ABSTRACT The success of individual MFIs in credit risk management is largely reflected in the proportion of delinquency’s loans to gross lending. Factors such as credit policies, loan recovery procedures, and loan appraisal process are viewed as critical drivers of institutional factors leading to loan default; each of these factors significantly affects loan default performance in MFIs in Kenya. The study used primary data. The study target population compromise 48 MFIs registered by Asso...
ABSTRACT This study focused on the socio-economic, social cultural and project design related factors affecting the adoption of urban agricultural (UA) intervention for the poor urban HIV and AIDS affected households in Nakuru Municipality. Objectives of the study were; to assess the link between socio-cultural and socio-economics status and adoption, to evaluate the link between project design’s related factors and adoption and to capture individual’s social life history and relate it t...
ABSTRACT Turkana women have experienced gender discrimination in livestock management for a long time. Male dominance in decision-making, control and access over resources prevent women from participating and benefiting from livestock activities. This is attributed to factors such as cultural beliefs, illiteracy levels, and insecurity among the Turkana pastoralists. These factors cause low livestock productivity and income earning to both men and women. The result is endemic food insecurity...
ABSTRACT Despite the many individual studies on various knowledge management initiatives in large organisations, the perception of knowledge management practices and developments in Small and Medium enterprises suffers certain drawbacks. Small and Medium enterprises generally lack a proper understanding of knowledge management strategies in terms of key concepts. As such, there is paucity of information on the effect of different knowledge management strategies used by small firms on sales g...
ABSTRACT Studies have found that effective leadership and employee job satisfaction are two factors that have been regarded as fundamental for organizational success. Therefore, an organisation without effective leadership is not able to transform input resources into competitive advantage. Education is an important instrument in ensuring achievement of national development. Success in achievement of educational goals in schools is dependent on effective leadership. The purpose of this study...
ABSTRACT Huduma Kenya seeks to optimize the efficiency and effectiveness of Huduma Centre. One important area that defines how well and efficient the Centres deliver its services to customers is its queue management practices. To enhance service delivery, a proper queuing system is needed. Thus the main purpose of this study is to establish the relationship between queue management practices and customer satisfaction in the Huduma centers in Kenya. The specific objectives are to determine th...
ABSTRACT The goal of this research was to investigate empirically how government expenditure contributes to economic growth in East Africa. Most existing studies on the association between government expenditure and economic growth show conflicting results and mainly focus on developed economies. Hence this study focused on both the functional and composition of public spending of the East African countries over the period from 1980 to 2010, with a particular focus on sectoral expenditures: ...
ABSTRACT Loan delinquency in SACCOs is a major threat in the sustainability of granting loan to the loan applicants and the growth of the business. Gradual increase in delinquency rate implies that SACCOs are unable to recover what they have lent out to loan beneficiaries. This affects the SACCOs' financial obligations. SACCOs' financial growth is a critical issue and failure to maintain cash in circulation affects their core business. SACCOs in Baringo County has realized increasing loan de...
ABSTRACT Mangroves throughout the world are a critical ecosystem facing numerous threats. In Kenya, losses of mangroves in the last two decades have been estimated to be at 20%. Continued destruction could result in more than 70% of mangrove cover loss in the next 50 years thus affecting biodiversity and livelihoods of many coastal communities. Overexploitation and conversion pressure are the main causes of loss and degradation. Incentive based mechanisms such as Payment for Ecosystem Servic...
ABSTRACT Microfinance can be seen as a supply of loans, savings and other financial services to the SMEs. Financial access can help firms start up and expand their businesses through inter alia development of new products and production processes, and investment in human capital. A variety of financial services (credit, savings, insurance, and payment facilities) are crucial for growth in the SME life cycle. This study therefore sought to evaluate factors affecting access of credit by small ...
ABSTRACT A lot of strategies have been formulated both nationally and internationally to ensure women participate in leadership. There is a constitutional provision in the 2010 Kenya Constitution requirement of two-thirds gender representation that institutionalizes direct gender-specific measures and continued efforts to empower women. There are also international instruments such as Convention on the Elimination of All Forms of Discrimination against Women (CEDAW) and article 9 of the Prot...
Background of the Study Several developed and developing countries have tried to achieve sustainability in their power sectors in recent years. However, due to technical and administrative issues, some countries are confronted with various challenges in achieving sustainability objectives. Management of the continuously increasing demand for electricity has emerged among these issues as one of the major concerns for both developing and developed countries. The increased demand for electricity...
This document presents the research proposal on Impact of Urbanization on Enviornmental Degradation Introduction Environmental degradation remains the most complex issue for developed countries and is no longer practically valid for unindustrialized countries. The world’s developed and unindustrialized countries are affected by high greenhouse gas (GHG) emissions. Environmental destruction is caused by forest fires, and the main elements that affect environmental degradation are flooding in...
Abstract Background: Several studies have examined the use of psychoactive substances among selected groups in Nigeria. Here, we extend the description to include the features of substance dependence. . Method: A strati lied multi-stage random sampling of households was used to select respondents in 21 of Nigeria's 36 states (representing 57% of the national population). In-person interviews with 6752 adults were conducted using the World Health Organization Composite International Diagnostic...
Abstract Training is an organized approach to positively impacting individuals' knowledge, skills, and attitudes in order to improve individual, team, and organizational effectiveness. Training gives organizations access to resources that will allow them to compete successfully in a changing environment, and to plan for and accomplish set goals. Effective training helps corrects employee and organizational deficiencies. However, poor, inappropriate, or inadequate training can be a source of f...