ABSTRACT The credit guidelines are those monetary policy instrument used by the monetary authorities particularly the Central Bank to influence the supply, allocation and cost of credit with view to attaining specific macro-economic objectives in the country. It is a deliberate measures aimed at controlling the qualitative supply of money. Some of the goals are directed towards steering and maintaining the economy at its full potential output to attain full employment, to a...
ABSTRACT Commercial banks are profit-making ventures and as such they share with the other business the same set of expectations concerning the health of the economy. It is in this light that they make loans available to borrowers on interest, which is a source of profit to them. So the purpose of this study is to know how fair the commercial banks lending has contributed to the development of the economy. In order to achieve the objectives, the writer set forth hypothesis that has been teste...
ABSTRACT In the ordinary course of lending banks incur load debts which are charged against the income generated by the cause for bad and doubtful debts. Besides, a cursory look at the annual statement of most commercial banks relatively provide for bad debt more than the other banks. This fact could also be reflected in the relative performance of the banks. Indeed many commercial banks in this country are a the verge of collapse particularly the state-owed ones. TABLE OF CONTENTS...
This term paper has been designed for all accounting and non-accounting students. It is intended to help all students to grapple with certain fundamental aspects of the accounting problem of public enterprise in Enugu State. Chapter one defined the concept and explain everything about accounting problem of Enugu State Public Enterprise. It also deals on the types of nature and role of public enterprise in Enugu State as well as the causes of public ente...
ABSTRACT This study reveals that choice of dividend policy is a financial management decision that deserves a great care to strike and maintain a balance between:- 1.Paying out earnings (or part) to the stockholder. 2.Retaining it for reinvestments by the firm. Ordinarily, the objectives above represent two different interest groups viz. The investor clamorous for high dividend pay-out, the investment (the firm) otherwise, higher dividend pay-out, means higher cash flow to the investors...
ABSTRACT Many business firms have benefited from the use of research keeping and accounting. This is true especially when we consider such firm that required by law to publish the result of their business dealings annually. Such firm cannot fulfill this legal obligation without employing the accounting professional skills. They also utilize accounting skills in making borrowing and investment decision as well as planning of their growth and expansion. The problems militating against small sca...
ABSTRACT This research assesses the challenges that small ICT firms are facing in Tanzania for a period of 10 years (2004 – 2014). It looks at the challenges that small ICT firms are facing in the industry and relate them to their performance. Moreover, it assesses the impact of the main critical challenges to small ICT firms in Tanzania and the measures to take in order to reduce those challenges. The research is based on a statistical survey approach where by a group of ICT firms ...
TABLE OF CONTENTS CONTENTS PAGE TITLE PAGE…………………………………………………………………………………i DECLARATION…………………………………………………………………………….ii ABSTRACT…………………………………………………………………………………iii DEDICATION………………………………………………………………………………iv ACKNOWLEDGEMENT………………...
Finance investment is putting money into something with the expectation of gain. Investment in Stock market is very popular in Bangladesh. In 2010, so many people invested into the stock market and this investment made them millionaire. But in the fast quarter of 2011 stock market crashed. Millions of investors have been rendered bankrupt as a result of the market crash. Lack of analytical knowledge is one of the reasons behind this market crash. In share market to minimize the risk two types...
Orion Group "Times New Roman""> is one of the leading industrial conglomerates in Bangladesh which started business in the Pharmaceutical Sector. Orion Pharma Limited, a Company of Orion Group, owns and operates a modern pharmaceutical factory and produces and markets pharmaceutical drugs and medicines. The company was incorporated as a Private Limited Company on June 21, 1965 and converted into a Public Limited Company on June 24, 2010 under the Companies Act, 1994. mso-fareast-font-family:...
This survey study examined the relationship between the Big Five Personality Traits and intelligence among 254 undergraduates in Benue State University, Makurdi. The respondents were in the age range of 16 and above. Out of the 254 participants that received the questionnaires, only 250 of the participants returned the questionnaires, 123 (48.4%) were males while 127 (50.0%) were females. The Big Five Inventory and Multiple Intelligence Profile Instrument III (MIPQ III) were used for data col...
INTRODUCTION Behaviour is a function of both the persons and the environment (Lewin, 1943). According to Vee and Skitmore (2003), Ethics generally comprise system of moral principles- by which human actions and proposals may be judged good or bad, or being right or wrong-, the rules of conduct recognized in respect of a particular class of human actions, and Moral principles as of an individual. Behavior that is right in one culture may be considered wrong in another. Even within the same cul...
Table of Contents 1.1 Introduction 1.1.1 Definitions of Key Terms 1.2 Ethical Implication of Procurement 1.3 Ethical Code of Conduct for Professionals ofProcurement and Supply Auditor 1.4 Need for Professional Code of Ethics for Procurementand Supply Auditor 1.5 Conclusion ReferencesAbstract The acquisitions of goods, services and works,taken from public procurement point of view, bring in a matrix of sophisticatedcase...
ABSTRACTThe topic of this project report on JOB SATISFACTION AND EMPLOYEE PERFORMANCE IN AKWA IBOM STATE MINISTRY OF FINANCE IN AKWA IBOM STATE MINISTRY OF FINANCE . There was a time when it was considered sound economic policy for government to establish and invest in corporation and enterprises. It was then agreed that government owned enterprises were better for stimulating and accelerating natural economic development rather than private initiative. This research therefore aimed at invest...
ABSTRACT Every local government in Nigeria desires quality service delivery as it is pertinent to the sustainability of grassroots development. The fundamental factor in achieving quality services, are adequate and reliability of the revenue sources as well as quality human resources that will serve as instrument for formulation and implementation of local government financial resources. This study assessed revenue generation and service delivery in Nigeria, a study of Abuja Municipal and A...