ABSTRACT Universal banking has been of controversial issue among partitions and regulation of financial sub-sector of Nigeria economy. However most of these decisions have been flamed by lack of common understanding of what universal banking is and what its implication night wellbeing. The research attempt to redress that situation by presenting, a well accepted understanding of the system. Secondly discussing its applicability or lack there of to Nigeria commercial services and industry. A...
ABSTRACT This research project is a very crucial study on the Role of Bank in Financing agriculture in Nigeria. The study is motivated by the necessity to establish the extent of Agricultural Co-operatives in Nigeria. To solve the research problem primary and secondary data was collected. The data were questionnaire and oral interview. The respondents comprised of personnel of the bank and some of he farmer who benefited, from he loan. The presenting data collected, tables frequencies...
ABSTRACT This research work was undertaken to find the expected impact of OMO are the reduction of unemployment associated with price level stability. The prospect of Omo was also to find whether or not the production omo reduce inflationary rate, economic growth and others such as exchange rate stability and balance of payment equilibrium. To guide this study, four questions a review of literature was evolved to broaden the research knowledge on what others have already done in the monet...
ABSTRACT The importance of banking industry to every economy cannot be ignored. Bank is a place where all financial transaction of an economy impinges on. On the other hand, the impact of computers in alleviating some of the problems encountered by banks cannot be over-emphasized. Computer is seen as the most needed tools of improving banking transaction has not been well adopted by all banks in the Nigerian economy. Some banks see it as a means of upgrading their chequering up, transact...
ABSTRACT The study was done to ascertain the role of commercial banks in financing small-scale agriculture in selected areas of enugu agricultural zone. The aim was to determine the extent to which commercial banks have given out loans for small scale agriculture in comparison with other source of credit, and to look into the problem faced by both the small holder farmers and the banks as regard credit flow to farmers. The problems of loans repayment and reasons for loan default were...
1.0INTRODUCTION 1.1BACKGROUND OF THE STUDY Bad debt can be define as those credit facilities that banks grant to its customers, but for some inherent weaknesses, the full or part thereof can not be recovered due to creditors (banks), but full recovery of such debt is considered impossible. Bad debt can also be looked at as credit granted to the customers of the bank with very slim chance of recovering it. The reason why this topic is of interest is that most of our banks are in the stat...
ABSTRACT The aim of writing this project is to explain the problem and difficulties being face by banks as a result of bank failure with specific reference to banks. To achieve this aim the research work has been classified under five chapters. The first chapter deals with the introduction statement of problems, objectives of the study, purpose of study, significance of the study delimitation and limitation of the study. The second chapter, deals with the literature review or review of liter...
ABSTRRACT The banking sector in Nigeria is in a state of rapid change. The nature and rate of change is a function of local market competitive circumstance as well as willingness to change traditional behavior management of bank in Nigeria being tested by deregulation interest competition, New technology and the introduction of new products . This project work is aimed at investigation the various ways bank (Commercial banks ) market their New production which are ion form of service u...
ABSTRACT The problems of housing and accommodations in Nigeria have become a very big task for the day to achieve. With the setting up of National Housing Fund Scheme by the Federal Military Government of Nigeria in 1992 under decree 5 of 1992 to collect a specified amount of contribution from each individual worker by the Federal Mortgage Bank of Nigeria. The said amount was to be used in the construction of housing musts for distribution to each individual contributor according to the stren...
ABSTRACT This project has traced the evolution of Nigeria’s monetary policy and its performance since the early1980’s, to provide a background to the reviews; it discussed same theoretical aspects of monetary management. On the theoretical aspect it reviewed the concepts of monetary management, the objective of monetary policy and the instruments of monetary policy. The highlights of the Nigeria economy of the 1970’s were the growing importance of oil, the expending role of the publ...
ABSTRACT Commercial bank are profit-making venture and as such they share with other business the same set of expectation concerning the health of the economy. It is in the light of this that they make loans available to borrowers on interest, which is a source of profit to them. Along side the growth of the credit sector is the growth of the bad debt among other to poor credit management. The hallmark bank limited like most other bank has recorded a high inadence of bad debt and has one...
ABSTRACT This research comprises adequately the roduset money in this developing process. In chapter one is the introductory aspect of idle cash holding, the mainly of idle cash holding and how it is applied in human endive avow. The practice of hoarding money will reduce the ability of the banking system to creator deposit with the consequence that bank create small amount of deposit which is usually not enough to satisfy the demand of economy. TABLE OF CONTENTS TITLE PAGEi APPR...
ABSTRACT This is a research work, which examines the improvement of customer service in the Nigerian Banking Industry. A case study of UBA Plc. Agbani Road Enugu. To guide this study the following five research questions and two hypothesis tested were formulated: what are the characteristics of staff and customer of UBA Plc Agbani Road Enugu? To what extent are the human and material resources adequate to achieve effective functionality in UBA Plc? To what extent are the objectives and...
ABSTRACT This project is poised to x= raying the degree of “the role of financial management in a corporate organization”. The main aim of every business is profit maximization. Care must therefore be taken to ensure that available finance for a business is well managed. This role is left in the hands of financial manager. In conducting the research on this topic, the researcher wishes to visit the Enugu office of the NICON insurance corporation NICON PLC and administer questionnaire ...
INTRODUCTION The bulk of fraud required by the investing sector of most developed and developing business economics of the world is provided by the bank industry in the main, the service of mobilizing fund from the saving that is simples to the investing sector provided by the banking industry accounted for the high status the banking industry is place in the development of any economy the rate of economic development of the nation has hence been very closely associated with the effecti...