BACKGROUND OF THE STUDY Lending is the backbone of banking activities, it generally provides the larger part of a banks profits. Thus bank have lending policies to establish the direction ad use of funds from stock holders, depositions and creditors to control the composition and size of the loan part folio, an to determine the general circumstance under which it is appropriate to make an advance. The most important purpose of an empiricist lending policy is to provide guidance for the len...
INTRODUCTION Finance has been identified as one of the major factors for the development of small-scale industries in Nigeria economy. For the establishment of small-scale business in Nigeria, the first factor to consider is the availability and source of fund for setting up the industry. Small-scale business is an organization that can be measured by various characteristics and some of these are its sales volume, capital investment, ownership structure and the number of paid employees. ...
ABSTRACT The purpose of this study was to find out the analysis of Federal Government effort towards cassava production. In pursuance of this study, research objectives and research questions were formulated. Both primary and secondary data were collected and the data were them presented, analyzed, interpreted using texual, graphic and tabular modes of data presentation. The population used in this study consist of 420 farmers in Nkanu East. Though 382 questionnaire were returned of the 420...
ABSTRACT In this project research study (work) is a very crucial study for the Nigerian Commercial Banks, this study was actually motivated by the necessity of effects of development of new consumer credit products in Nigeria commercial banks. To solve the research problem, both primary and secondary data were collected. The research instrument used in collecting data were interview and questionnaire, the respondents were bank staff and some bank customers of the user of the product. The po...
ABSTRACT This research work was aimed at determining the extent to which the role of management information system will improve customer services in United Bank for Africa (UBA) Plc with much emphasis on the impact of computerization of its operations. A structured questionnaire made up of a little combination of dictatorship and open ended questions was developed and distributed to a total number of 97 employees comprising of both make and female employees of United Bank for Africa No 10 S...
ABSTRACT In this study, researcher examined the empirical analysis of commercial banks lending policies to the private sector. A case study of union bank of Nigeria plc. The study is significance on the system of monetary and credit policy measure which the central bank has stipulated the amount of interest lending rates that are obtainable in the commercial banks. The empirical analysis which is based on experiments or experience which is intended not only to maintain adequate monetary polic...
ABSTRACT Nigeria is going to adopt International Financial Reporting Standard (IFRS) from 1st January 2012. Globalization and Information and Communication Technology (ICT) has reduced the world to a global village. This has given rise to the continuous integration of the world economy and capital markets which has in turn given rise to increase in the interdependence of international financial markets. As a result of this, there is increased mobility of capital across boundaries of the globe...
ABSTRACT This research work examines the Accounting standards in Nigeria and how far the Board as gone with the adoption of International Financial Reporting Standard. The important of Financial Reporting Council of Nigeria and IFRS is to increase the foreign direction of investment and assurance of easier access to external confidence in the quality assurance system of financial reporting in public and private section entities in Nigeria, In the course of this research work we observed what ...
ABSTRACT This study was undertaken to identify and evaluate the waste reduction management strategies in Glaxo Simithline (GSK) Nigeria Plc, Lagos. In generating total need to achieve the objective of the study, the researcher consulted many textbook, journals, periodicals and paper work. These were renewed and deductions and additions were made appropriately. The study was also conducted by using primary and secondary sources of data collection as well as percentage and made in the data an...
The purpose of the study are as follows to determine how the development bank have helped to provide finance to small-scale industries as start up or working capital for the business. To determine how Nigeria banks help to procure machines and equipment for small-scale industries either through leasing or here purchase to encourage massive production. To determine how development bank has helped to provide technical and managerial expertise including undertaking of feasibility of consul...
Abstract The circumstances necessitating this paper were as a result of need for uniformity in respect of financial information being disclosed in the published financial to standardized the financial information is how to harmonize the comments and contribution that are usually arise from those that are affected by the proposed exposure draft, which will finally become an accounting standard. In this paper secondary data were collected and analysis was done through the use of regression anal...
ABSTRACT This research was carried out in order to investigate the factors affecting audit quality in Nigeria. The primary data were supplied by 430 respondents across several stakeholders in the fields of financial reporting and auditing. The secondary data were generated from the financial statements of forty annual reports of companies quoted on the Nigerian Stock Exchange. The test of hypotheses and other analysis of data were done using SPSS, version 17. The tests revealed that among oth...
ABSTRACT Modern form of cooperative leaves their origin in the tension and opportunities created by industrialization and urbanization in the nineteenth century in Europe most of the early interested in cooperative structure seemed form deep regards to the social consequence of industrialization also as a vehicle for the rentilization of radical social and political goals, however much concepts of cooperative interest as well as economic objective maybe pursued in other words, this project is...
ABSTRACT This study is focused on the effectiveness of public relations proactive in tertiary institutions in Enugu metropolis, with particular interest on university of science and Technology Enugu state (ESUT). The objectives of the study among others include: To find out whether ESUT have good relationship with the public. To examine the level of staff and student relationship in the institution. To determine the impact of public relations on eh students patronage on the institution (ESUT)...
ABSTRACT Nigeria as an importance and first growing country in Africa has in recent years acquired most important role in the work economy. Many banks and a number of financial institution have taken their rightful place in Nigerian economy. This has resulted a change in test expectations and increasing sophisticated of the populace. The effect of this change is continuously affecting the mode and method by which the banks services are marked. This had created the need for a research work in...