ABSTRACT Studies have shown that around 60% of SMEs fail to go past the third of operation in Kenya. SMEs are important in Kenya’s economy. This is because they contribute significantly towards the GDP and employ a good number of people. This implies that SMEs are important and should be taken seriously. Many women entrepreneurs cite factors such as failure to access finances, lack of management training and cultural issues among others, as a reason for failure of their enterprises. At the ...
ABSTRACT Workforce diversity management has been shown to directly influence performance of employees in organizations. In Kenya however, this concept has not been adopted in many organizations. The study was conducted at the National Biosafety Authority in Nairobi, Kenya. The general objectives of this study were to determine if performance of employees was impacted by managing different aspects of workforce diversity such as age, gender, marital status and educational background. The speci...
ABSTRACT The Kenyan mortgage market has experienced slow growth over the last few years despite the upsurge of mortgage payments. The uptake of mortgage loans in the country is still considered low. Although the mortgage market is considered underdeveloped, it has the potential to grow and is important for housing and economic growth in Kenya. The purpose of this study is to evaluate the effect of macroeconomic variables on mortgage uptake for commercial banks and mortgage finance companies i...
ABSTRACT Banking institutions encounter a lot of problems ranging from debt crises to exponentially increasing rivalry in the market which affects their performance significantly. Currently, customers of financial institutions are well informed and have all the information regarding the operations of such institutions and as a result they have created brand and product loyalty. This has been escalated by the introduction of mobile banking services in financial transactions and hence financial...
ABSTRACT Globally, organizations are constantly trying to find ways of improving their performance. To achieve this, many of them try to transform themselves by effecting change within the organization. For implementation of change to be executed successfully, the human capital should, as a matter of necessity, accept and support the change. Change management practices support behavioral and organizational adjustments thus ensuring that change is accommodated and sustained in the organization...
ABSTRACT Commercial banks all over the world enhance the economic growth of nations by providing funds to customers of investments. The survival of commercial banks like every other financial institution depends largely on their profitability. However, the profitability of these banks is dependent on the risk management practices which they adopt. This is because granting of loans to borrowers is accompanied with its own risks. Credit risk is regarded as the most adamant risk faced by banks d...
ABSTRACT Listed Commercial Banks still control financial intermediation channel in emerging market economies such as Kenya. After the 2007-2009 global financial crisis, financial institutions, regulators, and policy makers, in recent years have heavily invested in reforms aimed at improving bank stability. The study sought to evaluate the effect of financial inclusion on bank stability of commercial banks listed in Nairobi Securities Exchange, Kenya. Evidence indicates that financial inclusio...
iv ABSTRACT There are questions about the viability and sustainable performance of county governments in the 2010 constitutional dispensation. Central to this question is how county governments prioritize employee performance to meet the increasing expectations of citizens. The main objective of this study was to assess determinants of employee performance in Kakamega county government. The specific objectives were: to assess how employee participation determines employee performance in the C...
xiii ABSTRACT Performance of any project is deemed as a source of concern to both the private and public sector clientele. Project success needs creating a well detailed and planned project plan and also understanding the key success factors. Delays in implementation of a project are dangerous which quite often result in cost overrun, time overrun, disputes and in some cases total abandonment of projects. The key objective of this research study was to establish institutional factors affectin...
ABSTRACT African societies and the developing nations have been undergoing difficult times in terms of ethnic conflicts and antagonisms. The Northern part of Kenya is infamous for the frequent conflicts and counter conflicts as communities are pitied against each other since the pre-colonial times. Against this bedrock this study explored inter-ethnic conflicts between the Gabra and Dassenetch communities of Marsabit County between 1960 and 2011. The study was guided by three objectives which...
Abstract In order to have a developed country, all regions of the country must move forward in uniform speed and uniform levels. Local government has been a system of central govenrmnet through which it could distribute its public goods to all its systems. Through the local government the central government can be centralized some of the services which otherwise could be sort from the country‟s headquarters a situation which is not only cumbersome but it‟s also wasting and hence inefficie...
xii ABSTRACT Successful implementation of the project may be evaluated according to time, expense and efficiency. In order for a project to be effective, it must be carried out within the defined or scheduled budget, follow the scheduled deadlines and provide an end result which conforms to the quality and requirements established by the procurement agency. However, the expected level of development as per the proposed county government development plan has not been realised as expected due t...
ABSTRACT The SME sector is important in the social economic development of Kenya and is perceived as an engine for economic growth. However, SMEs seem ill equipped to confront the challenges of globalization, whose hallmark is ICT and information a major determinant of competitiveness. Whereas large enterprises have embraced ICT to gain a competitive edge, evidence relating to ICT adoption and use by SMEs has suggested a slow response and limited progression. The objective of the study was to...
ABSTRACT The performance of agricultural sector in Kenya over the last twenty-five years has not only been declining but low as well. This has been attributed to various factors including; continued erratic weather conditions, high production cost including high prices of fertilizers and high quality seeds, inadequate access to farm inputs and relevant technology, poor implementation of agricultural reforms, policies and programmes, declining prices for primary commodities in the internationa...
ABSTRACT Sound credit management is a prerequisite for a financial institution’s stability and continuing profitability, while deteriorating credit quality is the most frequent cause of poor financial performance and condition. Firms must therefore ensure that the management of receivables is efficient and effective. On that basis, it is simply good business to put credit management at the front end by managing it strategically. Therefore this study sought to establish the effect of credit ...