ABSTRACT This paper examines the associations between diversity of board members and financial performance of State Owned Enterprises in Zimbabwe (SOEs). Three demographic characteristics of board members, gender, cultural/nationality, and age were used as the proxies for diversity. The study used a positivism philosophy was used and being anchored on the quantitative research design. A survey of 54 SOEs were sampled to include 114directors in the SOEs sector. This study found out that both ...
ABSTRACT The study investigated best practice of environmental accounting among companies currently operating in Chiadzwa Mutare specifically Marange Resources (Pvt) Ltd. Precisely, the study assessed the level of independence of tracking of costs impacting on the environment; level of efficiency and appropriateness of environmental costs and disclosure reporting.The study used research instruments such as primary data survey and secondary data elucidation. For this purpose, longitudinal con...
ABSTRACT The study is on the Survival Strategies employed by Local NGOs (LNGO) in Gweru in the face of reduced donor-funding. This document might help Gweru LNGOs to evaluate their survival strategies. Qualitative research method has been employed through face to face and semi structured interviews as well as document analysis. 5 out of about 40 Gweru LNGOs have been selected using convenience sampling. NGO by NGO approach was used on data presentation and analysis. Findings have shown that...
ABSTRACT The investigation of the challenges of implementing the RBIA in the ZNA was prompted by the growing calls for effective, efficient and economic utilisation of the finite audit resources to achieve the most impact in terms of IA service. The objectives of the study were to identify the key tenets of a RM framework, determine the role of IA within the risk management (RM) framework, determine the adequacy of the RM framework of the ZNA, identify areas of significant risk, and suggest ...
ABSTRACT In 2010, the Economic Stimulus Program (ESP) was initiated by the Government of Kenya with the aim of encouraging aquaculture in Kenya. Kitui Central Sub- County benefited with 200 fish ponds under ESP. However, their status is not known in terms of production, challenges and the contribution of fish farming to household wellbeing. To address this, a sample of sixty (60) fish farmers were used from the targeted 200 fish farmers who benefited from the Government’s support. The prima...
ABSTRACT The research sought to assess the impact of work-life balance on performance of employees. The major drive of the research was the necessity for it to demonstrate the value of work-life balance in nurturing accomplishment of organisational goals through employees. Research was carried out at the National Employment Council for the Food and Allied Industries Head Office. Using a qualitative descriptive research approach, the researcher collected data from a sample of 17 participants ...
Abstract Microfinance programs such as ISALs has become an imperative tool in empowering rural poor people by reducing poverty levels across the globe. The assumption is that by inculcating a culture of saving and improving their access to credit, rural poor people will be able to establish income-generating activities that is aimed at reducing poverty through enhancing agricultural productivity at all levels. Literature has shown that as a result of its affordability and accessibility, the ...
ABSTRACT Small and medium enterprises (SME's) play a critical role in an economy. They improve the standard of living to both the employees and employers. They are a major source of innovations and entrepreneurial skills. The study was guided by the following objectives; to establish financial factors that affect access to credit among SMEs in Machakos Town Sub-county. Specifically, the study sort to find out the influence of collateral requirements, the effect of cost of credit on access to ...
ABSTRACT NSE investors in stocks are believed to base their decisions on the standard finance models of CAPM by Sharpe, portfolio theory by Markowitz, arbitrage asset pricing by Modigliani and Miller and the option pricing of Black, Scholes and Merton.However empirical research has shown that, when selecting a portfolio, investors not only consider statistical measures such as risk and return, but doalso consider psychological factors closely related to the field of finance. This study theref...
Abstract Cookability of common bean is constrained by hardness which results to extend cooking times, low widespread consumption, and high cost of cooking fuel, the consequence of this is malnutrition due to nutritional deficiencies and food insecurity. A study was conducted in the seed Laboratory of Kenya Agricultural and Livestock Research Institute (KALRO)-Katumani to investigate the effects of physical properties of eleven bean varieties (GLPX92, KATX69, EMBEAN118, WAIRIMU, EMBEAN14, GLP2...
Abstract The research was done to examine the strategic response to the de-industrialization effect on the hospitality sector in Mutare. Mutare City has not been spared from the trend of declining industrial output that has characterized Zimbabwe for more than a decade. As a result, the hospitality sector suffers, since its business depends on the viability of the industry. A well-performing industrial base provides business to hotels through hiring conference facilities and funding hotel st...
ABSTRACT The study was seeking to determine the impact of commercial banks credit on SME financing in Kenya. The scope of the study was the 43 commercial banks presently operating in Kenya. A descriptive survey was undertaken in order to measure the cause and effect of relationships between the commercial banks returns on equity and SMEs financing. It also described the relationship between the ratio of commercial bank loans to SMEs to the total loans in the Economy. Secondary data was obtain...
ABSTRACT Banks use various approaches to lend to SMEs. Among others, two main lending approaches used to finance small- and medium-sized enterprises (SMEs) can be primarily distinguished by the type of information that a bank uses in granting and monitoring the loan. On the one hand, transaction-based lending approaches are primarily based on borrowers‘ hard quantitative information, such as the strength of the financial statement or the value of their assets, which are relatively easy to d...
ABSTRACT Farm credit offered by AFC is an important tool in poverty alleviation through creation of working opportunities for beneficiaries. The facility improves the economic and social status through poverty alleviation, employment creation and income generation for low income farmers with limited opportunities. Through this facility, the government mainly targets to improve the livelihood and food sufficiency among the rural populace. However, loan repayment is faced by high levels of defa...
Abstract The Government of Zimbabwe launched the Zimbabwe Agenda for Sustainable Socio Economic Transformation in 2013.The government called upon all Ministries to mainstream Zim Asset into their sectors. The economic changes catch up with international and regional efforts to improve the education systems in ways that are relevant to pupils who in turn would drive economies. The improvements challenge the negative consequences of colonial education in Africa and Zimbabwe in particular. Thi...