscal and monetary which are assumed to determine whether these polices have any significant impact on the commercial banks and other financial institution, questionnaires were administered on this research work on which the questionnaires are distributed to 30workers of union bank and t...
CHAPTER ONE INTRODUCTION 1.0 Background to the Study The concept of credit can be traced back in history and it was not appreciated until and after the Second World War when it was largely appreciated in Europe and later in Africa (Kiiru, 2004). Credit risk management has been an integral part of the loan process in banking business. Credit risk is the current and prospective risk to earnings or capital arising from an obligor’s failure to meet the terms of any contract with the bank or ...
This study examines the performance of the Nigerian money deposit banks for the period 2008 to 2012. Past studies attempted to measure the performance and efficiency of the banking industry using different kinds of performance indicators such as outputs, costs, financial measures, economic measures to include Total Factor Productivity (TPF) among others. But in this study, the researchers focused on another aspect by adopting the Performance Indexing Model developed by Suat, Dilek & Oya (2011...
ABSTRACT The broad objective of this study is to investigate the implications of poor corporate governance practice on the banking system stability in Nigeria. Specifically, the study sought to; examine the effect of board composition on the banking system stability in Nigeria; to evaluate the effect of board size on the banking system stability in Nigeria; to ascertain the effect of bank size on the banking system stability in Nigeria. To achieve these objectives, ex-post facto research des...
ABSTRACT The study is an empirical analysis of the impact of regulation and supervision on the activities of Nigerian banks with emphasis on the role of the Central Bank of Nigeria and The Nigerian Deposit Insurance Corporation. It evaluates the roles and contributions of CBN and NDIC to the Nigerian banking sector. Extensive field survey and library research was carried out and data collected were subjected to thorough analysis. The analysis shows that the supervisory and regulatory framewo...
ABSTRACT Training in an organization generally serves as a pathfinder to development. It is through training that the employee’s skills can be developed on preparation for efficient and effective performance. On the other hand, training and development of employees have significant impact on the activities of the organization. The research tries to analyze the importance of employees’ training and development programs in the banking sector and how the level of manpower performan...
ABSTRACT This research work is an attempt to examine the effect of Central of Bank of Nigeria in performance monetary policy of bank. The essay work provides a background to the origin and development of monetary policy in fighting inflation and highlighted the major functions and activities performed by the Central Bank of Nigeria in order to achieve their main objectives. It also discusses the objectives, instrument and problems of monetary policy. TABLE OF CONTENT Title page Declaration ...
INTRODUCTION Although a lot of research works has been done on the prospects and challenges of Information Technology in the banking industry, theses research works are broad based and only few are actually carried on Electronic Banking (E-banking). Modern banks now realise that only those that overhaul their payment service delivery and operations are likely to survive and prosper in the 21st century (Opara et al, 2010). This is due to pressure of globalisation, consolidation, privatisation,...
INTRODUCTIONOperation risk management is an essential part of business because firms cannot operate without taking risks. Risk is commonly associated with uncertainty, as the event may or may not occur. Risk implies exposure to uncertainty or threat (Kannan and Thangavel, 2008); and ‘a decision to do nothing explicitly avoids the opportunities that exist and leaving the threats unmanaged’ (Joel, 2011). Traditionally, risk has been viewed as negative consequences and unfavourable events. T...