ABSTRACT The study was to assess the credit risk management practices among rural banks in the Takoradi metropolis. The study was a descriptive design which targeted workers and management of Lower Pra Rural Bank, Ahantaman Rural Bank Ltd, and Fiaseman Rural Bank. Questionnaires were administered to thirty workers while structured interview was conducted for three general managers of the various rural banks. Moreover, the data were analyzed with the aid of Statistical Product for Service Sol...
Abstract This research paper was conducted with the aim of investigating the different ways teachers; school administrators and parents contribute to a special needs child’s experience and success at school. This paper provides an insight as to the various roles each stakeholder (teachers, parents and school administrators) play. A quantitative design was used to gather data, through the use of a combination of structured, open-ended questionnaires and interviews. The research sought to det...
Abstract The small firm effect is a stock market anomaly which shows that firms with smaller market capitalization earn higher returns than firms with larger market capitalization. The objective of this study was to test whether the small firm effect exists on the Ghana Stock Exchange (GSE). The study adopted an explanatory research design. The study used 30 listed firms that had traded consistently from 2009 to 2016 as sample. The study created quartile portfolios in ascending order for the ...
ABSTRACT The largest religion in Ghana, the world’s most religious country, is Christianity. Here, the pervading belief in God’s existence fosters religious involvement. With globalization causing a mirroring of trends, the drop in Western religious participation signifies the potential decline of religion in Ghana. Noting that religion is a major part of the lives of many Ghanaians, it is evident that ascertaining what is responsible for the popularity of Christianity in Ghana could hold...
ABSTRACT The research is a descriptive study that examined freshwater scarcity in the Builsa District and its socio-economic implications. The main objective of the study was to examine the phenomenon of freshwater scarcity in the Bulisa District and how it impacted socially and economically on the people. The specific objectives include, identifying the factors that were responsible for the scarcity of freshwater, the effects of freshwater on the socio-economic lives of the people and to a...
ABSTRACT Ashesi University College is a Liberal Arts private university located in Berekuso, the Eastern Region of Ghana. Ashesi offers three undergraduate degree programs namely: Business Administration, Computer Science and Management Information System and is the only university in Ghana that operates on an Honor Code System. This is a system intended to build a hightrust community, to put students in charge of their ethical posture and the reputation of their alma mater. The main objectiv...
ABSTRACT This study focused on assessing the performance of the Ho Mutual Health Insurance Scheme and considered factors including; availability of administrative structures and logistical support, quality of care, attitude of hospital staff towards insured persons, claim processing, etc. There have been some concerns over the quality of treatment under the health reform compared to cash and carry system hitherto, practiced. For instance, questions have been raised about the attitude of hosp...
ABSTRACT Ghana has abundant viable land and a reasonably well educated population that can support different types of agriculture including crop production and animal husbandry. Unfortunately, in the last several years, the agricultural sector has been performing poorly and poultry production has suffered from liberal trade policies that have exposed it to competition from imported products, forcing an almost exclusive focus on egg instead of meat production. At the birth of the country, the ...
Abstract Presently, Africa is predicted to be the next big hub for innovation due to its abundance of resources. Its biggest challenge however is preserving its resources while enriching its culture through innovations that stay true to its values. The aftermath of industrialisation in other parts of the world has seen the continent become a mass consumer of cheap and unsafe products, especially with regards to cosmetics. This happens in tandem with the continent being the major source of nat...
ABSTRACT Kayayei is an occupation in Ghana that involves carrying items in the market from one place to another for a fee. Kayayei is not a crime neither is it an immoral act, but the social, economic and health issues associated with the work makes it dangerous. A lot of interventions have been created in the north but the kayayei phenomenon is increasing. This research sought to understand the motivations and circumstances that influence women from the north to migrate to the southern part ...
EXECUTIVE SUMMARY A new real estate developer is seeking to build container housing units as housing accommodation for students, staff and faculty of Ashesi University College, one of Ghana’s leading private universities. To fulfill this, the developer needs to have knowledge of the target market, trends in existing housing accommodation and understand the potential of their project compared with competitive developments. Thus, the goal of this project is to conduct a market research study ...
Executive Summary Ashesi University needs to establish ways in which it could address its limited brand awareness in many parts of the African continent, with the help of its international students. This led to the need to understand the perceptions, attitudes and relationship of international students towards the brand of Ashesi. This would help in identifying sources of brand equity for Ashesi University, and opportunities in which the external relations office could use to promote brand aw...
ABSTRACT There is a lot of talk on this new wind of economic benefit – the “demographic dividends.” Many regions of the world have had their share of the demographic transition and dividend. Still, most countries in Africa are yet to receive it or might even miss it if they do not put in place the necessary structures and systems to reap it. The study, therefore, seeks to find the state of Ghana concerning the dividend. It explores the preconditions of attaining the dividend, which migh...
ABSTRACT Literature has been described as the reflection of society through the eyes of the member of that society. Literature comes in many forms; writing, drama, songs, dance as well as stories. Throughout the history of Ghana there has been a strong representation of the societal values of the people through the work of authors such as Ama Atta Aidoo, Ayi Kwei Armah, Kofi Awonoor and Kofi Akpabli. However, over the years the amount and quality of writing coming from the country has reduced...
ABSTRACT Using simple cost-benefit analysis, this thesis investigates why Ghana, the world‟s second largest cocoa producer, has followed a strategy of exporting its cocoa beans instead of processing the beans into semi-finished and finished cocoa products. It is assumed that apart from the necessary technological ability needed to process cocoa beans the economic incentive for an increasing focus on processing relative to producing the beans for export is the profit incentive. The analysis ...