Sacco's main objective is to empower people's financial health through mobilizing members' savings and issuing credits. Word bank 2017 report showed that more than 1.2 billion persons globally belonged to at least one or two of 3 million co-operatives in the world. Kenya’s Sacco sector is the largest in Africa and the seventh worldwide with 8 million members in more than 11,000 registered Sacco’s. Out of these, 230 have Front Office Service Activities (FOSAs). The study sought to assess t...
ABSTRACT Dynamics as well as uncertainty in operation of organizations for future success requires strategy formulation and implementation of organizational objectives which brings about the understanding of the organizational processes, brings new perspectives, provide solutions, ease of making decisions, strategic priorities, attain sustainable value while upholding a culture of knowledge, control systems and trust. It is noted that the demand for quality service delivery requires a cultur...
ABSTRACT This study is being carried to assess the mid-point (2000-2007) achievement of goal one(eradicate extreme poverty and hunger) of Millennium Development Goal in Nigeria. The research is guided by three Hypotheses which are drawn from the Problem statements and objectives of the study. Related literatures are reviewed in the study. The Data are sourced from both the Primary and Secondary sources available. The questionnaire is the only source of primary data collection. The ques...
ABSTRACT The study analyzed the effects of organization breaches on drug inventory security management for the health institutions in Nyeri County Kenya. The study was guided by four specific objectives; to analyze the effect of organizational regulation, storage infrastructure, skills of the staff and internal environmental factors on drug inventory security management in health institutions, Nyeri County. Drugs in health institutions are mismanaged by handlers for personal interest when th...
ABSTRACT Many public health facilities have experienced employee discontent in the recent past contributing to a decline in the delivery of healthcare services. This was due to delayed salaries, poor working climate, insufficient facilities, and lack of engagement on the part of management to communicate with workers. This study, therefore, sought to establish the relationship between employee voice strategies and performance of public health facilities in Imenti North Sub County, Meru Count...
ABSTRACT The growth of Islamic banking has been on a steady increase hence currently a force to reckon with in the financial market. This banking subsector is presently competing for market share with conventional banks. The purpose of this study was to assess the effect of mortgage financing on profitability of Islamic banks in Kenya. Specifically, the study sought to establish the effect of interest-free mortgage financing on Profitability Islamic banks, to explore how collateral requireme...
Research in entrepreneurship education is dynamic owing to the fact that it has a myriad of dimensions and faces. However, learning theories like social cognitive theories have not gained noteworthy or increased attention in the entrepreneurship education community. Grounded by the Social Cognitive Career Theory, the main objective of this study was to ascertain the connection shared by social cognitive career predictors, entreprenology and entrepreneurship education as a specialization among...
ABSTRACT Credit risk poses substantial exposure both to the banks and the economy; a scenario evident in East Africa financial crises; this in part owing to the fact that the banking sector is vital in any economy. The decline of profitability within the banking industry and financial losses can be attributed to credit exposures that went awry. This underscores the significance of management of credit risk within the banking sector. While lending is profitable for the banks especially on acc...
ABSTRACT Youths have the potential to engage in Agri–business but most of them view Agri– business as a petty job resulting to mass unemployment. The general objective of this research was to analyze the assessment of factors influencing youth participation in Agribusiness in Kericho County. The specific objectives were; to assess influence of youth attitudes towards youth participation in Agri-business in Kericho County, to establish the influence of access to credit facility towards yo...
ABSTRACT The main objective of this study was to evaluate predictors of computerized fraud among commercial banks in Kenya. The specific objectives were; to explore the effect of Quality Management, employee’s behavior anomalies and operational red flags on computerized financial fraud in commercial bank in Kenya. The study was anchored on two theories namely theory of mindset and fraud triangle theory. The study employed a descriptive design. The study used Primary data. A target populati...
ABSTRACT Devolution in Kenya took shape in 2013 after the general elections. This was in effect to the promulgated Kenyan 2010 constitution. There are 47 county governors who were elected and this changed the structure from the national government to the county government. These changed the formal scheme of relations, communications, decision making processes, procedures and systems which allow an organization to develop its functions and achieve its objectives. These could affect the employ...
ABSTRACT Today‟s organizational environment has become very competitive, increasingly uncertain and fast changing and hence, organizations need to plan and be flexible enough to accommodate the ever-changing environment. Due to that constant change, organizations need to adapt so as to strategically exploit emerging opportunities to ensure survival and success. Procurement strategy implementation is a process of implementing policies, programs and action plans that allows a firm to utilize...
ABSTRACT Commercial banks have continued to implement Information, Communication and Technology (ICT) in order to keep up with the competition and changing consumer needs and wants in the competitive business environment with the aim of gaining competitive advantage. Integration of ICT with the organization’s strategies has become a driving force of competition among financial institutions in Kenya towards achieving improved service efficiency and effectiveness. The study aimed to evaluate...
Abstract Information Communication Technology (ICT) is used in different areas. The common factor is its acceptance as a technology for facilitating transfer of information by use of electronic mode. Financial management automation is where financial activities are computerization from the preparation of the budget all the way to budget execution using an integrated financial management system. Despite the significance of automating of financial management, the audit report of Meru County go...
ABSTRACT Cereals enterprises have been witnessing declining in performance, this has resulted to some of them running out of business. In every country entrepreneurship growth is being witnessed as a result of response to advancement in technology and global competitiveness. It is against this background that this study was undertaken in order to examine factors influencing growth of cereals enterprises owned by women in Nkubu Town in Meru County. The study was guided by the following specif...