THE DEVELOPMENTAL IMPACT OF RURAL BANKING IN NIGERIA (A CASE STUDY OF UNITED BANK FOR AFRICA PLC, AGBANI ROAD BRACH)

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ABSTRACT

This research work, the developmental impact of rural banking in Nigeria, a case study of United Bank of Africa (UBA) PLC Agbani Road Branch, Enugu was carried out to measure to what extent the rural commercial banks have been able to involve the inhabitant of the rural areas in economic activities and how successful the bank are measuring up with their major aim of existence. Sequel to this, the researcher employed a population size of 25 staffs of United Bank of African PLC, Agbani, Road Branch. A population sample of 20 being the number of questioners respondent was equally employed, also the researcher employed percentage frequently ,statistical techniques to analyze the data sources, the researchers findings, indicate that rural banking program mes is making a meaningful impact on the development of a rural areas especially in agricultural development. Thus there are hindrance such as inadequate funding, and inability to repay loans as at when due the researcher in turn recommends that efforts to land rural banking should be sustained, the Central Bank in particular under whose umbrella the rural banking programme is being executed should evolve executable policy frame work towards increases rural banking.

TABLE OF CONTENTS

Title Pageii

Approval Pageiii

Dedicationiv

Acknowledgementv

Table of Contentsvi

Abstract vii

CHAPTER 1: INTRODUCTION

Background of the Study 2

Statement of Research Problems3

Significance of Study3

Scope of Study4

Limitation of Scope6

Statement of Research Hypothesis7

Definitions of terms7

CHAPTER 2: REVIEW OF RELATED LITERATURE13

CHAPTER 3: RESEARCH METHODOLOGY

Brief Outline of the Chapter 41

Sources of Data Collection41

Primary Sources42

Secondary Sources43

Organising and Analyzing Gathered Data44

CHAPTER 4 : DATA PRESENTATION AND ANALYSIS

Questionnaire Analysis 45

Test of Hypothesis 58

CHAPTER 5: DISCUSSION OF FINDINGS (RESULTS),

CONCLUSIONS AND RECOMMENDATIONS

Findings60

Conclusion64

Recommendation66

Reference 68

Appendix

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THE DEVELOPMENTAL IMPACT OF RURAL BANKING IN NIGERIA (A CASE STUDY OF UNITED BANK FOR AFRICA PLC, AGBANI ROAD BRACH)

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