INTRODUCTION Although a lot of research works has been done on the prospects and challenges of Information Technology in the banking industry, theses research works are broad based and only few are actually carried on Electronic Banking (E-banking). Modern banks now realise that only those that overhaul their payment service delivery and operations are likely to survive and prosper in the 21st century (Opara et al, 2010). This is due to pressure of globalisation, consolidation, privatisation,...
INTRODUCTION Working capital management in cooperative business is concerned with the management of the enterprise current account which encompasses current asset and current liabilities. The management of Working Capital in Cooperatives is one of the most special aspects of industrial overall financial management. If the cooperative enterprise cannot maintain a satisfactory level of working capital, it is likely to become bankrupt. The current asset of the cooperative enterprise should be la...
INTRODUCTION According to Oxford Advance Learners Dictionary, “environment is defined as the natural conditions in which people, animals and plants livesâ€. Environment can also be defined as “all the surrounding things, conditions, and influences affecting the growth or development of living thingsâ€. It is the act or fact of surrounding in other words, environment means the surrounding in which living things live. Therefore, environment for the purpose of this resear...
ABSTRACT Corporate growth was much desired by most companies operating in Nigeria these was because of the advantage of high profit ability to dictate to some certain degree in terms of industry and market which lead to enlargement in market share brought about by the growth made in corporate strategies used. The strategies being about the desire and expansion of Oando Plc in Nigeria. This research project evaluated M & A as a corporate growth strategy in Nigeria by determining how mergers an...
INTRODUCTION Marketing has over the years advanced from various concepts and philosophies, which include the production concept, selling concepts, and product concepts. The marketing concept is viewed from the customers orientation philosophy which seek to identify unsatisfied consumer needs and wants, and this develops goods and services tailored towards filling up and satisfying such needs though not all organization practices this concept but successful firms embark on it. Given the inte...
ABSTRACT The study examines the effect of labour turnover in Kaduna State Water Board. The population consisted of staff of Kaduna State Water Board headquarters with a population of 100. The entire population was used as the sample size. A questionnaire designed in five likert scale constitute the instrument of data collection. The data obtained were analyzed using mean (x) scores. The analysis indicated that labour turnover in Kaduna State Water Board arise from the agitation for better pay...
ABSTRACT This study examines the role of communication strategies in change management process in Chi Limited. The research central objective is to conceptualize frame work of the integrated role of communication strategies formulation in conjunction with change management process. Also, it intended to investigate some depth of understanding of how the executive at different level and employees perceive the internal communication process surrounding the change in Chi Limited. As such, the res...
ABSTRACT This paper discusses the doctrine of separation of powers in a democratic dispensation. The paper argues that if rights, liberties and freedom of citizens are to be maintained and guaranteed in any society under democratic rule, then the three organs of government must be separated and entrusted to different people to administer. In a democratic dispensation, there is more separation of powers in the presidential system of government than the cabinet or parliamentary systems. This is...
INTRODUCTION The concept of packaging describes the overall presentation of a product or services to the consumers and the manufacturers respectively in a form that will protect, preserve, promote, measure and describe the content of the pack. Packaging is the first contact a consumer has with the product, so it is therefore of prime importance that materials are utilized to achieve the basic function of packaging. TABLE OF CONTENTS Title Page Declaration Approval page Dedication Acknowledgm...
PREFACE This term paper was written due to the rise in these evil vices in the society. It was prepared to bring to the knowledge of my readers the evil effect of these vices. Chapter one tells us about the definition of the terms and the relationships between these terms. Chapter two tells us about the Nigerian society and how these evil vices operate in the society. The causes of these vices and the hindrance to Nigerian development. Chapter three focuses on corruption in the Nigerian...
PREFACE Election in any country is not conducted in any-how-way. There are procedures in which elections are conducted. Elections must be carried out in any country that long for peace, unity and stability. But it is unfortunate that elections has turn out to be something else, instead of a positive result, it brings out negative result which a times claims lives and properties. All these are caused by our so-called leaders, a times when they loose elections, instead of taking things the way ...
WOMEN ENTREPRENEURSHIP Work is an essential aspect of life. People work to live and to live is to work. To the psychologist, work is an important source of identity, self-esteem, and self-actualization, which provides a sense of fulfillment by affording the individual worker a sense of purpose and projecting his or her values to the society (Babalola, 1998). Work can also be a source of frustration, boredom, and can at times bring feelings of meaninglessness, depending on the character of the...
BACKGROUND Democratic Control are democratic organization controlled by their members, who actively participate in setting their policies and making decision. Members are the source of all authority in cooperative, the basic unit in democratic control are the members. Decision in democratic control are made jointly by members irrespective of their financial consideration or position without any respect to the amount of shares or others capital interest that he may have in the society, will no...
ABSTRACT This research work is aimed at highlighting the role played by Cost accounting information to the planning, control and decision making process of the management of an organization using Nigeria bottling company (NBC) as a case study. If identify the different costing techniques and methods available, the type of information produced by an accountant and how each information fits into the information need of management as stated in the alternative and as discovered by the researcher ...
ABSTRACT This study examined the corporate governance and its impact on the management of MTN Mobile Communication Nigeria Limited Kaduna main branch. Research questions guided the study. A survey method was used for this study. The population consisted of all the entire telecommunication industry in Nigeria out of which MTN Mobile Communication Plc Kaduna with a total population of twenty five (25) persons was selected as the sample size of the study. A questionnaire developed by the researc...