ABSTRACT The purpose of this study was to determine the level of credit management and incidence of bad debts in Nigeria commercial banks. In the ordinary course of lending banks including load debts, which are changed against the income generated by the cause for bad and doubtful debts. Besides a cursory look at the annual statement of most commercial banks, relatively provide for bad debt more than the other banks. This fact could also be reflected in the elative performance of the banks....
1.1BACKGROUND OF THE STUDY It has been said that the traditional role of financial account was to give account of the stewardship to the owner of business who was divorced from management of business. There is always the tendency for the owners to debt the content of the report presented to them. They fear that the report may contain errors, conceal fraud, deliberately misleading or lack in the information content. To solve this problem of credibility in reports and accounts there is always t...
ABSTRACT This project was undertaken to examine the importance of effective marketing of services in the Nigerian financial industries. In the past, marketing was linked to services in industries like banking and rather to manufacturing industry in recent years; however, marketing activities industry in the banking industries have acquired increased importance and attracts more attention. The reason for this phenomenon is easy to appreciate for competition in banks, which market their activit...
INTRODUCTION 1.1BACKGROUND OF THE STUDY The issue of bank distress has been a problem which financial institutions suffer must. The era of all for free banking in Nigeria brought which can be traced as of (1892) when banking started in Nigeria gave room for the establishment of many banks because there was little or no laws guiding banking business. Because the was no law or supervisions on establishment of banks, many banks were established without adequate capital requirement. Morestill...
1.0INTRODUCTION A co-operative society is an association of persons who have voluntary joined together to achieve a common end through the formation of a democratically controlled organization making equitable contributions to the capital required and accepting a fair share of the risks and benefits of the undertaking in which the members actively participate (L.L.O 1960). The term co-operative is often used to mean the activities of a specific form of organization, that is any form of person...
INTRODUCTION 1.1BACKGROUND OF STUDY Agriculture, from the beginning of time, the first concern of man has been food clothing and shelter in that order. Agriculture being one of the oldest industries, its origin can be traced to the earliest human societies. the existence of man fro the prehistoric era up to the era ancient civilization depended on the ability of the individual to hunt and gather food for consumption. Food was, however the basic source of life which provided him energy...
ABSTRACT Modern form of Co-operative leave their origin in the tension and opportunities created by industrialization and urbanization in the nineteenth Century in Europe. Much of the early interested in co-operative structure seemed from deep regards to the social consequence of industrial capitalism, critics of the new order not simply a framework for business organisation but also as a vehicle for the reutilization of radical social and political goals. However, much concepts of c-operativ...
ABSTRACT This study focuses on the marketing problems and prospects of five star hotel in Enugu Metropolis “ case study of Nike Lake Resort Hotel”. The main purpose was to find out among other things the followings: -To examine if the promotional strategies used by the hotel lead to increase in customer awareness. -To determine if the quality of services rendered by the hotel will lead to a bright future for the company. -The population of the study comprises the customers and the managem...
ABSTRACT This research work was aimed at determining the impact on management of insurance companies in Nigeria with particular reference to UNIC INSURANCE PLC A structured questionnaire made up of a little combination of some dictatorship and open ended questions was developed and distributed to a total of 80 male and female employees of UNIC INSURANCE PLC. The data collected were analyzed using percentages, mean and rank order. Based on the above major findings include; 1,That the human...
ABSTRACT In all business enterprise effective implementation of organizational policies and procedure is very important and can never be over emphasized and to achieve this goal, target and objective is beckoned the design of managers who do not sit there as a ceremonial heads rather they have role of implementing the organic functions of management in today’s dynamic and competitive business environment in Nigeria. This work is design to expose and the serious minded ma...
ABSTRACT This project is written to be useful to all who are interested in Co-operative Organizations, Management, students and the general public. This is to reveal the process of effective Management of Credit in Co-operative society in Enugu South. In this project, one finds out the means of which this co-operative organizations generate fund, for example, through loan contract. More so, proper strictly and critical examination showed that co-operative could raise fund for their goal...
ABSTRACT The banking sector has proved a very reliable tool in the development of the nation’s economy and also in the management of individual finances. However, the distress in the banking system has drastically reduced public confidence and interest in the institution hence, community bank patronage continue to dwindle to a surprising point. Under this negative development, the banks now rely greatly on the effectiveness of electronic data processing system for survival. It is therefor...
INTRODUCTION 1.1BACKGROUND OF STUDY Investment proposals and decisions by business entities and individuals could evolve due to certain reasons. These include decisions concerning the following; (a)New products or expansion of existing product (b)Replacement of equipments or building ©Exploration and others These decision involve huge capital expenditure on capital investments. Therefore, for any of them to be meaningful there must be decisions on the sources of such huge capital fund In...
ABSTRACT Community banks were established in Nigeria to help remedy the rural development problem that has been facing Nigeria since after World War II. The fundamental concepts of a community bank is of a self sustaining financial institution, owned and managed by community or a group of communities for the purpose of providing credit deposit, banking and other financial services to its members. The objectives of the research work therefore covered the pace of providing financial and banking...
1.0INTRODUCTION 1.1BACKGROUND OF THE STUDY As the need for development in every part of a sovereign nation arose, it became important a device a means through which the source of development will reach to every part in question. The local government concept holds that the key to challenge all other developed areas and achieving a general goal concept of ability to give everybody in a given country, allocations according to what the person needs most. The local government is a tier of the go...