PROPOSAL According to Enyima (1994, P.75), crisis is defined as a situation whereby banks faces an acute shortage of cash and bear cash asset to meet up the increasing demand of costumers, notable depositors and intending borrowers. The aim of conduction this research is to investigate into some problems that are in existence in the banking industry and to suggest possible solution towards archiving crisis free banking in Nigeria. The factors that constitute crisis are inexhaustible, but t...
ABSTRACT This work is on the challenges facing the Nigeria banking industry. The history of Nigeria banking can be traceable in the early 1820’s with the African banking corporation that was established in Lagos but the corporation did not last as a result of banking habit of the people and consequently ceased operation in 1890. This project has to do with the problems competitions government interventions, distresses been experienced in the Nigerian banking industry in this prese...
TABLE OF CONTENTS TITLE PAGE APPROVAL PAGE DEDICATION ACKNOWLEDGEMENT TABLE OF CONTENTS CHAPTER ONE: 1.0INTRODUCTION 1.1BACKGROUND OF THE STUDY 1.2STATEMENT OF PROBLEM 1.3OBJECTIVE OF STUDY 1.4SIGNIFICANCE OF THE STUDY 1.5THE SCOPE AND LIMITATIONS 1.6OPERATIONAL DEFINITION OF TERMS CHAPTER TWO: 2.0LITERATURE REVIEW 2.1THE CHARACTERISTICS OF CAPITAL EXPENDITURE 2.2TYPES OF INVESTMENT DECISION 2.3IMPORTANCE OF CAPITAL EXPENDITURE 2.4FORECAST/BUDGETING 2.5OBJECTIVE OF BUDGETING CHAPTER TH...
ABSTRACT The growing case of classified debts and the increasing trend in the yearly provisions for bad and doubtful debts in commercial banks suggest that there may be errors in the administration of credit by the commercial banks in Nigeria. With this background, the leading policies of the credit management in a typical commercial bank the Union bank of Nigeria PLC was appraised with a view to ascertaining the causes and consequences of bad debts as well as to find ways and means of reduc...
ABSTRACT This project examined the management of current assets in public Limited Liability Company. It is obvious that no company can perform well without good current asset management. This cares for proper accountability and utilization of these assets for day-to-day transaction of a business concern. A well co-ordinated current asset management will go a long way to boost productivity, availability of funds, profit and encourage expansion. Investigation ha shown that failure of many busi...
ABSTRACT In summary of this, the objective of this study therefore are to look at the operations of loan syndication in Nigeria. The study will also give suggestions on how the problem of loan syndication can be solved to improve the practice of loan syndication in Nigeria. TABLE OF CONTENT TITLE PAGE APPROVAL DEDICATION ACKNOWLEDGEMENT ABSTRACT TABLE OF CONTENT CHAPTER ONE INTRODUCTION 1.1BACKGROUND OF THE STUDY 1.2STATEMENT OF THE PROBLEM 1.3OBJECTIVES OF THE STUDY 1.4SIGNIFICANCE OF...
ABSTRACT This research work was on the appraisal of internal control system as a means of preventing fraud in Nigerian Financial Institutions. However for a more detailed study a case study was carried on First Bank Plc Onitsha Head Office. The bank understudy was selected by simple random sampling. This study was necessitated because of the Increasing wave of Bank fraud in Nigerian in recent times as reported by the Nigerian dailies. Therefore the need to investigate these reports...
PROPOSAL Occasionally, the nation is faced with economic instability, this could be as a result of less or too much money in circulation, therefore the researcher intends to write on laws these problem could be solved through the implementation of monetary and fiscal policy tools. In addition, the essence of the research work is to review and as well as identify the various means of expanding and controlling the volume of money in circulation in period of deflation and inflation respectivel...
ABSTRACT Summary, this study is carried out to educate the populace on the attributed or advantages that would be derived from the privatization and commercialization of government industries. TABLE OF CONTENT Title page Approval page Dedication Acknowledgement Abstract Table of content CHAPTER ONE 1.1Background of the study 1.2Statement of the problem 1.3Purpose/objectives of the study 1.4Significance of the study 1.5Limitation of the study CHAPTER TWO REVIEW OF RELATED LITERATURE C...
TABLE OF CONTENT CHAPTER ONE 1.0 INTRODUCTION 1.1 STATEMENT OF THE PROBLEM 1.2 PURPOSE OF THE STUDY 1.3 SIGNIFICANCE OF THE STUDY 1.4 RESEARCH HYPOTHESIS 1.5 SCOPE OF THE STUDY 1.6 LIMITATION OF THE STUDY 1.7 DEFINITION OF THE TERMS CHAPTER TWO 2.0 REVIEW OF RELATED LITERATURE INTRODUCTION 2.1 DEFINITION OF CONCEPTS 2.2 HISTORICAL BACKGROUND OF COMMUNITY BANKING IN NIGERIA 2.3 THE OBJECTIVES OF THE COMMUNITY BANKS 2.4 THE ROLE OF COMMUNITY BANKS IN RURA...
ABSTRACT The ability of any nation to sustain growth and development to a large extent depends on a number of factors, of which banking is once. Hence, it becomes imperative to note that banking started not as a chance phenomenon rather, for the basic social and economic needs of the Society. The purpose of this study is to carry out a research on the role of commercial Banks in Industrial development of Onitsha. For this purpose data were obtained from the bank, quest...
ABSTRACT This research studied performance evaluation of new product developed in the banking industry from 1999 - 2004 In this research work, the researcher chooses four of the products and measures the extents to which they have been able to satisfy the customers. The products selected are, smart card, international money transfer, and educational scheme and integrated banking network transaction. Data for this research were collected through questionnaires and intervenes by banks customers...
ABSTRACT This study reveals that choice of dividend policy is a financial management decision that deserves a great care to strike and maintain a balance between:- 1.Paying out earnings (or part) to the stockholder. 2.Retaining it for reinvestments by the firm. Ordinarily, the objectives above represent two different interest groups viz. The investor clamorous for high dividend pay-out, the investment (the firm) otherwise, higher dividend pay-out, means higher cash flow to the investors...
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TABLE OF CONTENTS ABSTRACT Banking is in the midst of change that has arisen due to economic depression. As government seek to improve economic efficiency and better allocation of resources to solve the problem of economic depression, policy makers are shifting towards openness, competitiveness and market discipline. In response to the developments, Deposit Money Banks in Nigeria engaged in financial sanitizing, management strengthening, corporate refocusing, Business Process Reengineerin...