ABSTRACT The study focused on the impact of macroeconomic variables on financial performance of deposit taking microfinance institutions in Kenya. The specific objectives were to assess the impact of inflation on the financial performance of deposit taking microfinance institutions in Kenya, to ascertain the influence of gross domestic product growth rate on the financial performance of deposit taking MFIs in Kenya, to examine the relationship between exchange rate and financial performance o...
ABSTRACT This research effort was conducted on the backdrop of unprecedented worldwide record of teenage pregnancy and Zimbabwe has the highest teenage pregnancy rate in Sub-Saharan Africa. Despite numerous legal frameworks and policies, high school dropout cases as a result of pregnancy continue to be recorded. To further compound their demise, pregnant and mothering students suffer stigma and discrimination perpetuated by education stakeholders. The researcher‟s motivation and rationale ...
Abstract According to the Kenya Publishers Association (K.P.A) there are forty-one companies engaged in book publication and have a clientele base all over East African Community (EAC) and across the world. The companies have a varied combination of organization structures ranging from Functional to Matrix, and clear expectations on the performance of its staff. The main objective of the study is to determine the effects of organization structure on performance of sales staff among Publishers...
ABSTRACT The study sought to examine the experiences of stigma and discrimination encountered by double-orphaned children of Save in Chiredzi. The objectives of this particular study is to identify the psychosocial challenges encountered by double orphans of Save in Chiredzi both at home and at school, to find out if they receive support from their family, friends and the community and to determine how double-orphaned children cope up with the challenges they encounter and to recommend solut...
ABSTRACT For several years, the different communities within Tharaka Districts have had to face a myriad of challenges that have left them weak and impoverished. These challenges have been both natural and man-made. They include; inter community warfare, land clashes/conflict over scarce natural resources, population growth, hunger and famine. In understanding these major issues, the region is unique as it is occupied by different ethnic communities/clans; these are the Tharaka, Imenti, Tigan...
ABSTRACT The factors affecting the price of an equity share can be viewed from the macro and micro economic perspectives. These factors will affect the demand and supply of a stock in the market which in turn will affect the price of the stock. The purpose of the study was to evaluate selected factors influencing share price behavior of commercial banks listed in the NSE. The factors to be evaluated were dividend per share, financial leverage, book value per share and interest rates. The stu...
ABSTRACT Micro finance institutions refer to small, saving and insurance services extended and economically disadvantaged segment of society. In the past ten years micro finance is emerging as powerful tool of growth in Kenya economy. This has resulted from increasing success in terms to reach the poor and sustaining delivery services. However large number of those engaged in microfinance services continue to struggle with sustainability. The research sought to establish the factors affecting...
ABSTRACT Globally Co-operative Societies are important vehicles for economic growth and development and they enhance welfare of their members. Most members have challenges in accessing certain loans despite the fact that they have accumulated large deposits in the SACCOs. Moreover there is dearth of information concerning the factors influencing the choice of loan packages by SACCO members. The purpose of this study was to analyze the factors influencing the choice of loan packages by SACCO m...
ABSTRACT The Effects of Electronic Banking on financial inclusion in Kenya is not well documented. Recent studies on electronic banking have over-emphasized on the factors that affect this mode of banking. This study sought to determine the effects of electronic banking on the financial inclusion. The study sought to assess the effect of mobile banking, internet banking and agency banking on financial inclusion. This study used a descriptive research design. Stratified random sampling was emp...
ABSTRACT In pursuit of corporate goals agency relationship will be a recipe for conflict depending on the levels of information asymmetry. Voluntary disclosure can be influenced by several factors thus this study sought to find out the effect of selected board characteristics on voluntary disclosure of manufacturing listed companies in Kenya. The general objective of the study was to examine the effect of selected board characteristics on voluntary disclosure among manufacturing companies lis...
Abstract Old Mutual Insurance System is a fully integrated browser-based insurance system that facilitates for faster interaction between potential clients, insured clients and the organisation. The system was developed with the clients at the heart of system and this provided an end-to-end policy administration system with a client-centric approach. The aim of the Insurance Administration System was to reduce application process and insurance claims approval process and address customer se...
Abstract: The discourse on "environmental conservation" is highly dynamic and has generated controversies of epic proportions in conservation sciences and environmental anthropology. Given the nebulous nature of conservation, coupled with the varying interpretations evoked by the deployment of the concept across different disciplines, a more robust understanding of the no tion calls into question its practical manifestations and application in particular situated contexts — particularly wit...
Abstract Medical ethics as a scholarly discipline and a system of moral principles that apply values and judgments to the practice of medicine encompasses its practical application in clinical settings as well as work on its history, philosophy, theology, anthropology and sociology. As such there are a number of values in medical ethics such as autonomy, non-maleficence, confidentiality, dignity, honesty, justice and beneficence, among others. These values act as guidelines for professionals ...
Abstract This paper critically examines the morality of advertising by practitioners in spiritual healing and herbal medicine heretofore referred to as traditional medicine, in southern African urban societies. While the subject of traditional medicine has been heavily contested in medical studies in the last few decades, the monumental studies on the subject have emphasised the place of traditional medicine in basic health services. Insignificant attention has been devoted to examine the eth...
ABSTRACT. This study focused on the impact of debt financing on the financial performance of SMEs. The study followed a descriptive research design using Statevice as a case study. Data was gathered through interviews and questionnaires from respondents which were selected through the purposive sampling technique. Analysis and presentation of data was done through the use of tables, pie charts and graphs. Results indicated that debt financing is associated with liquidity, agency cost, bankru...