ABSTRACT Credit risk and liquidity risk management practices have become very critical for efficient operations and survival of banks. This is because they have the tendency to affect the core existence of banks (profitability). However, the impact of credit risk and liquidity risk on the performance of banks is yet to be fully explored in Ghana. The recent takeover of UT bank Ltd and Capital bank Ltd by GCB bank Ltd; where issues of insolvency were cited by BoG as reason for the takeove...
ABSTRACT Merger is where two or more companies decide to combine their activities and to organize a common control of the assets. This study focused on investigating whether mergers are viable options for raising capital for banks to finance their operations, improve their performance and expand their capacity into new areas. The main objective of this study is to assess merger as a financing option to develop the Rural and Communit...
ABSTRACT The study was designed to examine the contribution of Kakum Rural Bank (KRB) to poverty reduction in the Komenda-Edina-Eguafo-Abrem Municipality. All the four agencies of the KRB in the KEEA municipality were included in the study. The purposive, quota and systematic sampling techniques were used to draw 384 respondents, made up of staff and customers of Kakum Rural Bank, for the study. Structured qu...
ABSTRACT The role of SMEs in the development of any nation cannot be overemphasised. Yet their growth into bigger firms is often beset with many challenges. This study sought to examine the perception of business owners about the effect of bookkeeping on the growth of small and medium-scale enterprises (SMEs) in the Cape Coast Metropolis. The study employed the quantitative research metho...
ABSTRACT The issue of leadership has being a major concern to any surviving institution. Thus the progress and success of every institution is highly depends on the kind of quality leadership styles put in place. This study sought to investigate women HODs leadership experienced in the second cycle institutions in the Kumasi metropolis. The study employed the use of descriptive method of research. A sample size of 60 was used for the study and this was carried out using purposive sampling t...
ABSTRACT The study is on the topic “Evaluation of Revenue mobilization strategies of metropolitan, municipal and district Assemblies in Ghana. The case of Accra Metropolitan Assembly”. The study set out to discover other revenue sources that are not being explored by the Assembly, what strategies are adopted for revenue collection and accounting standards. Finally, the study considered the contribution of internally generated fund. The sample was made up o...
ABSTRACT The study recognizes the fact that both public and private sectors in the formal economy need the relevant human resource to ensure growth and development of the economy of Ghana. Any significant disparities in earnings between these two sectors for workers of identical productivity-related characteristics have the potential effect of denying the low paying sector of the quality labour it would need. Using data from the fourth Ghana Living Standard Survey, it was revealed ...
ABSTRACT Repeat borrowing is essential for long term financial sustainability of Microfinance Institutions (MFIs). This long term financial sustainability is threatened by high client exit, that is, premature termination of the borrowing relationship. In view of the above, the purpose of this study is to investigate the reasons for clients exit and to determine the factors that influence the length of the MFI-client borrowing relationship. A duration model (semiparametric model) is us...
ABSTRACT This study sought to examine the effects of reward systems on job satisfaction of the staff of the National Investment Bank main branch in Accra. The research, specifically examined the nature of reward systems at NIB and compared the reward system to best practice as well as determine the extent of worker satisfaction with the reward system. The study used descriptive design to determine the effects of reward systems on job satisfaction. A total of 44 respondents made up of ...
ABSTRACT Tax planning is increasingly becoming an area of interest to many organizations including banks due to the potential benefits that firms and shareholders could derive from it. The problem militating against tax planning is the agency cost and other non-tax costs associated with it. To mitigate the agency problem between shareholders and managers, shareholders rely on corporate governance mechanisms in ensuring ...
ABSTRACT The study sought to assess the role of auditors in fraud detection and prevention focussing on Mutual Fund in the Kumasi Metropolis (MFs-K). The study, specifically, sought to achieve the following objectives, to identify the factors that cause fraud in the Mutual Funds, to determine the role of external and internal auditors in fraud detection and prevention in the Mutual Funds and to examine how auditors can detect and prevent fraud. Data was collected from respondents with a wel...
ABSTRACT The study explored the conflict prevention strategies of state and nonstate actors in the Northern Region of Ghana. The study employed qualitative strategy of inquiry. The study population included members and staff of the four institutions selected for the study (National Peace Council (NPC), Regional Security Council (REGSEC), West Africa Network for Peacebuilding in Ghana (WANEP-Ghana), and traditional authorities). Purposive sampli...
ABSTRACT There is a growing recognition that community participation is a very important element in achieving the goals of the poverty reduction programmes. But is it only in theory or also in practice? This study assessed community participation in the Rural Enterprise Programme (REP) to enhance participation and poverty reduction. A total of 72 respondents consisting of programme beneficiaries, staff of REP and opinion leaders constituted the sample for the study. D...
ABSTRACT The study examined the improvement of staff performance through training and development at the Ridge Hospital. The problem was negative attitude observed toward patients by some of the nursing staff. The data were obtained from semi-structured interview and questionnaire (5 – point likert scaled questionnaire). The study design was a case study. The sample for the study involved fifty...
ABSTRACT This study aims at examining the perception on training and organisational commitment among staff of Ghana Immigration Service in the Upper West region. The objectives were: to examine the perceived benefits of organizational training; determine the nature of organisational commitment among staff, assess the extent to which the perceived main individual organisational training factors influence employee’s commitments, and fin...