ABSTRACT Our risk exposures are influenced by our economy, lifestyles, psychical well being, occupation, environment etc., there variables are dynamic therefore risk managers and analyst must be dynamic in their choice of tools to manage risk exposures. In their choice of tools to manage risk exposures, in this project all the knowledge that might be useful to risk managers, however have been presented in the most important process and readable way. Consequently, this project have been orga...
ABSTRACT This research work sets out to evaluate the impact of capital market as a catalyst tool for the growth of Nigerian insurance industry. The problem that prompted the research of this project was in connection with the need to recapitalize the insurance industry and position it for challenges of rising industrial and commercial activities of globalizing economy such as Nigeria, among the objectives of the study were; 1.To examine the reasons for insurance firms sourcing fund from the...
ABSTRACT A job creation strategy to provide 10,000 jobs in two years has been developed by the ministry in collaboration with the commonwealth. The recent declaration by the national Bureau of Statistics that almost 100 million Nigerians live on less than $1 per day succinctly describes the enormity of the fundamental flows in all the strategies deployed by successive governments in the country in tackling the issue of poverty alleviation and job creation. Furthermore, the youth empowerment a...
PREFACE The pieces of work has been undertaken as a partial fulfillment of the award of National Diploma in Business Studies in Kaduna Polytechnic. The topic of the essay written on THE PROCESS OF PRODUCT PLANNING AND DEVELOPMENT. The essay work is divided into three (3) chapter. The first chapter is brief introduction of product planning and development in marketing. Its aim and objective of the essay, the scope of the essay and finally definition of some key terms in the essay. The seco...
ABSTRACT In totality the project is concerning the problem encountered by social workers in social work practice. In details, this project consists of five chapters, the first chapter is the introduction part were the researcher highlights the background, aims, objectives and significance of the study as well as research question. Constitute the chapter one, second chapter the researcher review the different contribution made by authors about the problems encountered by social workers in so...
INTRODUCTION Given today complex and rapidly changing management climate, most large companies, major institution and governmental agencies are implementing continuous improvements to achieve efficiency and assure all concerned parties of solid corporate governance. The nature of interval audit system simply means explaining some of the key terms in the project topic, the internal system. According to the Institute of Internal Auditors (IIA) definition of internal auditing the interna...
ABSTRACT The objective of this project work is to provide an insight on the method of credit control in commercial banks. The findings are based on the outcome of going through First Bank publications, newspaper and reports and other corresponding reports of the first Bank office. The study work is divided into five chapters as follows; chapter one, the background of the study was presented specifically on the role of commercial banks and the scope of the study. Chapter two discusses the loan...
ABSTRACT Human beings are often said to be the most difficult animal God created because it would always desire for something or conditions better than the one it find itself. The notion has proven itself to be true giving the incessant cases of financial frauds that have littered the history of human race. Funny enough, fraud and other financial irregularities are on the increase in the banking institutions where money are supposed to be keep safe and free from harms and troubles. This ...
The purpose of this study is to determine to what extent personnel policies promote the efficient and effectiveness of organization. 2.To study how regularity in the payment of salary of employees can promote organizational effectiveness.3.To know to what extent transfer can promote organizational effectiveness.4.Finally to know, how motivation can contribute to the promotion of organizational effectiveness.INTRODUCTIONThe aim of any organization is to attain the set goals a...
ABSTRACTThis project work has critically highlighted the compact of claims settlement on profit maximization in insurance industry, the problems of effective claims settlement in Nigeria have been identified and how they can be controlled is also included in the study. Also circumstances given rise to claims, fraudulent claims and effect of inflation on claims settlement have been discussed and ways to solve them are indicated in the study. This study also examines the lapses and recommen...
ABSTRACT Numerous researchers have studied the impact of incentives and related programs for at least 100 years without establishing a clear consensus among business circles as to whether or not incentive programs deliver measurable and meaningful performance results. “Incentives, Motivation and Workplace Performance: Research & Best Practices,” conducted by researchers for the International Society of Performance Improvement, and funded with a grant by the SITE Foundation, was designed t...
ABSTRACT This study, performance appraisal as a tool for achieving employee and organizational productivity is geared towards examining the impact of performance appraisal on the productivity of employees in organization, with particular reference to First Bank of Nigeria Plc. In the course of this study, data were sourced from primary and secondary sources. It was discovered that participation of employees in appraisal exercise and the use of performance appraisal result are very useful ...
ABSTRACTFor any employee, their job involves much more than just completing their responsibilities and getting paid for it; the culture of their workplace is also an integral factor in job satisfaction and engagement. And, as more employees and employers alike focus on culture, it has become a significant differentiator in attracting and retaining talent. But, it is important to note that culture is more than just offering free lunch on Fridays or having an annual holiday party; culture affec...
INTRODUCTION This chapter contain the following, the background of the study, statement of the problem objective of the study as well as significance, it also mainly for statement of hypothesis which is a testable, tentative propitiation that explain relation between two or more variable or phenomenon. HISTORICAL BACKGROUND Airtel as it is known today is not what is known as when it started operation. The company stated as Econet, later to Vodacom from vodacom the name was changed to V...