ABSTRACT This project work gives a bird eye view of the problems facing commercial bank customers in Nigeria and the best way to alleviating these stated problems. As the banking industries faces the global challenges of modern banking, the customers who are the strength of the banking industries should not be left out in this development terrain. Chapter one work reveals in full meaning of customer, bank commercial bank and banker. Also a congenial history of commercial bank is treated in t...
ABSTRACT The object of this study is to determine the vital role played by commercial banks in Agricultural financing in Enugu State, which has been a major handicap to Agricultural Development today. The study arose from the fact the question to achieve self sufficiency in food produce is one of the highest priority areas facing most of the world’s people today Chapter one deals with statement of the problems, introduction, purpose and significant of the study, scope mid limitation of the...
TABLE OF CONTENT TITLE PAGE APPROVAL PAGE DEDICATION ACKNOWLEDGEMENT PREFACE TABLE OF CONTENT CHAPTER ONE 1.0Introduction 1.1 Background of the study 1.2 Statement of the problems 1.3 Objective of the study 1.4 Research Questions 1.5 Significant of the study 1.6 Hypothesis 1.7 Scope, limitations and determination of the study 1.8 Definition of terms CHAPTER TWO 2.1 Review of related literature 2.2 Historical background of banks financial products 2.3 Innovations in the Nigerian financi...
ABSTRACT Inflow generous is a macro topic in coming, which is inevitable of lexicon. It persistent increases in the general price cover of community. Also, it could be described as a situation pursuing few gooses. Furthermore, it could be described as a site. Or where there is a full in the purchasing power on naira currency. Under this topic we will pay more attention to the effects and causes of inflation in Nigeria.The group information for the project, such as obtaining from the earl...
ABSTRACT The growing case of classified debts and the increasing trend in the yearly provisions for bad and doubtful debts in commercial banks suggest that there may be errors in the administration of credit by the commercial banks in Nigeria. With this background, the leading policies of the credit management in a typical commercial bank the Union bank of Nigeria PLC was appraised with a view to ascertaining the causes and consequences of bad debts as well as to find ways and means of reduc...
INTRODUCTION This research work is designed to study the impact of computer Application on the commercial banks in Nigeria.One of the technologies that have the greatest impact on our commercial banks now is the computer power with its attendant daily operations.The computer is designed to help the banks in many ways which include:Speedy servicesReduction of work load manually Helping banks detect fraudHelping banks to go on-line or to practice on-line bankingHelping the banks to retain th...
ABSTRACT The gross Domestic product Growth is a long term rise in the capacity to supply increasingly diverse economic goods o its population. This growing capacity is said to base on advancing technology.It is only through an effective economic system that human and material resources of the nation could be mobilized between the government and the governed. The concept of economy development of Nigeria with its objectives is aimed at standard and mobilization or mobilizing the functions ...
ABSTRACT The research work critically examined the extent to which naira exchange rate depreciation has affected domestic inflationary rate in Nigeria between the year 2000-2013. Therefore, in this study the researcher examined the trend of inflation and exchange and the relationship between the two variables. A model was specified to show the relationship between both variable. Also interest rate was included in the model as one of the variables that affects inflation. The model was then e...
ABSTRACT Fraud is an epidemic dimension that has eaten deep into the banking sector as well as the entire economy. Its devastating effect manifests itself in the deteriorating balance sheet of banks as well as in economic backwardness. As a result, measures to eradicate fraud in banking sector become a central focus of the government and the monetary authorities. It was against this backdrop that this study was aimed at providing empirical evidence on the effect of fraud on performance of ba...
ABSTRACT This project work shows the pictures and profiles of all the central bank of Nigeria governors and their deputy, and the Nigerian currency from 1958 to date. The central bank of a country is the apex financial institution with the entire financial institution. It promotes monetary stability and sound financial system. The Central Bank of Nigeria was established in july, 1959 and went on full operation on the same day. Their functions include: issuing legal tender, they act as bank to...
ABSTRACTThe study examines the impact of service delivery on customers’ patronage in the Nigerian money deposit banks. The study focus on the types of services rendered by banks and how such service(s) guarantee the satisfaction of the customers. Primary source of data especially questionnaire was relied upon in gathering necessary data and descriptive statistical method was used to analyse it. The study revealed that good service delivery by banks enhances the patronage of customers. It is...
ABSTRACT This term paper presents the subject matter in a simple, coherent and critical manner. It takes the reader from an introductory to a higher level gradually this work provides basic knowledge of what company asset as a security for bank lending is all about, the framework within which the bank conduct their operation concerning banking lending is been discussed. The reader with a desire to have a general knowledge about using company asset as a security for bank lending will find h...
mso-fareast-font-family:"Times New Roman"">In our economy today, investment in capital project requires large capital outlay. The cost of these investment have made it impossible for one financial institution to finance such investment requiring huge capital outlay. mso-fareast-font-family:"Times New Roman"">Banks as supplier of fund, need to endeavour to meet these demand in the interest of National economy if domestic investment and production would not seriously hampered, hence the ne...
ABSTRACT;As regards to this topic, TOTAL QUALITY MANAGEMENT (TQM) it goes on reviewing the better ways of improving productivity, product quality, and deliver services. Organizations that adopt the concept of total quality management as culture in the direction of altering the behaviour of managers and employees have become low cost, high quality and high productive in the supply of goods and services in order to honour and support the contributions of all organizational members. This...
ABSTRACT The banking industry has been known to provide lending to support activities of Corporate, businesses as well as individuals. This loan offered by bank is derived from shareholders whose interest is simply to make profits. This makes banks key role to be lending and making a margin from funds lent so that it can provide a return on investment for the shareholders. It has been difficult for banks to play this role with ease as the market is bedeviled with risks, risks which cannot be ...